USDA Vs. FHA your options comparison in Kimberly, Twin Falls County, ID

In 2025, the USDA loan limit for a single-family home in Kimberly, within Twin Falls County, ID, is $356,300, whereas the FHA limit is $472,030.

To compare the top USDA and FHA rates today, use the Lendersa® USDA loan calculator. Determine the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program in for your financial circumstances.

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Current 2025 Loan Caps and Down Payment Needs in Kimberly, Twin Falls County, ID

Loan Category Loan Cap Down Payment
USDA $356,300 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Kimberly, ID

Lendersa® aims to help you secure the optimal USDA or FHA loan quickly and effortlessly. Initiate one of three starting approaches to link with lenders and explore USDA loan schemes.

Lendersa USDA loan request and matching results

Understanding USDA Loans in ID

A USDA home loan, guaranteed by the government's Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is exclusive to rural areas. In contrast to FHA loans needing at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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