USDA VS FHA in Deer-Park, Lake County, IL

In 2025, USDA loan limit in Deer-Park, county of Lake, IL is $0 while FHA limit is $379,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Deer-Park, county of Lake, IL

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Deer-Park, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Members 1st Credit Union
  • 4702 Mattis Road, Saint Louis, MO, 63128
  • Members 1st Credit Union was chartered in 1951 as a member-owned, not-for-profit financial cooperative with staff and management committed to serving members' financial needs. All members share in the net profits of the credit union by receiving dividends on their savings. These savings, in turn, are pooled to make low-cost loans to fellow members.
  • Community State Bank - Des Moines, IA
  • PO Box 127, Ankeny, IA, 50021
  • At Community State Bank, our name says it all. As a premier banking and financial services organization in central Iowa, we put our employees, clients and communities first - in everything we do. We strive to exceed this standard and care for the unique needs of our customers by providing industry-leading knowledge
  • Strategic Mortgage, LLC
  • 1327 Broadway St, Henryville, IN, 47126
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • Jonesburg State Bank
  • 110 First Street, Jonesburg, MO, 63351
  • Jonesburg State Bank is a community oriented financial institution. Since its incorporation, the bank has been a rock solid member of the community whose name stands for integrity and commitment to Montgomery and Warren counties and the surrounding area. We’ve had the same name, been within one block of the original location.
  • Humbert Mortgage Inc
  • 1250 Springfield Pike, Cincinnati, OH, 45215
  • Humbert Mortgage, Inc. is a family owned, local mortgage company with 30 years of experience. We look forward to helping your family find the perfect loan for your perfect home. We offer FHA loans, USDA loans, conventional mortgages, refinancing options and other programs to fit your needs. Don't worry about trying to find the best fit.
  • Huron Community Bank
  • 301 North Newman Street, East Tawas, MI, 48730
  • Huron Community Bank first opened its doors in 1927 under the name Peoples State Bank. The banks first location and legacy began on the corner of Newman and State Street in East Tawas, MI. That branch was located directly across the street from what is currently known as the banks' headquarters.
  • Peoples First Savings Bank
  • 225 Reading Road, Mason, OH, 45040
  • Peoples First Savings Bank, believed to be the oldest local company in Mason, OH, is a rock solid, full-service banking institution serving residents and businesses in Warren County, as well as neighboring Hamilton and Butler counties, Ohio. Founded in 1909 as a mutual savings and loan, we continue to be supported by local business and community le
  • Members Trust Federal Credit Union
  • 4000 Luxottica Place, Mason, OH, 45040
  • Trust Federal Credit Union. In 2002, our current membership base was further expanded to include Sunglass Hut. In 2004, the National Credit Union Administration granted Members Trust a charter expansion to include associates from Cole National. This new group included associates from Pearle Vision, Target Optical, BJ’s Optical, Sears Optical
  • Iowa State Bank
  • 3818 Hubbell Ave, Des Moines, IA, 50317
  • Iowa State Bank is proud to have called Des Moines home for 80 years. Our mission is to serve customers, prosper, have fun and remain an independent bank. We are confident you will find that Iowa State Bank is able to provide the perfect mix of convenience banking and traditional services.
  • The Marblehead Bank
  • 709 West Main Street, Marblehead, OH, 43440
  • In 1907, a group of Peninsula residents met and decided their growing community should have the facilities of a local bank. The nearest bank was over an hour away in Port Clinton Ohio. The Marblehead Banking Company of Marblehead Ohio was organized as a result of this meeting and a charter was granted by the State Banking Department of Ohio
  • City & County Employees Federal Credit Union
  • 1719 West Main Street, Albert Lea, MN, 56007
  • City & County Employees Federal Credit Union Our Mission is to provide our member/owners with financial solutions and outstanding personal service. By creating opportunities to grow and diversify our services, we will promote the economic strength of our present and future members.
  • Trades & Labor Federal Credit Union
  • 610 South Broadway Avenue, Albert Lea, MN, 56007
  • Our mission at Trades & Labor Federal Credit Union is to provide financial products, services, and education enabling members to achieve personal and financial goals to benefit their quality of life and Trades & Labor received its state charter on January 2, 1958 under the name of "Albert Lea-Blue Earth Building