USDA VS FHA in Tuscola, Douglas County, IL

In 2025, the USDA loan limit for Tuscola in Douglas County, IL, is $336,500. Meanwhile, for a single-family home, the FHA limit is set at $472,030.

Use the Lendersa® USDA loan calculator to explore today's USDA versus FHA top rates and ascertain needed income, credit, reserves, and documentation to qualify. Our cutting-edge mortgage calculator presents you with a side-by-side view of USDA, FHA, Conforming, and VA options to assist you in selecting the most suitable program in for your financial needs.

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2025 Loan Limits with Downpayment Requirements in Tuscola, County of Douglas, IL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Tuscola, IL

The aim of Lendersa® is to secure the optimal USDA or FHA loan rapidly and with ease. You can choose from three entry points that match you with lenders and USDA loan options.

Lendersa USDA loan request and matching outcomes

Understanding the USDA Loan in IL

A USDA home loan, provided by the Department of Agriculture, is sometimes called a USDA rural development loan or USDA mortgage. It is exclusive to rural areas and, unlike FHA loans necessitating a minimum 3.5% down payment, requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Broker Direct Lending
  • 13635 Harlequin Way, Auburn, CA, 95603
  • Broker Direct Lending as a disrupter in the mortgage industry by offering a streamline, wholesale home loan to a marketplace dominated by Big Banks and Direct Lenders. Broker Direct Lending gets to hand select its lender partners. As a mortgage broker Marcus in control of what wholesale lenders I partner with.
  • Key Home Loans
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  • At Key Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • Family Funding & Realty
  • 11740 Atwood Road, Auburn, CA, 95603
  • Family Funding, was founded in 1995 by Owner/Broker, Don Denne and his wife Bettina. Since they were both licensed and were experienced in real estate sales and mortgage lending, they decided that one put emphasis on real estate sales and the other on lending. Although they are completely separate from each other
  • Centurion Mortgage
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  • "We believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction. We can place all types of mortgages including purchases, refinances,"
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  • RB Lending
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  • RB Lending you're buying your first house or refinancing your jumbo mortgage, you'll save thousands of dollars. I sleep well at night knowing I'm giving people the best service and lowest costs possible. I get a daily report of the lenders with the lowest rates in the country and pass those rates on to you
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  • 4455 Gambah Drive, Auburn, CA, 95602
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  • Sierra Foothill Mortgage
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