USDA Vs. FHA your options comparison in Johnston, Polk County, IA
As of 2025, the USDA loan limit for Johnston in Polk county, IA, is $336,500, while for a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, and determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding in deciding which program in best suits your financial situation.
2025 Loan Limits and Down Payment Requirements in Johnston, Polk County, IA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Johnston, IA
Lendersa® aims to secure you the best USDA or FHA loan quickly and without hassle. Choose one of three starting paths to connect with lenders and USDA loan programs.
The USDA home loan, supported by the U.S. Department of Agriculture and also known as a USDA rural development loan, is available only in rural neighborhoods. Unlike FHA loans requiring a minimum of 3.5% down payment, the USDA mortgage has no such requirement.
First National Bank Northwest Florida is the oldest local community bank in the area. The goal of the bank has always been to provide the best possible customer service. The same banking services as a regional bank but with a local family “feel.” Come be a part of our banking family.
HomeSale Mortgage, LLC is your hometown mortgage company. As a subsidiary of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. HomeSale Mortgage, LLC is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology.
2718 Martin Luther King Jr, Blvd Panama City, FL, 32405
Panhandle Educators FCU is a leading Florida Credit Union with an A+ rating by DepositAccounts.com, a subsidiary of LendingTree, and has a 5 Star rating by Bauer Financial. We offer a range of financial solutions including Personal Accounts, Business Accounts, Mortgages, Auto Loans, Personal Loans, and more
Ideal Mortgage Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage
3707 W. 23rd Street Suite A., Panama City, FL, 32405
Oasis Mortgage, where we specialize in residential mortgages. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants who will be assisting you every step of the way. At Oasis Mortgage, we are able to provide our clients with extremely competitive pricing.
D & D Mortgage Corporation was founded in 1998 with its' owner, Keith E. Durgin, having over 20 years Mortgage Banking experience.The Company specializes in all aspects of Purchase and Refinance Mortgage loans for Primary Residences, Second Homes, Vacation Homes and Investment Properties.
Brightleaf Mortgage, we take a consultative approach to the home loan process by customizing each transaction to help our customers achieve their home financial goals. Any loan officer can get you a loan. Our mission is to get you the right loan for your Richmond, Virginia home.Integrity is the cornerstone of Brightleaf Mortgage.
Prospera Business Network is the leading non-profit organization advancing and supporting community-centered economic development in southwest Montana. Our focus is helping people start and grow their business – in turn strengthening our region’s economy and communities. Prospera services are client-focused offering entrepreneurs
