USDA Vs. FHA Pro and Con comparison in Venetian-Village, Lake County, IL

In 2025, USDA loan limit in Venetian-Village, county of Lake, IL is $0 while FHA limit is $379,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Venetian-Village, county of Lake, IL

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Venetian-Village, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Pacific National Funding
  • 101 S Reid St, Sioux Falls, SD, 57103
  • At Pacific National, we are a family oriented company that strives to help our customers recover from previous financial mistakes, and give them the support & assistance to get back on their feet again. We firmly believe that your past does not need to dictate your future, and wherever possible we aim to find a solution to your financial problems.
  • Service First Federal Credit Union
  • 3901 E 10th St, Sioux Falls, SD, 57103
  • Service First’s history began like most credit unions: with our members. Back in the early stages of America’s financial system, banks were only accessible to the upper class. People began joining forces to create their own financial institutions. Credit unions were started by people, for people.
  • JP Real Estate Funding LLC.
  • 5831 Forward Ave #1168, Pittsburgh, PA, 15217
  • Ezra Javasky is the founder and CEO of JP Real Estate Funding. Ezra has been in the hard money space since 2013, having funded over $200mm in both short and long term loans. He works with both experienced and new investors helping them finance flips and rentals nationwide. His knowledge, experience throughout his career and great customer service
  • The Cheswick Atomic Division Federal Credit Union
  • 420 Low Grade Road, Cheswick, PA, 15024
  • Cheswick Atomic Division Federal Credit Union has been open since 1962. The credit union has assets totaling $6.55 Million and provides banking services to more than 500 members. The credit union is a manufacturing employee-based credit union. Membership is also open to immediate family of current members.
  • CAMC Federal Credit Union
  • 3400 MacCorkle Avenue SE, Charleston, WV, 25304
  • CAMC Federal Credit Union has been open since 1977. It's the 15th largest credit union in West Virginia with assets totaling $81.04 Million and providing banking services to more than 5, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups
  • Bluestone Federal Credit Union - East Branch
  • PO Box 90240, Sioux Falls, SD, 57109
  • Bluestone Federal Credit Union a not-for-profit, full service financial cooperative serving 43 counties across Iowa, Minnesota, Nebraska and South Dakota by providing convenient online banking tools and consumer-centric lending and saving solutions.Credit Union a not-for-profit, full service financial cooperative serving 43 counties.
  • Dixie Line Credit Union
  • 567 Veritas Street, Nashville, TN, 37211
  • Dixie Line Credit Union is a not-for-profit financial cooperative founded in 1932, to promote saving, provide financial services and serve as a source of credit for provident and productive purposes, at the lowest possible cost. Throughout Dixie Line Credit Union’s strategic plan, we will make every effort to enable our members.
  • MortgagePRO Inc
  • 220 Bateman Ave, Franklin, TN, 37211
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • The East End Food Co-op Federal Credit Union
  • 7516 Meade Street, Pittsburgh, PA, 15208
  • The East End Food Co-op Federal Credit Union is a member-owned and democratically-governed non-profit financial cooperative. Together, we strive to provide equitable access to fair and transparent banking and credit. We are committed to safe, sound and sustainable banking that responds to the needs of the community, nurtures financial growth.
  • The State Bank of Bern
  • 402 Main St, Bern, KS, 66408
  • The State Bank of Bern and its State Bank of Axtell branch have been cornerstones of the Bern and Axtell communities for 120+ years. We are proud to be a locally owned bank with decisions made right here in our communities, so we can give our customers the kind of ‘home town’ service they have become accustomed to over the years.
  • First Century Federal Credit Union
  • 1512 E Benson Road, Sioux Falls, SD, 57104
  • First Century Federal Credit Union was chartered April 11, 1935. Our Charter is a closed Transportation Charter. If you are employed by one of our business members or an immediate family member of a current member you are eligible to become a member owner at First Century. First century is a member owned, not for profit Co-op.
  • The First National Bank in Sioux Falls
  • 100 S Phillips Ave, Sioux Falls, SD, 57104
  • At The First National Bank in Sioux Falls, we do things differently. With an infectious culture, a 135-year commitment to our communities, and a foundation built on our FIRST Values, we pride ourselves on being more than just a bank. Whether you’re looking to purchase your first home, starting a new business venture, or ready to invest,