USDA Vs. FHA your options comparison in Belleville, St. Clair County, IL
In the year 2025, the USDA loan cap for Belleville located in St. Clair, IL stands at $336,500, whereas the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to assess today's optimal USDA versus FHA rates, identifying the income, credit, reserves, and necessary documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, aiding in determining which program in suits your financial situation best.
2025 Loan Limits and Down Payment Requirements in Belleville, St. Clair, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Belleville, IL
The mission of Lendersa® is to swiftly connect you with the best USDA or FHA loan, minimizing hassle. Choose one of the three starting pathways that guide you to the right lenders and USDA loan programs.
The USDA home loan, supported by the government Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusively for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment.
13252 Garden Grove Blvd, Suite 209, Garden Grove, CA, 92843
Our mission statement is to provide the best services to all clients with integrity, reliability, and confidential. For any questions relating to real estate, please contact us. Our experienced and knowledgeable staffs are ready to analyze your scenario and advice the best options that may suit your needs.
12900A Garden Grove Boulevard, Suite 136, Garden Grove, CA, 92843
Premier One Lending Local Veteran Owned and Operated Looking for a mortgage loan to buy your dream home or refinance the one you have? Then you owe it to yourself to contact Hai Pham – Mortgage Broker for Premier One Lending Corp. As your trusted Mortgage Broker, he proudly offers exceptional real estate lending .
13252 Garden Grove Boulevard, Suite 209, Garden Grove, CA, 92843
National Home Loans home is definitely much more than any other house. A home is the center of a family where people find love, laugh, sharing, caring, and much more. Homes are where new chapter of life created, stories are written, and family legacies start National Home Loans, we are excited and honored to be part of your journeys. When we are he
Comunidad Latina Federal Credit Union (CLFCU) is a not-for-profit financial institution serving the community of Santa Ana, California. To qualify for membership you may live, work, worship or attend school in the city of Santa Ana or through an immediate family member that is currently a member.
We are a Private Lender specializing in short term Fix N Flip and Bridge financing. We work with you to put together the best loan structure and financing solution that fits your investment needs. Whether you are a first time investor or seasoned professional, we offer many options. And, we'll be with you every step along the way
14408 Whittier Boulevard, Suite B1, Whittier, CA, 90605
IET Capital is a Los Angles County based Mortgage Brokerage. We assist our clients to get financing to purchase Residential and Commercial Real Estate or lower their existing payments through refinance transactions. IET Real Estate is a 1-4 unit Residential Mortgage Brokerage located in Los Angeles County, California.
Heartland Mortgage is committed to giving you the best financial advice to increase the wealth of your family and helping you build strong financial roots. Local Friendly Mortgage Solutions for Today's Financial Needs and Technology that makes the process swift and easy. Our mission is to serve our customers with honesty.
14831 E Whittier Boulevard, Suite 204, Whittier, CA, 90605
Reliance Mortgage Service Inc is a financial services company based out of United States. Started in Whittier in 2004, we've incorporated & served through the tough times to the best as mortgage brokers with full-service purchase & refinance loans. Great credit? Great rates. Poor Credit? Let us help you with a higher FICO or product to buy now.
3334 E Coast Hwy, Suite 234, Corona Del Mar, CA, 92625
"At Lend a Hand, we treat our clients well. We have proudly built our success as a Mortgage lender with the philosophy that our customers always come first.
Borrowers satisfied with their mortgage loan are more important to us than anything else. At Lend A Hand, our goal has always been making the loan process simple and worry-free."
