USDA Vs. FHA your options comparison in Hidden-Springs, Ada County, ID

In the year 2025, the USDA loan limit in Hidden-Springs within Ada county of ID is set at $332,100. Meanwhile, the FHA ceiling for a single-family dwelling is $415,150.

Employ the Lendersa® USDA loan calculator to evaluate the most favorable USDA versus FHA rates available today. This tool will also assist you in understanding the income, credit score, financial reserves, and paperwork that are necessary for qualification. With our sophisticated mortgage calculator, you can assess USDA, FHA, Conforming, and VA loans side by side, aiding you in making an informed decision about which program in Alabama suits your financial situation best.

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2025 Loan Limits and Downpayment Requirements in Hidden-Springs, Ada County, ID

Loan Type Loan Limit Down Payment
USDA $332,100 0%
FHA $415,150 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Hidden-Springs, ID

The mission of Lendersa® is to swiftly secure the best possible USDA or FHA loan without hassle. Choose from three options to initiate lender matching and explore USDA loan programs.

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Understanding USDA Loans in ID

A USDA home loan, backed by the U.S. Department of Agriculture, is popularly referred to as a USDA rural development loan or USDA mortgage. It is exclusively available for properties in rural areas. While FHA loans necessitate a minimum down payment of 3.5%, a USDA mortgage loan requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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