USDA and FHA Pro and Con in Johnston, Polk County, IA
As of 2026, the USDA loan limit for Johnston in Polk county, IA, is $336,500, while for a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, and determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding in deciding which program in best suits your financial situation.
2026 Loan Limits and Down Payment Requirements in Johnston, Polk County, IA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Johnston, IA
Lendersa® aims to secure you the best USDA or FHA loan quickly and without hassle. Choose one of three starting paths to connect with lenders and USDA loan programs.
The USDA home loan, supported by the U.S. Department of Agriculture and also known as a USDA rural development loan, is available only in rural neighborhoods. Unlike FHA loans requiring a minimum of 3.5% down payment, the USDA mortgage has no such requirement.
INSIGNIA Financial Services LLC is a non-bank lender and capital markets advisory firm. We provide access to a broad array of debt and equity capital for real estate investments in all markets, nationwide and Our lending and debt placement process enables savvy real estate investors, entrepreneurs and business owners to seize opportunity
Our lending products and payment services go far beyond consumer credit, to enable millions of merchants to run their businesses, to explore new markets, power fin-tech companies and most importantly—help people to build a brighter financial future.The Discover Network provides card acceptance at millions of businesses and cash access locations.
CCF does commercial real estate workouts for lenders and borrowers. We provide debt and equity relief solutions for what seem intractable situations. We have a complete “due diligence” service and employ strategies to avoid or recover from heavy OREO write-downs. With our proprietary market research model we are able to determine project.
1121 Lake Cook Road, Suite L, Deerfield, IL, 60015
Wool Finance Partners, LLC is active in the placement of debt and equity for institutional quality office, retail, industrial, healthcare, hospitality and multifamily properties. Our approach is relationship-oriented, seeking to build upon an impressive client base of developers and lenders.
770 Lake Cook Road, Suite 145, Deerfield, IL, 60015
Prism Mortgage has 30 years of experience in the residential and commercial real-estate industry. Prism Mortgage LLC, Chicago's leading group of financial advisors here to serve your entire mortgage lending needs. Strict, new federal and state regulations have imposed dramatic changes upon the mortgage lending process.
1020 Milwaukee Avenue, Suite 232, Deerfield, IL, 60015
Cambridge Lending Group has established itself as a trusted resource and respected mortgage leader in the Chicago’s North Shore community. we have helped thousands of clients find the optimal mortgage plan tailored to their needs, and provided successful solutions for those who have previously been turned down by other lenders.
1020 Milwaukee Avenue, Suite 230, Deerfield, IL, 60015
Our mortgage brokers know what they’re doing. They use the latest comparative analysis software which allows them to research and compare various loan programs to find the best option to meet your needs. We take pride in treating our clients with honesty and integrity. We have many very happy costumers.
420 Lake Cook Road, Suite 104, Deerfield, IL, 60015
Home Loan Solutions was founded by Victor and Olga Bolotnikov as a family business with intentions of delivering the absolute best rate and customer service in the industry. As the next generation joins the company, Mike Bolotnikov plans to continue delivering excellent customer service and even better products.
