USDA Vs. FHA your options comparison in Belleville, St. Clair County, IL
In the year 2025, the USDA loan cap for Belleville located in St. Clair, IL stands at $336,500, whereas the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to assess today's optimal USDA versus FHA rates, identifying the income, credit, reserves, and necessary documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, aiding in determining which program in suits your financial situation best.
2025 Loan Limits and Down Payment Requirements in Belleville, St. Clair, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Belleville, IL
The mission of Lendersa® is to swiftly connect you with the best USDA or FHA loan, minimizing hassle. Choose one of the three starting pathways that guide you to the right lenders and USDA loan programs.
The USDA home loan, supported by the government Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusively for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment.
Revolution Mortgage (NMLS #1686046) is a nationwide lender that offers lower rates and payments for refinancing and home purchase loans. We leverage technology to boost efficiencies in the loan process to give you a lower rate, faster closing, and a brand experience that's ridiculously amazing. Founded in Columbus, Ohio,
1270 N. Loop 1604 E, Suite 100, San Antonio, TX, 78232
Pilgrim Mortgage is a full-service, residential mortgage bank founded in 2006 and headquartered in San Antonio, Texas. With superior talent, we offer a truly personalized mortgage lending experience tailored to meet your individual financial goals. Our mission is to match each of our clients with the right loan.
16394 Samuel Paynter Blvd, Suite 102, Milton, DE, 19968
Motto Mortgage Prosperity have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer.
Jefferson Bank is a family-owned bank serving communities in San Antonio and surrounding areas in the Texas Hill Country. Through the years, Jefferson Bank has created an elite team of highly skilled, family oriented and civic-minded individuals who contribute to the Bank continuing success.
County Savings Bank has served the Tinicum and Ridley Township neighborhoods with dependable full-service banking operations. Our customers appreciate the way we balance small town warmth with “big bank” services and security We bring a real community feeling into your bank - a place where you put your business and your trust.
KodaBank, we offer a wide variety of affordable consumer loans. But money is only one part of the deal. We focus on listening to you, learning all about your personal goals, and finding the right financing to fit your needs. It's a straight-forward, common-sense approach to lending that earns us both new and repeat customers and sets us apart from
Commerce Bank Texas, is a state chartered Commercial Bank, with its initial office located in Stockdale, Texas, established in 1932. The Bank’s operations have expanded into San Antonio and Corpus Christi Texas to increase its commercial, real estate, agricultural and consumer banking offerings and to service a broader customer base.
The Reichert Mortgage Team, LLC specializes in residential home loans, VA loans, and refinancing opportunities for the residents of El Paso County. We are dedicated to giving you the best options possible when it comes to purchasing a home, which is why we offer several assistance programs and credit counseling services!
Integrity First Financial, Inc., a Colorado mortgage lender, has been providing all types of residential loans in Colorado since 2002 and is accredited by the Better Business Bureau (A+). At IFF, we take pride in the business that we have built and we are here to help you with your mortgage needs.
