USDA and FHA Pro and Con in Garden-City, Ada County, ID
For the year 2025, the USDA loan limits in Garden-City, situated in Ada county, ID, are pegged at $332,100, whereas the FHA cap for single-family homes is $415,150.
Make use of the Lendersa® USDA loan calculator to draw comparisons between today's best USDA and FHA rates. This tool helps you figure out the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA options, guiding you to decide the most suitable program for your financial context in .
2025 Loan Ceilings and Down Payment Details in Garden-City, Ada, ID
Loan Type
Loan Limit
Down Payment
USDA
$332,100
0%
FHA
$415,150
3.5%
Conventional Conforming
$548,250
3%
Choices for USDA and FHA Loans in Garden-City, ID
Lendersa® is dedicated to guiding you to the optimal USDA or FHA loan quickly and seamlessly. Choose from three initial approaches that align you with appropriate lenders and USDA loan offerings.
A USDA home loan is supported by the Department of Agriculture and often termed a USDA rural development loan or mortgage. It's exclusively available for rural neighborhoods. Unlike FHA loans that demand a minimum of 3.5% down payment, USDA loans require no upfront payment, making them highly attractive.
16310 Tomball Parkway, Suite 404, Houston, TX, 77064
Our priority is that our customers have a great buying or refinancing experience and our mortgage experts will be there to help and guide you every step of the way. We are home loan experts dedicated to making sure your home purchase or refinance experience is an exciting and memorable experience.
Porter Bank offers a wide variety of services designed to meet all of our customer’s needs. Our Online Banking product is a secure way to see your account balances and transactions without having to leave home. If you are away from home and want to check your banking information, our Mobile Banking product is the thing for you.
At The Mortgage Exchange LLC, our goal is to be your lender for life. As one of Northwest Indiana’s premier home loan lenders, we understand that one of the largest purchases someone will make in their life will be their home. We strive to make that process as personal as possible. We understand that every buyer is different,
Southern Star Credit Union has been open since 1953. The credit union has assets totaling $21.71 Million and provides banking services to more than 3, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
First Service Credit Union is proud to say that we’re “For You, Not Profit.” We put our commitment to customers front & center. As a not-for-profit financial cooperative, First Service was started with a distinct purpose: to serve our members and help them reach their financial goals without having to worry about paying investors or shareholders.
1400 Broadfield Boulevard, Suite 200, Houston, TX, 77084
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1400 Broadfield Boulevard, Suite 200, Houston, TX, 77084
Texas Finance is composed of native Texans on a mission. We are dedicated to offering you the best loans available, tailored just for you. Our promise is to keep your needs and well being the foremost item in obtaining your loan. We will always tell it like it is and promise -- no surprises at the closing table.
Bennett Home Mortgage, LLC believe in working hard to get the job done. Our leaders set the example, and it's this example that encourages the entire team to reach for the goal of greatness. Together, we work hard to be leaders in the industry, to stand out from the competition, and, above all, to make sure our customers are satisfied.
First of all, we will need to start with the present. IN august 2003, the Credit Union changed its name to “New Horizon Credit Union.”
The original name of “Hyster Danville Employees Credit Union” was established September 30, 1946 as a state Chartered Credit Union and located in the old Fab Bldg. On Voorhees St., Danville, IL.
