In 2025, the USDA loan limit in Lake-Villa, Lake, IL is $0, whereas the FHA limit for a single-family home is $379,500.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides side-by-side views of USDA, FHA, Conforming, and VA offerings, assisting you in selecting the ideal program for your financial situation in
Explore loan offers from 100 diverse lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $379,500 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The aim of Lendersa® is to secure you the best USDA or FHA loan quickly and without hassle. Begin with one of three pathways to connect with matching lenders and suitable USDA loan programs.
A USDA home loan, guaranteed by the government via the Department of Agriculture, commonly called a USDA rural development loan or mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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