FHA Vs. USDA loan program for Star, Ada County, Idaho

During 2025, the USDA loan limit in Star, located in the county of Ada, ID is $415,100. On the other hand, the FHA limit for single-family homes is $586,500.

Utilize the Lendersa® USDA loan calculator to compare today’s USDA and FHA rates and identify the income, credit, reserves, and documents necessary to qualify. Our comprehensive mortgage calculator places USDA, FHA, Conforming, and VA options side by side, aiding in deciding which program in suits your financial situation best.

Options for USDA and FHA Loans in Star, ID

The aim of Lendersa® is to swiftly provide you with the best USDA or FHA loan available, without fuss. Start with one of three pathways that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Exactly is a USDA Loan in ID?

A USDA home loan, endorsed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage, and is exclusively available for rural neighborhoods. While FHA loans require at least a 3.5% down payment, USDA mortgage loans require none, offering significant advantages.

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(440) 233-8800 Lender's profile and map Reviews Buckeye Community Bank 105 Sheffield Center, Lorain, OH, 44055 Founded in 1999, Buckeye Community Bank was created as an independent, locally owned community bank positioned to serve the local business community better than any other bank. Through relationships built with trust and service, we work with our clients to ensure that they can grow.
(740) 474-5999 Lender's profile and map Reviews Direction Mortgage 649 Lancaster Pike, Suite 100, Circleville, OH, 43113 Direction Mortgage has helped thousands of people navigate their way through the home buying maze and achieve their dream of home ownership...and we’ve done so with pride since 1992. We can help you obtain an FHA (Federal Housing Administration), USDA Rural Development, VA or Conventional loan. Direction Mortgage can help you find the loan
(205) 879-7775 Lender's profile and map Reviews MCGOWIN-KING MORTGAGE 2 Office Park Cir, Suite 103, Birmingham, AL, 35223 Jim King & Travis McGowin together have more than 80 years in the mortgage business here. When founded McGowin-King Mortgage in 1998, they did so with a simple goal in mind: to build a business on relationships & to foster those relationships with integrity, trust, & community involvement.Every loan brokered since that founding has been anchored.
(205) 776-8400 Lender's profile and map Reviews ASSURANCE FINANCIAL, LLC 500 Office Park Dr, Suite 410, Birmingham, AL, 35223 Founded in 2001, Assurance Financial Group was created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time
(614) 207-1527 Lender's profile and map Reviews Wilbert L Butler Jr dba Premier Financial Services 955 Mahle Drive, Reynoldsburg, OH, 43068 "We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. At Premier Financial Services our promise to you is to identify the best loan product"
(205) 331-5700 Lender's profile and map Reviews CSL Financial, LLC 500 Office Park Drive, Suite 310, Birmingham, AL, 35216 At CSL, we think that this quote from inventor Thomas Edison illustrates our thinking on manufactured home lending: “The three great essentials to achieve anything worthwhile are, first, hard work; second, stick-to-itiveness; third, common sense.” It all comes down to our unique approach to Common Sense Lending.
(205) 823-2895 Lender's profile and map Reviews Liberty Mortgage Corporation 200 Williamsburg Office Park, Birmingham, AL, 35216 At Liberty Mortgage Corporation, we have developed long-term working relationships with realtors, builders, attorneys, accountants, appraisers, financial planners, commercial bankers and other professionals that make up the mortgage industry. We receive many referrals from these industry professionals,
(205) 705-1650 Lender's profile and map Reviews Method Mortgage, LLC 601 Vestavia Parkway, Suite 300, Birmingham, AL, 35216 Method Mortgage, formerly Principal Mortgage, was founded in Birmingham, Alabama in January 2007. Our work is dedicated to helping people achieve the dream of living in a home that they love and can afford. Whether you are purchasing or refinancing, we know mortgages are an important part of that process.
(423) 447-2931 Lender's profile and map Reviews First Farmers & Commercial Bank 441 Spring Street, Pikeville, TN, 37367 First Farmers and Commercial Bank, (formerly First National Bank of Pikeville) has strived and grown to meet community needs. Some 70 prominent Bledsoe Countians organized the community bank and today there are over 201 community minded people involved in the bank’s ownership. First Farmers and Commercial Bank, charter on September 30, 1913.
(256) 593-8670 Lender's profile and map Reviews First Bank of Boaz 124 South Main Street, Boaz, AL, 35957 First Bank of Boaz is Marshall County’s oldest independent community bank. Owned & operated by seventy local stockholders, First Bank is able to make decisions locally & that means a customer is still treated as an individual, not as a number. With $278 million in assets & 17% in capital, the bank is large enough to handle all your banking needs.
(214) 295-7163 Lender's profile and map Reviews Southern Home Mortgage Corporation 888 US-431, Boaz, AL, 35957 Southern Home Mortgage Corp is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.