USDA and FHA Pro and Con in Kimberly, Twin Falls County, ID

In 2024, USDA loan limit in Kimberly, county of Twin Falls, ID is $356,300 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Kimberly, county of Twin Falls, ID

Loan Type Loan Limit Down payment
USDA $356,300 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Kimberly, ID

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Idaho?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Commercial State Bank
  • 519 East Broadway, Wausa, NE, 68786
  • Commercial State Bank is an independent, locally owned and managed bank with branches located in Wausa, Nebraska City, and Elkhorn, Nebraska. Commercial State Bank was chartered on November 30, 1925, when the Department of Trade and Commerce, Bureau of Banking, signed by Governor Adam McMullen issued the charter.
  • Norstar Federal Credit Union
  • 515 Vander Horck Street, Britton, SD, 57430
  • Norstar FCU is your family, friends and neighbors. We are a community credit union founded in 1942. With a local presence and local decision-making, we are here to bring that personal touch back to your finances. The friendly staff, terrific rates and many conveniences of NFCU have made believers out of over 2, 700 satisfied members.
  • Neighborhood Mortgage LLC
  • 211 W Yandell, El Paso, TX, 79902
  • Neighborhood Mortgage LLC is El Paso owned & provides loans when other lenders cannot.We pride ourselves in providing the best rates available to get your loan approved when it matters most. We’ve worked hard to make El Paso’s dreams of home ownership a reality.You can count on our El Paso, TX team to help you take out a private home loan.
  • CADENCE LENDING GROUP, INC
  • 211 W Yandell, El Paso, TX, 79902
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Bryant State Bank
  • 124 Main Avenue, Bryant, SD, 57221
  • Bryant State Bank is a locally owned community bank that has built its history by forming lasting relationships with the community, our customers and our neighbors. We have maintained our founders’ original vision of serving the community with consumer friendly products and helping customers succeed financially.
  • Midwest Bank
  • 114 West Main, Pierce, NE, 68767
  • Midwest Bank focuses on the financial and civic needs in the markets we serve. The bank's solid capital position provides the financial strength to support larger lending limits, new loan types, and the latest customer conveniences and technological advances. Midwest Bank and its clients to excel in the communities they serve.
  • Battle Creek State Bank
  • 202 W Main St, Battle Creek, NE, 68715
  • Battle Creek State Bank prides itself on being an independent, locally owned bank serving the financial needs of Battle Creek and its surrounding area in Northeast Nebraska. We are dedicated to providing professional banking services. We treat people the way we would like to be treated, with complete honesty and confidentiality.
  • Mountain Star Federal Credit Union
  • 2229 East Yandell Drive, El Paso, TX, 79903
  • Mountain Star Federal Credit Union (MSFCU) was formed in 1935 to help serve the financial needs of its members/owners. Our commitment to members needs has resulted in 80 years of success. Today, our credit union is one of the strongest financial institutions in West Texas and Southern New Mexico.
  • Patriot Mortgage
  • 2505 East Missouri Avenue, Suite 240, El Paso, TX, 79903
  • Patriot Mortgage- NMLS #311157- is a locally owned Mortgage Lender based in El Paso, Texas. Since 1995, Patriot Mortgage has serviced home loans for thousands of El Paso families and is the preferred lender of Tropicana Homes and also Tropicana Homes is the largest and most trusted homebuilder in El Paso. highest quality new homes.
  • Acala Investments
  • 6044 Gateway Blvd E, El Paso, TX, 79903
  • Acala Investments is El Paso’s leading, locally owned mortgage lender for private financing (“hard money”) loans for both residential and commercial properties. We offer a variety services including any and all residential and commercial real estate transactions with over 25 years experience in real estate.