USDA and FHA Pro and Con in Garden-City, Ada County, ID
In 2025, USDA loan limit in Garden-City, county of Ada, ID is $332,100 while FHA limit is $415,150 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Garden-City, county of Ada, ID
Loan Type
Loan Limit
Down payment
USDA
$332,100
0%
FHA
$415,150
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in Garden-City, ID
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
With 14 years experience in a Mortgage Industry, we work hard to satisfy the mortgage needs and go above and beyond to exceed the expectations of our customers. We provide a range of products and services with quick turn around times and with many our mortgages closing in 20, 15 and even 10 days. Call us to get you into your new home faster.
Elevate Lending, we love what we do. Transparency and simplicity is our way of business. With over 15 years of experience, we understand and appreciate the need for honest, quick and responsible practices of communication and lending. Our client’s satisfaction and happiness are our priority.
14135 Francisquito Ave, Suite 101, Baldwin Park, CA, 91706
Saenz Real Estate is generally engaged in Real Estate. Saenz Real Estate operates in Baldwin Park. This organization is involved in Real Estate as well as other possible related aspects and functions of Real Estate. In California Saenz Real Estate maintains its local business operations
14607 Ramona Blvd, Suite C, Baldwin Park, CA, 91706
At Lakeside Financial Services, we do everything in our power to work with clients to prepare their tax returns and help get them the maximum refund they are entitled to. We also find the best Real Estate, Mortgage or Insurance Product that coincide with their current financial standing and future financial goals.
MK Mortgage Group LLC headquarters is in Elizabeth, Colorado. MK Mortgage Group LLC is in the sectors of: Financial Services. This company is a banking company based out of 1660 Prominence Circle. When we pre-qualify you, we help you determine how much of a monthly mortgage payment you can afford
133 County Road 17, Suite E1-A, Elizabeth, CO, 80107
"Janie Taylor of the Taylor Mortgage Group began her real estate career in Denver in 1975 starting with on site sales. Her success led to resales, commercial investment, commercial leasing and farm, ranch and land sales.
We offer almost any loan you could ever imagine! Land, Construction, Refinance, Jumbo and much much more!"
4808 Baldwin Avenue, Suite 103, Temple City, CA, 91780
"We’re making getting a mortgage easier than ever before. Lenderly Finance
has an experienced team of brokers on staff. Lenderly Finance is a Mortgage Broker who is committed to provide excellent support, and service. We give you options that make your home purchase or refinance easier."
5948 Temple City Boulevard, Temple City, CA, 91780
Provident Funding is a nationwide direct mortgage lender and servicer. Founded in 1992, we have created a customer-oriented culture with an experienced team of highly trained mortgage experts. We provide mortgage solutions for all of your refinance and home purchase needs. we have maintained a firm commitment to a low-cost business model
5954 Temple City Boulevard, Temple City, CA, 91780
Comres Mortgage was founded in 2013 and is headquartered in Hacienda Heights, CA. Our dedicated mortgage team specializes in competitive interest rates and concierge customer service. Comres Mortgage was created to service the community and to help them navigate through the entire loan process—with a personal touch.
