USDA Vs. FHA Pro and Con comparison in Fruitland, Payette County, ID
In the year 2025, the USDA loan ceiling for a single-family home in Fruitland, within Payette County, ID, is set at $356,300. Conversely, the FHA loan limit is $472,030.
To compare the most competitive rates, utilizing the Lendersa® USDA loan calculator for current USDA vs. FHA loans is advisable. This tool will aid in identifying the necessary income, credit, reserves, and documentation to meet qualification criteria. Our sophisticated mortgage calculator offers the ability to juxtapose USDA, FHA, Conforming, and VA loans, allowing you to decide on the optimal program for your financial circumstances in .
Details on 2025 Loan Limits and Down Payment Requirements in Fruitland, Payette County, ID
Type of Loan
Limit
Requisite Down Payment
USDA
$356,300
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring FHA and USDA Loan Opportunities in Fruitland, ID
Lendersa® is dedicated to securing you the most advantageous USDA or FHA loan swiftly and with minimal effort. Choose from three initial strategies to find matching lenders and suitable USDA loan programs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is a type of loan guaranteed by the Department of Agriculture. These loans are exclusively available for residences in rural areas. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA mortgages do not require any initial payment.
10503 Timberwood Circle, Suite 112, Louisville, KY, 40223
We are a mortgage broker company with over 14 years of experience in the Mortgage lending business. We service in both English and Spanish, fluently. We can help with finding the best loan program available to you when purchasing a home or help you lower your monthly payments with our wide variety of refinancing options.
9900 Corporate Campus Drive, Suite 3000, Louisville, KY, 40223
Since our inception, we have acted as key advisors in securing funds for purchasers, investors, and homeowners in the residential markets. We recognize that in the marketplace there is a need for a holistic approach to an individual's needs. With this in mind our goal is to simplify the financing process by delivering a tailored,
13000 Equity Place, Suite 203, Louisville, KY, 40223
TBF started its roots with family. Our number one goal at TBF Mortgage is to help families with one of the most important financial decisions that they will have to face. TBF Mortgage and our team of Loan Officers are here to help you make informed decisions that work for you and to simplify the loan process. We will walk you through each phase.
Statewide Mortgage was created to help you achieve your dream of home ownership. You will find that our passion combined with experience will make your usually stressful loan process, quick, transparent and even exciting. Our goal is to build a personal relationship with you so that we can help you in the best way possible.
Tennessee Employees Credit Union has been open since 1993. The credit union has assets totaling $31.01 Million and provides banking services to more than 3, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans.
Parthenon Federal Credit Union was chartered in 1942 to serve the employees and families of the United Methodist Publishing House. Today, Parthenon Federal Credit Union has a community charter to service anyone (and their families) who works, lives or worships in the Nashville metro center area where we are located.
Our Mission is To provide lending solutions & educational services that supports the development, growth, & preservation of underserved small businesses, affordable housing, & sustainable communities. We are financing businesses and strengthening communities. We have developed a range of financial products-including loans for financing business.
Affordable Housing Resources, Inc. (AHR) is a non-profit organization whose mission is to create affordable housing & strong neighborhoods. For over 30 years, AHR has been laying a foundation for successful homeownership for Middle Tennessee’s workforce. AHR is committed to providing homeownership opportunities for low-to moderate-income families
Volunteer mortgage Group are a located in Nashville, TN. We are licensed in TN, MO, AL, FL, IL, SC, VA, CA, WI, IN, and GA. We specialize in home purchase, home refinance, Reverse Mortgages, First Time Home Buyer programs. Our goal is to offer the best rates and lowest mortgage payments in minutes.
1st Legacy Capital was founded by Ken Freshwater & Andy Shurden in 2016. After nearly 40 years of combined mortgage experience, Ken & Andy formed 1st Legacy Capital LLC to provide consumers in Mississippi the premier resource for Mississippi Reverse Mortgage Loans. 1st Legacy is located in Starkville Mississippi & serves consumers state wide.
