USDA Vs. FHA Pro and Con comparison in Caldwell, Canyon County, ID

In 2024, USDA loan limit in Caldwell, county of Canyon, ID is $415,100 while FHA limit is $586,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Caldwell, county of Canyon, ID

Loan Type Loan Limit Down payment
USDA $415,100 0%
FHA $586,500 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Caldwell, ID

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Idaho?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 555 Anton Blvd, Suite 150, Costa Mesa, CA, 92626
  • Prime Mortgage was created by experienced people who worked in the real estate industry for many years, providing billions of dollars in mortgages to consumers. They saw many inefficiencies in the way the real estate and mortgage industry has operated for years, so they created Prime Mortgage.
  • Secure One Capital
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  • The Joy of Lending
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  • We specialize in all things home loan! We originate in California & Hawaii and have a passion for serving those who have served for us, we specialize in the VA home loan! The VA home loan is single-handily the best benefit available to our active duty and retired military personnel and family's
  • OptionWide Financial Corporation
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  • OptionWide and its entire staff are committed to helping customers find a path to a better financial future. The loan programs we offer focus on the next step, and the future steps, for your specific situation. Our Mortgage Loan Originators and the behind-the-scenes operations staff have years, and sometimes decades.
  • John Torrijos So Cal Lender
  • 3198-F Airport Loop Drive, Suite 201, Costa Mesa, CA, 92626
  • John is a powerful Inland Empire connection. He has been in the mortgage industry for nearly 20 years & has a strong understanding of what is needed to close transactions in this ever-changing market. He is very strong in structuring his files so that his clients & realtor partners can be confident that their loans will close on time every time.
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  • Compass Home Lending We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available.
  • Jessica McClure Mortgage Lender
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  • "Jessica McClure has helped everyone from first time homebuyers to homeowners looking to refinance their existing loan programs, as a senior mortgage loan officer for United American Mortgage Corporation. Jessica has over 15 years of experience servicing a large range of clients including the Hispanic community, foreign nationals, first-time buye
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