USDA Vs. FHA Pro and Con comparison in Sullivan, Moultrie County, IL

In the year 2025, the USDA loan limit in Sullivan, located within Moultrie County, IL, is $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to compare the leading USDA versus FHA rates today, and find out the needed income, credit status, reserves, and documentation to qualify. Our sophisticated mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA loans, enabling you to decide which program in is most suitable for your financial needs.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Sullivan, Moultrie County, IL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loans in Sullivan, IL

The purpose of Lendersa® is to secure for you the best USDA or FHA loan swiftly and effortlessly. Choose one of three initial steps to match with lenders offering the desired USDA loan programs.

Lendersa USDA loan request and match results

Discovering USDA Loans in IL

A USDA home loan is a mortgage guaranteed by the Department of Agriculture, often referred to as a USDA rural development loan, or USDA mortgage. This loan is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Capital Access Mortgage LLC
  • 4686 Groom Road, Suite B, Baker, LA, 70714
  • We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • COASTAL FUNDING CORPORATION
  • 216 South Palafox Street, Pensacola, FL, 32502
  • "Coastal Funding is a local Mortgage Broker dedicated to serving South Carolina & Florida by offering the best mortgage loan products in the industry. Our passion is and always will be helping our clients achieve their financial goals and dreams of home ownership. We provide more loan options and solutions to our clients than anyone else.
  • NOLA Lending Group
  • 25 West Cedar Street Suite 500, Pensacola, FL, 32502
  • At NOLA Lending our mission is to provide unprecedented client service and superior quality lending practices with uncompromising integrity to all of our customers. We are committed to using the newest technology, always increasing our knowledge of the loan industry and continuously searching for new loan products for all of our clients.
  • UBank
  • 4822 North Street, Nacogdoches, TX, 75965
  • "Today, we stand as one of the last remaining community banks in East Texas, and our commitment to you has only grown stronger. Every product and service we offer is designed with your best interest in mind. From providing you with the latest financial products and tools to offering you the know-how advice to help you grow, we do it all for you.
  • Bengal Brokerage LLC
  • 2040 West Spring Creek Parkway, Suite 135, Plano, TX, 75023
  • Bengal Brokerage Llc was founded in 2010, and is located at 2070 W Spring Creek Pkwy in Plano. At Bengal, we pride ourselves on being your ONE STOP SHOP for all your Real Estate and Mortgage needs. Our services include:Real Estate, Mortgage, Investment, Rentals, Property Management.
  • Crestway Mortgage Group
  • 3948 Legacy Drive, Suite 157, Plano, TX, 75023
  • The Crestway Mortgage Group (CMG) as mortgage loan broker acts as an intermediary behalf of individuals or businesses and lenders. As the market for mortgages have become more competitive the role of the mortgage broker has become more popular and essential for those looking for mortgage loan options.
  • Lifetime Federal Credit Union
  • 1001 East Lookout Drive, Richardson, TX, 75082
  • In January of 1949 a small group of Blue Cross and Blue Shield of Texas employees came together to organize a credit union. This group of employees had a vision of providing a safe place to save money and obtain loans at fair rates. In November 2016 we changed our name to Lifetime Federal Credit Union.
  • Eglin Federal Credit Union
  • 838 Eglin Pkwy NE, Fort Walton Beach, FL, 32547
  • Eglin Federal Credit Union has nine branches serving members in and around Okaloosa, Santa Rosa & Walton counties. The Credit Union serves active duty, retired military & local honorably discharged veterans; local civil service employees; employees of many area businesses; members living within our geographic field of membership; & their families.
  • The City National Bank and Trust Company of Lawton, Oklahoma
  • 500 SW D Ave, Lawton, OK, 73502
  • Since 1901, we have dedicated ourselves to providing solid, stable, & modern banking services to our customers. Originated in Lawton, Oklahoma, City National Bank & Trust has more than 40 + branches that span across Oklahoma and into southern Kansas. We pride ourselves on our commitment to our local communities and our unmatched customer service.
  • Midwest Liberty Federal Credit Union
  • 1001 West B Street, Mc Cook, NE, 69001
  • Midwest Liberty Federal Credit Union is a not-for-profit financial cooperative owned by its members. Credit unions were founded on the idea that through a cooperative financial effort, individuals sharing common bonds could benefit. Credit unions promote thrift, and income is passed along to its members in the form of higher dividends