In 2026, the USDA loan limit set for Adel, county of Dallas, IA is $336,500. Meanwhile, the FHA limit for a single-family house is $472,030.
Take advantage of the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, and identify the income, credit, savings, and documents needed for qualification. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA loans side by side, helping you choose the best option for your financial circumstances in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to rapidly and effortlessly secure the most favorable USDA or FHA loan for you. Choose between three starting options that help connect you with lenders and USDA loans.
A USDA home loan, endorsed by the Department of Agriculture and also referred to as a USDA rural development loan or mortgage, is exclusively available in rural areas. In contrast to FHA loans which demand a 3.5% down payment minimum, USDA mortgages require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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