USDA Vs. FHA Pro and Con comparison in Gooding, Gooding County, ID
In 2025, in Gooding, within Gooding County, ID, the USDA loan limit is $356,300, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. Ascertain the income, credit, reserves, and document requirements needed for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, assisting in determining which program in is best suited to your financial needs.
2025 Loan Limits and Down Payment Requirements in Gooding, Gooding County, ID
Loan Type
Loan Limit
Down Payment
USDA
$356,300
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Gooding, ID
At Lendersa®, our objective is to connect you swiftly with the best USDA or FHA loan options, minimizing hassle. Select one of three starting approaches to match with lenders and find appropriate USDA loan programs.
A USDA home loan, supported by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans have no such requirement.
Nation Home Loans, a mortgage company based in Costa Mesa, California, specializes in Conventional, VA, and FHA financing. We take pride in providing our clients with outstanding customer service. Our knowledgeable mortgage experts update you regularly throughout the loan process so you always know the status of your loan.
949 South Coast Drive, Suite 570, Costa Mesa, CA, 92626
Sterling Financial, Inc. is a residential mortgage lender located in Orange County, California. The foundation of the company is built upon the idea that every individual client’s mortgage transaction deserves our absolute attention and dedication. Our company’s mission is to help every client achieve their home loan goals
OC Mortgage Solutions is a 2013 company that has over 17 years of experience in the Mortgage industry. We are a wholesale broker located in Orange County California. We know what it takes to get your loan funded and on time.Our mission is to provide you with an honest evaluation of mortgage needs
We are a 100% referral based company with sole focus on our clients and their financing needs. We provide valuable financing solutions for not only our homeowner clients but for our business partner clients who include Real Estate Agents, CPA’s, Financial Advisors, Bankers, and Attorney’s.
1503 South Coast Drive, Suite 106, Costa Mesa, CA, 92626
"We know that each customer has specific needs when it comes to mortgage and real estate. With our wide array of mortgage products, investment tools and technology coupled with over 20 years of lending experience we aim to give our clients the service they deserve.
Today's technology is providing a more productive environment to work in."
Jcap Private Lending is a direct lender who closes and services investor funded short-term real estate loans. Our experienced team has been providing quality mortgage services for over 30 years. and Jcap Private Lending is an asset based lender who steps in to quickly solve a short-term financial need secured by Real Estate.
600 Anton Drive, 11th Floor, Costa Mesa, CA, 92626
Damuer H. Leffridge, “DH” – One of the leading real estate professionals in the U.S. for over 20 years, amassing nearly $500 million in career sales and investments, positioning him as a sought after motivational speaker and coach teaching the fundamentals of real estate investing success.
2101 business center Dr STE 230, Irvine, CA, 92612
Brave Mortgage simplifies home financing with tailored solutions that empower homebuyers. Led by Jason Ariazand, our team offers expert advice and personalized service to help you secure the best mortgage options. Trust Brave Mortgage to guide you confidently through your homeownership journey. Contact us today at [email protected] or 818-873
