USDA Vs. FHA Pro and Con comparison in Kimberly, Twin Falls County, ID
In 2025, the USDA loan limit for a single-family home in Kimberly, within Twin Falls County, ID, is $356,300, whereas the FHA limit is $472,030.
To compare the top USDA and FHA rates today, use the Lendersa® USDA loan calculator. Determine the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program in for your financial circumstances.
Current 2025 Loan Caps and Down Payment Needs in Kimberly, Twin Falls County, ID
Loan Category
Loan Cap
Down Payment
USDA
$356,300
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Kimberly, ID
Lendersa® aims to help you secure the optimal USDA or FHA loan quickly and effortlessly. Initiate one of three starting approaches to link with lenders and explore USDA loan schemes.
A USDA home loan, guaranteed by the government's Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is exclusive to rural areas. In contrast to FHA loans needing at least a 3.5% down payment, USDA loans require none.
Valley Bank’s primary mission has been to serve the banking needs of Roswell as well as Chaves County, and this continues to be the primary driving force behind the bank today. Valley Bank is an independent bank and fully intends to remain independent. The bank has built a reputation of conservative soundness that has served it well
The mission of a credit union is to provide and promote the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources, with the specific intent of helping members gain some particular measure of personal financial success.
908 Chief Little Shell Street, Belcourt, ND, 58316
Turtle Mountain State Bank opened its doors on December 3, 2007 as the first privately owned Native American bank on a federally recognized Indian Reservation. In April of 2012, the bank moved into a beautiful new building located in the center of downtown Belcourt. To fulfill the needs of the underserved, we are committed to offering high-quality
Five Points Bank is a family-owned bank born out of a need for quality, personalized banking in the Grand Island community. Our customers will always be the priority at Five Points Bank. When it was founded in September of 1971, the Five Points Bank claimed the first bank charter in the area in May of 1971.
Palace City Federal Credit Union is located in Mitchell, SD, home of the world's only Corn Palace. Palace City Federal Credit Union was chartered in June of 1959 by members of the SD National Guard. Today, we serve all those who work at Avera Queen of Peace, all Mitchell clinics, and federal government employees and their immediate family members.
CorTrust provides the financial solutions you need to get the most out of every day and every dollar. From the convenience of our 37 regional locations and online banking to mortgages, wealth management and insurance, you can rest assured you’ll always receive a higher level of personal service and expert advice.
The Community Bank, Avon SD, originally chartered as the Bank of Kingsburg, Kingsburg, SD opened for business May 20, 1914 with $10, 000.00 in capital all being supplied by local citizens and farmers. It was founded by Tom C. Pier who began his banking career as an employee in a Ravinia, SD bank.
"Bank Of Elgin is a branch office of Bank Of Elgin. They provide the following services: Full Service Office Location & are located at 101 North 2nd Street in Elgin Nebraska.
Mobile & traditional directions to this location can be found below along with ratings lobby hours, their phone number, online banking website & additional banking informati
Bank of Doniphan is located directly in the heart of Central Nebraska, founded in 1965 on the principal that treating people right simply never goes out of style.
We firmly believe that by placing our customer’s interest first, we contribute to the financial success of our customers and in turn the communities we serve.
Equitable Bank was established in 1882 shortly after the community of Grand Island was incorporated. It was organized by a small group of pioneers and was called, at that time, Grand Island Building & Loan Association. For nearly 140 years Equitable Bank has served the community of Grand Island & the surrounding area providing financial services.
