USDA Vs. FHA Pro and Con comparison in Burley, Cassia County, ID

In 2025, the USDA loan limit in Burley, located in Cassia county, ID, is set at $356,300, whereas the FHA limit for a single-family home is $472,030.

Employ the Lendersa® USDA loan calculator to assess current USDA versus FHA rates, and identify the necessary income, credit, reserves, and documents for eligibility. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA options side-by-side to determine the optimal program for your financial situation in .

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Loan limits and down payment requirements for 2025 in Burley, Cassia county, ID

Loan Type Loan Limit Down Payment
USDA $356,300 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan options in Burley, ID

Lendersa® aims to quickly connect you with the most suitable USDA or FHA loan. Start with any of three approaches that align lenders with USDA loan programs.

Lendersa USDA loan request and matching results

Defining USDA Loans in ID

The USDA home loan, supported by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • FBMC MORTGAGE CORPORATION
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  • Envoy Mortgage, LTD
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  • Envoy is changing the mortgage experience for our homebuyers, business partners and associates by investing in efficient digital technology that produces faster results and delivers the best customer service experience available in the industry. We have opened over 130 local branches, in 47 states throughout the U.S.
  • Bridgeway Credit Union
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  • We work toward this by bridging generations, races & communities through education, counseling, hard work & fun. Our name & membership field has changed since that day but our passion has not. We love our community & we strive to see it in it’s best financial state. BRIDGEWAY CREDIT UNION is a company based out of 1810 Opelika Road, Phenix City, AL
  • Phenix-Girard Bank
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  • We are a community Bank whose mission is to provide superior service and innovation to our customers Phenix Girard Bank is a Bank with operations in one state. Phenix Girard Bank offers numerous mortgage programs including conventional, non-owner occupied, FHA, VA, USDA and construction mortgages.
  • Eglin Federal Credit Union
  • 838 Eglin Pkwy NE, Fort Walton Beach, FL, 32547
  • Eglin Federal Credit Union has nine branches serving members in and around Okaloosa, Santa Rosa & Walton counties. The Credit Union serves active duty, retired military & local honorably discharged veterans; local civil service employees; employees of many area businesses; members living within our geographic field of membership; & their families.
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  • Valley One Community Federal Credit Union has been open since 1965. The credit union has assets totaling $41.47 Million and provides banking services to more than 3, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
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  • 197 W Crogan St, Lawrenceville, GA, 30046
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  • Hard Money Loans Georgia
  • 155 Gwinnett Dr, Suite E, Atlanta, GA, 30046
  • Georgia Private Loans is an Atlanta-based private lending company that focuses on short-term loans secured by real estate. Our clients utilize our loans, often referred to as "bridge" or "hard money" loans and also We offer two significant advantages over banks and other financial institutions: speed and flexibility.