USDA Vs. FHA Pro and Con comparison in Jerome, Jerome County, ID
In 2025, USDA loan limit in Jerome, county of Jerome, ID is $356,300 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Jerome, county of Jerome, ID
Loan Type
Loan Limit
Down payment
USDA
$356,300
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Jerome, ID
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Technicolor Federal Credit Union is a member owned and operated financial cooperative institution. Membership is exclusively available to employees and family members of Technicolor Inc., Live Nation Entertainment Inc. and over 120 other companies in the entertainment industry and from select Los Angeles based businesses, unions and organizations.
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Media City Credit Union is Federally Insured by NCUA - Equal Housing Opportunity and has served its members since 1936 when we were founded by employees of Helms Bakeries. A credit union is like a bank, only better. Media City CU offers checking, savings, credit cards and loans, yet profits are returned back to members in the form of reduced fees,
We are a full-service financial institution serving your banking needs for over 78 years. It's not a tagline or clever marketing promotion. It's our promise to deliver the very best financial products to our members. We know you have a choice when it comes to financial services & we invite you to compare our products and services.
2001 West Magnolia Boulevard, Suite D, Burbank, CA, 91506
Mafyan and Associates INC and Nationwide Lending, is proud to serve its clients with all of their Real Estate and Mortgage needs. Mafyan and Associates INC was created in 2008. I have been in the real estate business for over a decade and am more than happy to serve all my clients with the greatest service ever.
8535 Reseda Blvd, Suite 100, Northridge, CA, 91324
We are a full service mortgage brokerage with experience in the areas of mortgage lending, real estate and business. Our company has established relationships with a multitude of mortgage investors and Banks to provide the best programs for your individual circumstances. Whether your looking to refinance or purchase we have a loan program for you.
Our vision of home ownership is helping families understand that owning a home IS possible. Whether you are financially prepared now or whether families need to know the steps they need to take to be eligible for a home in the future, our goal is to educate families on what they need to do to own a home.
9017 Reseda Boulevard, Suite 204, Northridge, CA, 91324
Universal Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
