In 2026, the USDA loan limit for Tuscola in Douglas County, IL, is $336,500. Meanwhile, for a single-family home, the FHA limit is set at $472,030.
Use the Lendersa® USDA loan calculator to explore today's USDA versus FHA top rates and ascertain needed income, credit, reserves, and documentation to qualify. Our cutting-edge mortgage calculator presents you with a side-by-side view of USDA, FHA, Conforming, and VA options to assist you in selecting the most suitable program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to secure the optimal USDA or FHA loan rapidly and with ease. You can choose from three entry points that match you with lenders and USDA loan options.
A USDA home loan, provided by the Department of Agriculture, is sometimes called a USDA rural development loan or USDA mortgage. It is exclusive to rural areas and, unlike FHA loans necessitating a minimum 3.5% down payment, requires no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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