In the year 2026, the USDA loan limit in Sullivan, located within Moultrie County, IL, is $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to compare the leading USDA versus FHA rates today, and find out the needed income, credit status, reserves, and documentation to qualify. Our sophisticated mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA loans, enabling you to decide which program in is most suitable for your financial needs.
2026 Loan Limits and Down Payment Requirements in Sullivan, Moultrie County, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loans in Sullivan, IL
The purpose of Lendersa® is to secure for you the best USDA or FHA loan swiftly and effortlessly. Choose one of three initial steps to match with lenders offering the desired USDA loan programs.
A USDA home loan is a mortgage guaranteed by the Department of Agriculture, often referred to as a USDA rural development loan, or USDA mortgage. This loan is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages do not require any down payment.
The First Community Bank Of Moultrie is a branch office of The First Community Bank Of Moultrie County. They provide the following services: Full Service Office Location and are located at 1 South Main Street in Sullivan Illinois. Mobile and traditional directions to this location can be found below along with ratings
Scott State Bank, originally named The Exchange Bank, was established in 1887. A. R. Scott, the founder, had an iron safe in his mill office and a number of his customers would leave money in it for safekeeping. He also cashed grain checks, and in this manner he “drifted” into the banking business.
Blaw Knox Credit Union is a great place to save your money. Our share accounts provide a great vehicle for saving money for those special events in life. Maybe you are saving for Christmas, or a wedding. It could be for college education, or just for that rainy day. Whatever the reason, Blaw Knox Credit Union provides better
The Mattoon Community Unit #2 Credit Union was formed in 1960 to provide employees of the Mattoon school district a convenient place to save and borrow money. In 1975, the credit union merged with the Charleston Teachers’ Credit Union to form what is now the AREA EDUCATIONAL CREDIT UNION.
First Mid Bank & Trust, N.A. (“First Mid Bank”); First Mid Wealth Management Co.; and First Mid Insurance Group, Inc.First Mid is a $6.0 billion community-focused organization that provides a full-suite of financial services including banking, wealth management, brokerage, ag services, & insurance through a sizeable network of locations throughout.
Arcola First Bank is a branch office of Arcola First Bank. They provide the following services: Full Service Office Location & are located at 127 South Oak Street in Arcola Illinois. Mobile & traditional directions to this location can be found below along with ratings, their phone number, online banking website and additional banking information
First Federal Savings and Loan Association of Central Illinois
200 N Morgan Street, Shelbyville, IL, 62565
Lends in Illinois
First Federal Savings & Loan Association of Central Illinois is the result of the merger of First Federal Savings & Loan Association of Shelbyville and Charleston Federal Savings & Loan. Both institutions were originally formed under state charters as cooperative home financing organizations to provide a safe place for their members.
Land of Lincoln Credit Union was founded in 1947. As a full-service financial institution, LLCU serves over 30, 000 members. Membership in LLCU is open to anyone who lives or works in 26 Illinois counties and their immediate family members. Land of Lincoln Credit Union offers 12 convenient locations in 8 cities to best serve
Decatur Postal Credit Union began in 1928. At that time, it was for postal employees only. In 1949 the board of directors decided to open our field of membership to include postal employees, spouses and immediate family members. This holds true to this day. The Credit Union is located in the downtown post office in the main lobby.
