USDA VS FHA in Tuscola, Douglas County, IL

In 2025, the USDA loan limit for Tuscola in Douglas County, IL, is $336,500. Meanwhile, for a single-family home, the FHA limit is set at $472,030.

Use the Lendersa® USDA loan calculator to explore today's USDA versus FHA top rates and ascertain needed income, credit, reserves, and documentation to qualify. Our cutting-edge mortgage calculator presents you with a side-by-side view of USDA, FHA, Conforming, and VA options to assist you in selecting the most suitable program in for your financial needs.

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2025 Loan Limits with Downpayment Requirements in Tuscola, County of Douglas, IL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Tuscola, IL

The aim of Lendersa® is to secure the optimal USDA or FHA loan rapidly and with ease. You can choose from three entry points that match you with lenders and USDA loan options.

Lendersa USDA loan request and matching outcomes

Understanding the USDA Loan in IL

A USDA home loan, provided by the Department of Agriculture, is sometimes called a USDA rural development loan or USDA mortgage. It is exclusive to rural areas and, unlike FHA loans necessitating a minimum 3.5% down payment, requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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