In 2026, the USDA loan limit set for Venetian-Village, in Lake County, IL, is $0. Meanwhile, the FHA limit for a single-family home is $379,500.
Utilize the Lendersa® USDA loan calculator to compare the leading rates of USDA and FHA mortgages today, determining the necessary income, credit rating, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side to guide your decision on which program fits your financial needs best in
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| Type of Loan | Loan Limit | Minimum Down Payment |
| USDA | $0 | 0% |
| FHA | $379,500 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The mission of Lendersa® is to secure you the optimal USDA or FHA loan swiftly and with ease. Choose one of three starting paths to connect with lenders and explore USDA loan programs.
A USDA home loan, endorsed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan, is only available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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