USDA Vs. FHA your options comparison in Meridian, Ada County, ID
In 2025, the USDA loan limit in Meridian, within Ada County, ID, is $415,100. Meanwhile, the FHA limit for a single-family home is $586,500.
The Lendersa® USDA loan calculator allows for comparison of today's top USDA vs. FHA rates, helping you evaluate the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, aiding in choosing the best program in for your unique financial situation.
2025 Loan Limits and Downpayment Requirements in Meridian, Ada County, ID
Loan Type
Loan Limit
Down Payment
USDA
$415,100
0%
FHA
$586,500
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Meridian, ID
At Lendersa®, the aim is to secure the best possible USDA or FHA loan with ease and speed. Choose one of three pathways to connect with matching lenders and USDA loan offerings.
The USDA home loan is a government-backed mortgage guaranteed by the Department of Agriculture, also referred to as a USDA Rural Development Loan. This type of loan is offered exclusively in rural areas and unlike FHA loans, which require a 3.5% down payment, USDA loans have no down payment requirement. This makes them an attractive option for those eligible, offering a pathway to homeownership without the initial cash outlay typically needed for buying a home.
We have built a strong reputation as an outstanding mortgage lender, serving the needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage Banker with an experienced staff offering expertise in every area of mortgage lending
"We can help you get the lifestyle you
desire with the best loan options and
most competitive rates in the industry! We want you to understand the loan process and how it affects you and your transaction. There are 8 basic steps to any mortgage loan whether it is a refinance or a purchase."
"Nations Choice Mortgage has built a strong reputation as a leading internet mortgage banker serving the needs of real estate professionals, builders and individual homeowners since 1994.
Nations Choice Mortgage employs professionals that are ready, willing and able to make house calls to serve our clients nationwide."
Starboard Financial is a full-service mortgage lender committed to client trust and satisfaction through every stage of the home buying process. We offer a broad spectrum of mortgage products that allow us to serve all our clients' home financing needs. From Jumbo to FHA, Conventional to VA and USDA, we have the loan for you.
1256 West Chandler Boulevard, Suite 29, Chandler, AZ, 85224
Prestige Mortgage offers Commercial, FHA, VA, USDA, Conventional, Jumbo, Bridge loans, and Private Money loans in Arizona. Whether it is debt consolidation, refinance, cash-out or a purchase of a new home, Prestige Mortgage will help you make the best decision for you and your family.
Mortgage and Realty Professionals: Home Loans & Mortgage Refinance
4024 Ibis Street, Suite B, San Diego, CA, 92103
Chris joined Mortgage and Realty Professionals in 2016 after graduating from the University of San Diego with a Bachelor of Business Administration – BBA, Finance, where he has since distinguished himself as the go to loan specialist amongst friends, family, agents, and past clients.
We have assembled an experienced and talented team, which quite frankly, gives us an almost unfair advantage over other mortgage companies. Our team continually works to stay fresh in the industry--investing the necessary time to break down each minute step of the mortgage financing process, attending educational events and seminars,
Weldon Financial is a private real estate lending company that has been filling the needs of borrowers for whom conventional financing is inappropriate or undesired since 1997. Our experience, coupled with a strong, knowledgeable investor core gives us the ability to act quickly and decisively for the benefit of both lenders and borrowers.
1419 University Ave, Suite C, San Diego, CA, 92103
eMortgageGuys we refuse to follow this “unwritten rule” that clients must jump through hoops to get their dream home or save on their mortgage. Instead, we roll up our sleeves, sit down at the table with each of their clients, and together, shoulder to shoulder, design the most effective solution to suit your unique financial situation.
At Hansen Loans Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
