In 2025, the USDA loan ceiling for Filer, located in the county of Twin Falls, ID, is $356,300, whereas the FHA cap for single-family homes stands at $472,030.
Utilize the Lendersa® USDA loan calculator to weigh today's USDA against FHA optimal rates, determining the necessary income, credit, reserves, and documents for qualification. This advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you identify the ideal program for your specific financial needs in Alabama.
Loan Limits and Downpayment Requirements for 2025 in Filer, Twin Falls County, ID
Loan Type
Loan Limit
Down Payment
USDA
$356,300
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Filer, ID
Lendersa® aims to swiftly secure you the most advantageous USDA or FHA loan without stress. Begin with one of three critical pathways that lead to lender matching and USDA loan selection.
USDA home loans—guaranteed by the U.S. Department of Agriculture—serve rural locations and are known as USDA rural development loans or USDA mortgages. While FHA loans require a minimum 3.5% down payment, no down payment is needed for USDA mortgages.
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