USDA VS FHA in Sullivan, Moultrie County, IL

In the year 2025, the USDA loan limit in Sullivan, located within Moultrie County, IL, is $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to compare the leading USDA versus FHA rates today, and find out the needed income, credit status, reserves, and documentation to qualify. Our sophisticated mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA loans, enabling you to decide which program in is most suitable for your financial needs.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Sullivan, Moultrie County, IL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loans in Sullivan, IL

The purpose of Lendersa® is to secure for you the best USDA or FHA loan swiftly and effortlessly. Choose one of three initial steps to match with lenders offering the desired USDA loan programs.

Lendersa USDA loan request and match results

Discovering USDA Loans in IL

A USDA home loan is a mortgage guaranteed by the Department of Agriculture, often referred to as a USDA rural development loan, or USDA mortgage. This loan is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • HomeSight Mortgage
  • 30724 Benton Road, Suite C302-580, Winchester, CA, 92596
  • Faster, Cheaper, Easier, Local…and with lots of Love. That’s our game here at Williams Realty. We’re not just another Real Estate company; We’re laser focused on making sure we exceed your expectations by taking to heart the concept of under-promising and over-delivering. we went all in on that philosophy and still live it out to this day.
  • Gravity Mortgage
  • 31290 Windstone Drive, Winchester, CA, 92596
  • At Gravity Mortgage, our Loan Officers search for the best rates and best terms from multiple financial institutions. Let us be your advocates and provide you with an unbeatable quote. we are dedicated to making buying a house as easy as possible. We provide mortgage solutions specifically geared for you.
  • The Phoenix Man Financial Services
  • 24816 Morning Mist Drive, Moreno Valley, CA, 92557
  • The Phoenix Man Financial Services team considers this community an excellent place to reside and would love to share with you an enthusiasm for the many neighborhoods that encompass the area. The Phoenix Man Financial Services prides itself on providing unparalleled service and look forward to developing a long-term relationship with you.
  • Mortgage Central
  • 25940 Calle Ensenada, Moreno Valley, CA, 92551
  • "Moore is a licensed California mortgage broker that is an expert in residential mortgages. Her team of real estate agents and associates can assist you with the sale, buying and financing of almost any property in California. Darlena herself specializes in FHA, VA, Conventional and Private Money financing."
  • Puente de Oro Home Loans
  • 14920 Perris Blvd, Suite 143, Moreno Valley, CA, 92553
  • We love our customers, so feel free to visit during normal business hours. There's much to see in Puente De Oro Home Loans, So, take your time, look around, and learn all there is to know about us. They giving SERVICES FOR SELLERS, BUYERS AND REFINANCES. We will help you in the process of your dream home purchase!
  • Nationwide Funding Group Corporation.
  • 13800 Heacock St, Suite D135A, Moreno Valley, CA, 92553
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Ameripro Lending, Inc.
  • 26149 Matlin Rd, Ramona, CA, 92065
  • We are here for you. From the start, you can expect your conversations with us to be friendly, educational, and comprehensive. It is our priority to take the time to truly get to know you and the specific details of your individual situation. You can count on us to dedicate our time and many years of expertise to help you reach your Home
  • San Vicente Mortgage
  • 1174 Main Street, Ramona, CA, 92065
  • "San Vicente Mortgage Lending Group is located in the beautiful city of Ramona (which is also known as Valley of the Sun) and services the entire State of California. San Vicente Mortgage is managed by long-time mortgage veterans, Christie Carlson and Jason DeLeo. Our extensive experience and expertise in the mortgage industry ensures"
  • Altura Credit Union
  • 2847 Campus Parkway, Riverside, CA, 92507
  • Altura Credit Union was founded in Riverside in 1957. Over the many years, Altura has focused on its Members and their needs for products and services that will help them achieve their financial dreams. Today, we proudly serve more than 86, 494 Members who are not only our Members, but our owners as well.
  • Home Seekers Lending
  • 5225 Canyon Crest Dr, Suite 254, Riverside, CA, 92507
  • At Home Seekers Lending, we are home loan experts who are committed to making sure that you get the best home purchase or Refinancing experience. We are mortgage experts who will help you choose the best loans to match your goals, using our vast knowledge and wealth of experience as a map.