As of 2025, the USDA loan limit in Nampa, located in Canyon County, ID, is $415,100, while the FHA limit for a single-family home is set at $586,500.
Utilize the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates and review the necessary qualifications for income, credit, reserves, and documentation. Our advanced mortgage calculator displays a side-by-side comparison of USDA, FHA, Conforming, and VA loans, enabling you to determine which program in best fits your financial circumstances.
2025 Loan Limits and Downpayment Requirements in Nampa, Canyon County, ID
Loan Type
Loan Limit
Down Payment
USDA
$415,100
0%
FHA
$586,500
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Nampa, ID
The mission of Lendersa® is to quickly and effortlessly connect you with the best USDA or FHA loan. Choose from three pathways to find matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA Rural Development Loan or USDA mortgage. This type of loan is exclusively available in rural areas and does not require a down payment, unlike FHA loans which mandate a minimum of 3.5% down. This unique feature makes USDA loans a remarkable choice for eligible buyers looking to own property without the typically required initial financial contribution.
BCLG was founded in 2004 and is a full service Mortgage Banker licensed in Texas, with the ability to provide mortgage financing for residential properties, commercial properties, condo projects raw land, and construction to permanent "One Time Close" projects. So, whether you are buying, building, or refinancing in TX.
The Farmers State Bank and Trust Company has been proudly serving the Morgan County Community for over 100 years.
The Farmers State Bank and Trust Company was organized in 1910 under a charter issued by the State of Illinois. Upon subscribing the necessary capital, a group of prominent businessmen.
1ST QM Michael O’Brien has experience with all forms of Mortgage Financing. He has over two decades of experience with all facets of mortgage financing. Michael is very comfortable and effective working with “FIRST TIME” Home Buyers as well as the seasoned investors. Michael specializes in properties that are located in Texas and California
The IHS Mortgage Team is your premier mortgage team located in Austin, Texas. We pride ourselves on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Austin area.Established in 2004.
1st Quest Mortgage provides financial solutions for professionals, their clients, individuals and families to assist in accomplishing their goals. Many of our clients are referrals from legal, taxation, family planning, insurance and investment professionals assisting in achieving their client's goals.
We’ve done this by sticking with what business owners tell us they like. They enjoy dealing directly with the decision-maker, so they get fast answers. We attract and retain outstanding bankers, so they can work with the same people for many years, instead of repeatedly starting from scratch with new bankers
We've been serving Central Texas since 1900; that experience is what sets Citizens National Bank apart. We know & are active in each of the communities we serve. That makes us better able to meet your banking needs.Because we know our customers, we can deliver many of the same accounts & benefits as larger banks but with a personal touch they can't
15900 La Cantera, Suite 26235, San Antonio, TX, 78256
Expedient Mortgage is the trusted, local APM division that caters to the specific needs of your community. Like APM, Expedient Mortgage’s mission is to create experiences that matter while serving your home financing needs.Whether you are buying your first home, a new investment property or building your dream home.
