USDA Vs. FHA your options comparison in Lake-Barrington, Lake County, IL

In the year 2025, the USDA loan cap for Lake-Barrington in Lake county, IL stands at $0, whereas the FHA limit for a single-family residence is set at $379,500.

Leverage the Lendersa® USDA loan calculator to juxtapose the current best rates of USDA versus FHA and ascertain the income, credit score, reserves, and documents required for eligibility. With our sophisticated mortgage calculator, compare USDA, FHA, Conforming, and VA loan options side by side, assisting you in choosing the most suitable program for your financial scenario in .

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Loan limits and down payment requirements for 2025 in Lake-Barrington, Lake county, IL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Lake-Barrington, IL

At Lendersa®, our mission is to swiftly secure the best USDA or FHA loan options for you, free from complications. Choose among three starting points that match you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in IL

A USDA home loan is backed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans that necessitate a 3.5% minimum down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Los Angeles LDC Inc
  • 520 N. La Brea Avenue, Suite 108, Inglewood, CA, 90302
  • "Our mission is to provide capital and advisory services to foster positive community development impacts in distressed neighborhoods by aligning the needs of our borrowers and investors. The LDC is a nonprofit 501 (c) (3) public benefit corporation. It is licensed by the Department of Business Oversight of the State of California"
  • Montserrat Financial Group, Inc.
  • 9024 Balboa Blvd, Northridge, CA, 91325
  • Montserrat Financial Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Northwest Financial Network Corporation
  • 17907 Raymer Street, Northridge, CA, 91325
  • Northwest Financial Network our top priority is to take loan applications, for purchase or refinance, at our office or at your place, and process them as fast as possible. In this volatile market, it makes a lot of difference if you get your loan approved as soon as possible. When you get your loan approved, you can take advantage of the market.
  • Professional Financial Mortgage Consultants, Inc.
  • 8939 Sepulveda Boulevard, Inglewood, CA, 90302
  • Professional Financial Mortgage Consultants Inc is located in Inglewood, CA, United States and is part of the Activities Related to Credit Intermediation Industry. We Help you qualify for Real Estate Financing. image10. Purchase Loans. We Have the Loan That Is Right For You. Conventional; 1st Time Buyer; FHA Financing
  • Wilak Financial Corporation
  • 11011 Crenshaw Boulevard, Suite 202, Inglewood, CA, 90303
  • Wilak Financial Group is a mortgage and real estate agency in Inglewood, California, with the goal of helping home buyers find practical deals that suit their estate needs. The agency was established in 2005, making our experience, scope, and knowledge of the history and development of the real estate market our edge in the industry
  • KB Capital group
  • 15021 ventura blvd, Sherman Oaks, CA, 91403
  • We are a no Income lender that specializes in home financing for borrowers with too many write offs on their taxes, wage earners with less than 2yr work history. Foreign national & ITIN borrowers. fast approval fast close Private money / Non-QM programs 70 CLTV No fico required
  • Standard Lenders - A Reverse Mortgage Company
  • 15315 Magnolia Blvd #328, Sherman Oaks, CA 91403, United States, Sherman Oaks, CA, 91403
  • A Premier Reverse Mortgage Broker in California, Standard Lenders provides unrivaled transparency, communication, and accessibility. We stay in touch with clients regularly and update them on the latest happenings in the housing industry that could affect their finances. Our loan experts can connect with you over the phone, email, and at home to ac
  • Option One Lending
  • 14724 Ventura Blvd, Suite 775, Sherman Oaks, CA, 91403
  • Option One Lending was established over a decade ago as a full service lender. Since then, we have provided superior service to clients all over California. Option One Lending offers a wide variety of products and services and works diligently to ensure that each client gets the loan that matches their needs.
  • 1st Point Lending Inc.
  • 15315 Magnolia Blvd, Suite 328, Sherman Oaks, CA, 91403
  • 1st Point Lending, Inc. is an expert financial adviser, providing best solutions for your home purchase needs. We are mortgage professionals assisting in Residential and Commercial loans, including Conventional, FHA/USDA/VA, Jumbo and Private Money loans. Financing Made Simple with 1st Point Lending, Inc
  • Banc Mortgage, Inc
  • 15260 Ventura Boulevard, Suite 1200, Sherman Oaks, CA, 91403
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Preferred Lending Group
  • 15303 Ventura Boulevard, Suite 921, Sherman Oaks, CA, 91403
  • PLG is an experienced team of finance and realty professionals committed to providing outstanding tailored programs to our clients — including fast and easy home loans and realty services. The PLG team recognizes that each individual & situation is unique and takes the needs of each client seriously to go the extra mile & ensure your satisfaction.
  • Unity Mortgage Lending, Inc.
  • 15325 Magnolia Boulevard, Suite 302, Sherman Oaks, CA, 91403
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.