USDA Vs. FHA Pro and Con comparison in Jerome, Jerome County, ID
For 2025, the USDA loan maximum in Jerome within Jerome county, ID is set at $356,300, whereas the FHA limit for single-family homes is $472,030.
Utilize the Lendersa® USDA loan calculator to compare current USDA vs FHA top rates. Determine necessary income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side by side to identify the best choice for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Jerome, Jerome, ID
Loan Type
Loan Limit
Down Payment
USDA
$356,300
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Jerome, ID
Lendersa® strives to secure the best USDA or FHA loan for you quickly and easily. Choose one of three pathways that connect with suitable lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans that mandate at least a 3.5% down payment, USDA loans require no down payment, offering an appealing option.
New Castle Bellco Federal Credit Union is a federally charted, not-for-profit, full service financial institution that is member owned and controlled through a board of directors. The voluntary board is elected by the membership to establish credit union policies and is responsible for the safe and sound operation of the credit union.
GNC Community FCU is a strong financial institution with assets of over $ 70, 000, 000 and in many aspects has exceeded the financial norms of and to become a very strong organization. We rank high within our peers in many areas. GNC is a member of the Shenango Valley Chapter of Credit Unions which incorporates over 10 credit unions.
First Choice FCU was originally chartered in 1952. At the time we were known as the B&O New Castle Employees Federal Credit Union and were the primary credit union of the Baltimore – Ohio Railroad, the current CSX Corporation. We have also always offered full family membership. Any family member of an existing member is eligible to join.
It has been a pleasure to serve our members for over 50 years! Since 1951, we have grown not only in membership, but also in services, enabling usto be your primary financial institution. Family 1st is a financial cooperative owned and operated by its members, that will assist the members to meet their financial needs.
Multi-Schools Federal Credit Union is dedicated to being faithful to its members. Its mission is to provide financial support and guidance following the "People-not-Profit" philosophy. At the Credit Union we endlessly strive to offer our members a wide range of quality products & services, mixed with the individual attention that everyone deserves.
Teamsters Local 697 Federal Credit Union has been open since 1972. The credit union has assets totaling $3.14 Million and provides banking services to more than 500 members as of March 2022.
The credit union is religious, or fraternal, or low-income associational credit union. Membership is also open to immediate family of current members.
OCPS Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the OCPS Federal Credit Union will continue a sound yet progressive asset management strategy
29 North Eglin Parkway NE, Fort Walton Beach, FL, 32548
Locally owned and operated FNBT.COM Bank was established in 1956. With our Main Office located in Ft Walton Beach, Florida, on Northwest Florida's Emerald Coast, FNBT.COM Bank offers a variety of products and services, Online Banking, Loans, Safe Deposit Boxes, and Personal and Business Accounts, as well as many other services.
