USDA and FHA Pro and Con in Fruitland, Payette County, ID
In the year 2025, the USDA loan ceiling for a single-family home in Fruitland, within Payette County, ID, is set at $356,300. Conversely, the FHA loan limit is $472,030.
To compare the most competitive rates, utilizing the Lendersa® USDA loan calculator for current USDA vs. FHA loans is advisable. This tool will aid in identifying the necessary income, credit, reserves, and documentation to meet qualification criteria. Our sophisticated mortgage calculator offers the ability to juxtapose USDA, FHA, Conforming, and VA loans, allowing you to decide on the optimal program for your financial circumstances in .
Details on 2025 Loan Limits and Down Payment Requirements in Fruitland, Payette County, ID
Type of Loan
Limit
Requisite Down Payment
USDA
$356,300
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring FHA and USDA Loan Opportunities in Fruitland, ID
Lendersa® is dedicated to securing you the most advantageous USDA or FHA loan swiftly and with minimal effort. Choose from three initial strategies to find matching lenders and suitable USDA loan programs.
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