USDA Vs. FHA Pro and Con comparison in Emmett, Gem County, ID
In 2025, the USDA loan ceiling in Emmett, located in Gem county, ID, is set at $415,100. Conversely, the FHA limit for a single-family residence is $586,500.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, and ascertain the income requirements, credit thresholds, reserves, and documentation needed for qualification. Our cutting-edge mortgage calculator allows you to juxtapose USDA, FHA, Conforming, and VA loans, aiding in selecting the ideal program in for your specific financial circumstances.
Loan Limits and Down Payment Criteria for Emmett, Gem, ID in 2025
Loan Type
Loan Limit
Down Payment
USDA
$415,100
0%
FHA
$586,500
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Emmett, ID
Lendersa® is dedicated to providing you with the optimal USDA or FHA loan options swiftly and without inconvenience. Initiate one of three pathways that match you with appropriate lenders and USDA loan programs.
A USDA home loan is secured by the Department of Agriculture, widely referred to as a USDA rural development loan or mortgage, and is only available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment, making them an appealing choice.
In November of 1980 a small group of motivated employees met in the Town of Cheektowga Police Department’s pistol range room. These individuals laid the foundation for the soon to be chartered Town of Cheektowaga Employee’s Federal Credit Union. Among the members who attended and cooperated in the formation of the credit union were David J. Kulik,
CrossRoads Community Federal Credit Union is a not-for-profit financial cooperative whose purpose is to meet the financial needs of its members. We are member-owned. In other words, we answer to our members – not a small group of stockholders or an out-of-town corporation. Our profits are returned to our members in the form of low/no-fee products,
Cheektowaga Community Federal Credit Union has been open since 1959. The credit union has assets totaling $11.74 Million and provides banking services to more than 1, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
Compass Savings Bank is a branch office of Compass Savings Bank. They provide the following services: Full Service Office Location and are located at 111 Westinghouse Ave in Wilmerding Pennsylvania.
Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number,
Ecusta Credit Union was founded in 1976 in order to provide the Olin Corporation employees with a safe, convenient place to save as well as borrow – a financial institution dedicated to their best interest.
After several name changes, we are now known as Ecusta Credit Union, we offer our services to everyone who lives, works, worships
Bruce Roberts (CEO of Carofin and Carolina Financial Securities—Carofin’s parent company), and Peter Milhaupt (Chairman of Carolina Financial Securities). Their paths had crossed many times, both in finance and as friends, when in 1995 they became business partners in the formation of the Carolina Financial Securities (CFS).
Our mission is to provide personal quality service today and every day, while maintaining financial stability. Our credit union was created by and for employees of the West Seneca State School in January 1964. It was originally known as the West Seneca State School Federal Credit Union.
We are committed to our members’ financial needs. Credit unions exist not for charity, not for profit, but for service! The mission of Empire ONE—and all credit unions—is to provide and promote the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources.
Nickel City Funding is Western New York’s premier mortgage broker. We offer competitive mortgage loans & mortgage rates across the greater Buffalo area. Whether you’re in Amherst, Orchard Park, North Tonawanda or East Aurora, NY, we’ve got you covered. We offer one on one personal services to first time home buyers and savvy real estate experts.
Cal-Ed Federal Credit Union has been open since 1960. The credit union has assets totaling $22.67 Million and provides banking services to more than 5, 000 members.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
Standard Bank is a full-service community bank with 17 offices dedicated to serving consumers, businesses and local communities throughout western Pennsylvania and the Cumberland area in Maryland. Our focus is to quickly identify and solve the unique problems facing customers every day through a full range of deposit, loan, cash management.
4334 Old William Penn Highway, Monroeville, PA, 15146
Loan Web USA's mission is to serve customers with honesty, integrity and competence. Our goal is to provide home and commercial loans to clients while providing them with the lowest interest rates and closing costs possible. Loan Web USA has grown to become a well known brand in the greater Pittsburgh area.
