USDA and FHA Pro and Con in Weiser, Washington County, ID

For the year 2025, the USDA loan limit for single-family homes in Weiser, located in Washington County, ID, is set at $356,300. Meanwhile, the FHA loan ceiling reaches $472,030.

Utilize the Lendersa® USDA loan calculator today to evaluate the leading USDA versus FHA rates. Determine the necessary income, credit score, reserves, and documentation required for qualification. Our cutting-edge mortgage calculator enables a comparison of USDA, FHA, Conventional, and VA programs, side by side, assisting you in selecting the optimal financial route in based on your specific needs.

Explore loan offers from a network of 100 lenders.

Loan limits and down payment requirements for 2025 in Weiser, Washington County, ID

Type of Loan Limit on Loan Down Payment
USDA $356,300 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Possibilities in Weiser, ID

The mission of Lendersa® is to quickly and effectively connect you with the best USDA or FHA loan options. Start with one of three pathways to access lenders and their USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in ID

A USDA home loan, sponsored by the U.S. Department of Agriculture, is alternatively known as a USDA rural development loan or mortgage. These loans cater exclusively to rural areas. While FHA loans demand at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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