USDA Loan Vs. FHA loan pro & con Antioch, Lake County, IL

For 2026, the USDA loan limit in Antioch, within Lake, IL, stands at $0. Meanwhile, the FHA limit for a single-family home is $472,030.

Use Lendersa®'s USDA loan calculator to compare the top USDA vs FHA rates available today, evaluating the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side to assist in selecting the best program in for your particular financial needs.

USDA and FHA Loan Choices in Antioch, IL

The aim of Lendersa® is to efficiently provide you with the best USDA or FHA loan without hassle. Choose from three pathways that connect you with matching lenders and USDA programs.

What is a USDA Loan in IL?

A USDA home loan, guaranteed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is aimed at rural areas only. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans don't require any down payment.

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(262) 637-7274 Lender's profile and map Reviews RMECU 1907 Lathrop Avenue, Racine, WI, 53405 Racine Municipal Employees Credit Union was organized in 1953, and chartered by the State of Wisconsin on October 28th that same year. Charter members of our Credit Union included employees from several departments of the City of Racine. They organized the credit union to promote thrift and loan funds to the employees of the City of Racine
(847) 658-4535 Lender's profile and map Reviews Algonquin State Bank 2400 Huntington Drive N., Algonquin, IL, 60102 Established in 1902, Algonquin State Bank is proud of its tradition of service to the Village of Algonquin – a tradition we owe to our dedicated staff and the many loyal customers who have supported us for generations. With a strong capital position and a dedicated team of community bankers.
(847) 670-1000 Lender's profile and map Reviews Village Bank & Trust, National Association 234 W Northwest Hwy, Arlington Heights, IL, 60004 Village Bank & Trust offers banking solutions tailored to our customers, their needs, & our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events. We believe a bank should be a true asset the area it serves.
(847) 670-0456 Lender's profile and map Reviews Metro Federal Credit Union 2440 E Rand Road, Arlington Heights, IL, 60004 METRO Federal Credit Union has provided financial services for almost 50 years. We were organized in 1973 by municipal employees who wanted financial services at lower costs than those supplied by banks or other savings institutions. As a community credit union, we serve portions of Cook, DuPage, Lake, and McHenry counties, in addition
(847) 398-0990 Lender's profile and map Reviews Corporate America Family Credit Union 830 E Kensington Rd, Arlington Heights, IL, 60004 Corporate America Family Credit Union, we're dedicated to providing the tools, resources and expertise that will empower you to succeed.We're here for you, our member-owners. We provide the advanced products and client services you need to help further your financial goals and dreams. Plus, we collaborate with you.
(847) 577-3700 Lender's profile and map Reviews Arlington Jewelry & Loan 901 West Rand Road, Arlington Heights, IL, 60004 We are a reputable, bright, clean, family owned and operated pawn shop established in 2002. We have been in the jewelry business for over 30 years. We pride ourselves on being different than most pawn shops. Whether you are selling or need to borrow money against your valuables, we will always be helpful, courteous, and confidential.
(847) 802-3080 Lender's profile and map Reviews Innovative Mortgage Inc 2001 E Fremont Ct, Arlington Heights, IL, 60004 Innovative Mortgage Inc boosts your home-buying journey with top tier mortgage solutions, enhancing dreams with personalized services that suit every client's needs. Provide us with a few simple details and we’ll match you with a personal home financing specialist to help you on your home journey.
(847) 850-7335 Lender's profile and map Reviews One Republic Mortgage 725 E.Dundee Rd, Suite 201, Arlington Heights, IL, 60004 One Republic Mortgage Inc. was founded in 2008 as a broker of residential home loan purchases and refinances. But after the dramatic environmental shift the financial and real-estate sectors endured in recent history, we determined that we could better serve the community by converting into a lender.
(847) 358-6262 Lender's profile and map Reviews First Bank & Trust (Illinois) 300 East Northwest Hwy, Palatine, IL, 60067 Since our doors opened over 40 years ago, First Bank/Illinois has prided itself on serving as a dedicated community bank where its customers can feel like family While we are proud to have become a commercial real estate lending specialist with a national presence, we continue to offer our individual customers
(847) 654-3000 Lender's profile and map Reviews Cornerstone National Bank and Trust Co 1 W Northwest Hwy, Palatine, IL, 60067 Cornerstone National Bank & Trust Company. Cornerstone National Bank & Trust Company was founded in Palatine, IL in October 2000 on the principle of developing long-term relationships with individuals, families and small to medium-sized businesses by providing a full array of the highest quality financial products and services
(847) 359-5300 Lender's profile and map Reviews Resource Plus Mortgage 1619 Colonial Pkwy, Suite 201, Palatine, IL, 60067 The Resource Plus team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(847) 705-7500 Lender's profile and map Reviews Expert Mortgage Associates Inc 645 Balmoral Lane, Inverness, IL, 60067 Expert Mortgage Associates provides lending knowledge to best structure your mortgage loan in order to make you look as financially solid as possible to a bank. With over 20 years of experience, Expert Mortgage Associates has thrived in the good and poor economic times by putting the client first.