USDA Loan Vs. FHA loan pro & con for South-Barrington, Cook County, IL

In 2025, USDA loan limit in South-Barrington, county of Cook, IL is $0 while FHA limit is $379,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in South-Barrington, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(765) 732-3022 253 miles Lender's profile and map Reviews The Bath State Bank 3095 Bath Road, Bath, IN, 47010 "At Bath State Bank, our community extends beyond the Indiana ""town limits"" of Bath, West College Corner and Liberty. We support numerous endeavors and volunteer with various organizations in Indiana and Ohio to help build a stronger community. We are ""The Bank by the Side of the Road that is Always a Friend."""
(641) 932-2144 253 miles Lender's profile and map Reviews First Iowa State Bank Albia, IA 19 Benton Avenue East, Albia, IA, 52531 First Iowa State Bank is located in Albia, Iowa, county seat of Monroe County, on the northeast corner of the city square. The original building was built in 1869 and housed a number of businesses until 1922 when it was completely gutted and rebuilt by the Iowa Trust and Savings Bank. The present bank was formed in 1930.
(800) 837-7005 253 miles Lender's profile and map Reviews St James Mortgage Corporation 42676 Woodward Ave, Bloomfield Hills, MI, 48304 St. James Mortgage Corporation is a Preferred Lender for discriminating Michigan customers that want a continuing relationship with their lender. We make and service our loans - you won't be immediately sold off to an out-of-state servicing company. When rates fall, refinancing is a snap, since we already have necessary information in our files.
(248) 593-9900 253 miles Lender's profile and map Reviews York Financial Inc 180 High Oak Road, Suite 200, Bloomfield Hills, MI, 48304 At York Financial Inc we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
(573) 324-2233 253 miles Lender's profile and map Reviews Community State Bank 117 W Church, Bowling Green, MO, 63334 Community State Bank of Missouri has celebrated over 130 years of filling the financial service needs of Pike and Lincoln County neighbors. The bank was founded in 1887 as the Bank of Curryville. According to a centennial history of the bank published in the Bowling Green Times in 1987
(734) 675-3100 253 miles Lender's profile and map Reviews Shore to Shore Community Federal Credit Union 4550 Division Street, Trenton, MI, 48183 Shore to Shore Community Federal Credit Union serves individuals who live, work or worship in the communities of Trenton, Woodhaven, Grosse Ile, Allen Park, Brownstown, Ecorse, Flat Rock, Rockwood, Gibraltar, Lincoln Park, Melvindale, River Rouge, Riverview, Southgate, and Wyandotte.
248-613-9044 253 miles Lender's profile and map Reviews Delmar Mortgage 2360 W Jefferson Suite 101, Trenton, MI, 48183 I have been serving my clients for 15 years now and truly love what I do. After graduating from the University of Michigan I worked in several industries until I was fortunate enough to be introduced to the mortgage business by a friend of my families. I have never looked back as I love what I get to do every day.
(888) 612-5903 253 miles Lender's profile and map Reviews First Federal of Northern Michigan 8811 Greenfield Rd, Detroit, MI, 48228 first-federal.com is a referral service that connects people with lenders. Therefore, the lenders aprove your requests for a payday loan and transfer funds. Our website is an option to submit yor application online to many lenders at once. They offer small amounts, clear interest rates, and instant processing.
(812) 358-4000 254 miles Lender's profile and map Reviews The Peoples Bank 100 N. Main St., Brownstown, IN, 47220 Originally chartered in 1919 as the Brownstown Loan and Trust Company, The Peoples Bank was formed in 1965 with the merger of the Brownstown Loan and Trust Company and the First National Bank of Brownstown. The Peoples Bank remains a locally owned community bank serving all of Jackson County with offices in Brownstown, Crothersville and Seymou
(248) 901-1700 254 miles Lender's profile and map Reviews Lewis Financial Mortgage 401 South Old Woodward Avenue, Suite 333, Birmingham, MI, 48009 So, this is how we roll — you are dealing directly with me, Keith Lewis and my assistant Angela on every transaction and we have been in the mortgage business together since 1996. Wow, that is a long time. We help guide you through an extremely complicated process seamlessly and in a manner that is best for your lifestyle.
(833) 697-9438 254 miles Lender's profile and map Reviews Swift Home Loans 255 S Old Woodward, Birmingham, MI, 48009 Swift, it’s not just about what we do, but why we do it. With over 30 years of Mortgage experience, our mission is to ensure a trustworthy and tailor-made mortgage solution each and every time.We are firm built on old school values with a new age way of operating. By leveraging technology
(800) 725-6450 254 miles Lender's profile and map Reviews Best Rate 1935 Villa Road, Birmingham, MI, 48009 Best Rate is a Michigan-based mortgage company specializing in home loans and mortgage refinancing with historically low interest rates. Fadi as a mortgage broker in Michigan for every single one of our clients is to have an experience so good that you can’t wait to tell your friends and family about us.