USDA Vs. FHA your options comparison in Barrington-Hills, Cook County, IL

In 2025, the USDA loan limit for Barrington-Hills in Cook, IL, stands at $0, whereas the FHA limit for a single-family home is $379,500.

Use Lendersa®'s USDA loan calculator to compare USDA and FHA rates today, determining the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the best program for your particular financial situation in .

Check loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Barrington-Hills, Cook County, IL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Barrington-Hills, IL

Lendersa® aims to help you secure the best USDA or FHA loan quickly and without hassle. Start with one of three pathways to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matches

What is a USDA Loan in IL?

A USDA home loan, guaranteed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is exclusive to rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, the USDA loan needs no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Community Mortgage
  • 7509 Tiffany Springs Parkway, Suite 101, Kansas City, MO, 64153
  • Our mission is to make the loan process as simple as possible. Regardless of your financial and/or credit situation, we will find the best mortgage solution to fit your lifestyle. We specialize in home purchase and refinance transactions and can provide assistance for FHA, VA, USDA, Conventional, and Home Improvement financing.
  • Metropolitan Mortgage Corporation
  • 7280 NW 87th Terrace Suite 200, Kansas City, MO, 64153
  • We are a locally owned and operated company, with employees that value honesty, integrity, and service. We have funded over 2 Billion in home loans and helped over 10,000 families in Kansas and Missouri finance the home of their dreams since 1996 and we love what we do. We know to finance a home
  • Glenwood State Bank IA
  • 32 North Walnut Street, Glenwood, IA, 51534
  • Glenwood State Bank is a family owned bank that has been proudly serving Southwest Iowa since 1899. Our guiding principle is to develop strong relationships with our customers that last for generations while being an integral piece of our communities to help them prosper and grow.
  • Ameristate Mortgage LLC
  • 89 North Main Street, Suite 2, Poland, OH, 44514
  • Our mission is to serve our customers with honesty, integrity and competence. The company was started in 2012 in Youngstown, Ohio. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome
  • Midstates Bank, National Association
  • 1851 Madison, Council Bluffs, IA, 51503
  • We are a community bank dedicated to building sustainable communities, businesses and producers. Our brand promise, "More Options, More Service, More Willing, " underpins everything we do. Through exceptional service and expertise, we facilitate small business growth, enable agri-business clients to conduct complex and profitable operations.
  • Community Bank of Pleasant Hill
  • 2401 North Highway 7, Pleasant Hill, MO, 64080
  • Our Mission at Community Bank of Pleasant Hill is to provide shareholder value by offering safe and sound financial solutions to consumers and businesses in our community through innovative, quality products, and superior client service. We build value with a responsive, knowledgeable, and professional staff in a friendly environment.
  • KC Fairfax Federal Credit Union
  • 104 Sunshine Road, Kansas City, KS, 66115
  • KC Fairfax FCU is owned and democratically controlled by our members. KC Fairfax FCU is safe. Deposits are insured up to $250,000 and strives to improve the economic well-being of our members. For over 66 years, KC Fairfax FCU has been committed to providing lost-cost loans and fair return on savings to our members.
  • Armed Forces Bank
  • 1111 Main Street, Suite 1600, Kansas City, MO, 64105
  • Armed Forces Bank is a family-owned business dedicated to supporting the financial well-being of the individuals and businesses within our communities. We provide a wide variety of affordable, competitively priced, and easily accessible credit and retail banking services through an extensive network of branche.