USDA and FHA Pro and Con in Sullivan, Moultrie County, IL

In 2025, USDA loan limit in Sullivan, county of Moultrie, IL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Sullivan, county of Moultrie, IL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Sullivan, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Bank of Ohio
  • 175 South Washington Street, Tiffin, OH, 44883
  • First Bank of Ohio was established in 1873 and was formerly known as The Tiffin Savings Bank. In 1987 the bank changed its name to First Bank of Ohio. At the time it had offices in Tiffin & Bloomville in Seneca County Ohio. In the fall of 1999, the bank merged with First Bank of Marietta who had offices in Marietta, Belpre, and Mt. Vernon Ohio.
  • Your Legacy Federal Credit Union
  • 25 Shaffer Park Drive, Tiffin, OH, 44883
  • "Your Legacy Federal Credit Union has been open since 1952. The credit union has assets totaling $80.09 Million and provides banking services to more than 7, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member"
  • The Old Fort Banking Company
  • 33 E Market St, Tiffin, OH, 44883
  • At Old Fort Bank, we have spent nearly 100 years sharing our knowledge and experience with our clients. By offering personal attention and sound advice, we assist our clients in making informed choices as they set a course to obtain their long-term financial goals and manage their day-to-day finances
  • PARISH FCU
  • 5138 N Summit Street, Toledo, OH, 43611
  • The Credit Union was started in 1938 as the St. Agnes Federal Credit Union. When St. John the Baptist was added our name changed to St. Agnes-St. John Toledo Federal Credit Union. In 2001 the credit union merged with St. Mary’s-St. Thomas Credit Union and changed its name to Parish Federal Credit Union
  • Genoa Bank
  • 801 Main Street, Genoa, OH, 43430
  • GenoaBank, founded in 1902, is a locally-owned, independent community bank that provides a broad range of banking services to both business and private customers in counties of Lucas, Ottawa, Sandusky, Wood, Fulton, Erie and the Michigan County of Monroe. Since the time GenoaBank first opened its doors, it has continued to expand
  • Great Southern Bank
  • 218 S. Glenstone, Springfield, MO, 65802
  • Great Southern Bank, headquartered in Springfield, Missouri, was founded in 1923 with a $5, 000 investment and six employees. In 1989, the bank became a publicly traded company (NASDAQ: GSBC) and has since grown into a multi-state franchise serving customers primarily in the Midwest.
  • Multipli Credit Union
  • 818 N Benton Ave, Springfield, MO, 65802
  • "At Multipli Credit Union, we work to make your life easier through better interest rates, fewer fees and more personal service than you could ever get at a bank. Every day, you’re trying to stretch that dollar. You’re trying to do more with less. Make ends meet. And bring home the things you need and want.
  • Diversified Commercial Funding
  • 2973 100th Street, Suite 15, Urbandale, IA, 50322
  • At Diversified Commercial Funding, we work with businesses of all sizes to help them get the funding they need to grow. We have created wide variety of financial products aimed at ensuring you can find the capital your business needs at the best terms possible. Our team of trained and certified professionals are ready
  • Iowa Farm Finance
  • 4504 82th St., Urbandale, IA, 50322
  • "Since 2010, Iowa Farm Finance Corporation has specialized in Long Term farm real estate loans. We keep our overhead low to offer you rates as low as 2.35%. We offer a wide range of Farm Real Estate loan terms and rate structures. Listed here on this site are some of the products we offer."
  • Independent Mortgage
  • 10430 New York Ave, Suite B, Urbandale, IA, 50322
  • Independent Mortgage is one of Iowa's oldest mortgage banking firms. We have decades of mortgage industry experience that allows us to help you find the loan that is best for your unique situation. Through our main office in Urbandale, Iowa, we can serve the entire State of Iowa.