USDA Vs. FHA Pro and Con comparison in Adel, Dallas County, IA
In 2025, the USDA loan limit set for Adel, county of Dallas, IA is $336,500. Meanwhile, the FHA limit for a single-family house is $472,030.
Take advantage of the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, and identify the income, credit, savings, and documents needed for qualification. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA loans side by side, helping you choose the best option for your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Adel, County of Dallas, IA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Financing Options in Adel, IA
The mission of Lendersa® is to rapidly and effortlessly secure the most favorable USDA or FHA loan for you. Choose between three starting options that help connect you with lenders and USDA loans.
A USDA home loan, endorsed by the Department of Agriculture and also referred to as a USDA rural development loan or mortgage, is exclusively available in rural areas. In contrast to FHA loans which demand a 3.5% down payment minimum, USDA mortgages require no down payment.
1701 N Collins Boulevard, Suite 125, Richardson, TX, 75080
CSC Capital Corp. is a direct, private, construction warehouse lender to qualified mortgage bankers for manufactured, modular, and site-built land/home purchases. We are located in Richardson, Texas, and have served clients for more than 15 years and Our loan is to you, the lender, so you can control both your interim and end loan.
811 South Central Expressway, Suite 229, Richardson, TX, 75080
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2701 Custer Parkway, Suite 706, Richardson, TX, 75080
Our team has over 15 years’ professional experience in mortgage and real estate, with extensive product knowledge and client-centered customer service. Our goal is to provide competitive rates, minimum costs, prompt support, and stress-free closing for our clients, making your home loan journey a pleasurable experience!
1401 North Central Expressway, Suite 100, Richardson, TX, 75080
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
16970 Dallas Parkway, Suite 401, Dallas, TX, 75080
Verity Mortgage is a member of the Eustis Mortgage Corporation family of companies is setting a high bar for our competition. Over 60 years ago, Eustis Mortgage Corporation opened its doors with a focus on two things that all great organizations have in common. Low staff turnover and a high percentage of repeat customers.
We strive to help our members Learn, Dream & Achieve all of their life goals.As an education-based credit union, we’re committed to providing members of all ages with the tools they need to meet their financial goals.ACHIEVE provides support to social service agencies.We are actively working to increase the accessibility & usability of our website.
The credit union was founded on January 25, 1938 under the name B-W Employees Federal Credit Union by Bendix-Westinghouse Automotive Air Brake Company employees and executives. Based on their experiences with Westinghouse Credit Union, they were inspired to found a new credit union after the business merged with Bendix in 1937.
800 Parker Square, Suite 205, Flower Mound, TX, 75028
Chartwell American Mortgage We strive to be your home lender for life. When venturing into the home finance arena, you need someone that has the experience and relationships to navigate you through the process. Find out how we can help. and camloans.com is your online resource for personalized mortgage solutions.
