USDA and FHA Pro and Con in Freeburg, St. Clair County, IL
In 2025, the USDA loan limit for Freeburg in St. Clair, IL, stands at $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare current USDA against FHA rates and establish the income, credit, reserves, and necessary documents needed for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding in choosing the best financial program in to suit your needs.
2025 Loan Limits and Downpayment Requirements in Freeburg, St. Clair County, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Freeburg, IL
The aim of Lendersa® is to secure you the finest USDA or FHA loan quickly and with ease. Choose from one of three starting strategies to link with compatible lenders and discover USDA loan programs.
A USDA home loan is a government-backed mortgage courtesy of the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. This product is specifically available in rural areas only. In contrast to FHA loans, which demand a minimum 3.5% down payment, USDA mortgages require no down payment whatsoever, thus offering significant benefits for qualifying applicants in rural localities.
Vintage Mortgage Firm strives to ensure that its services are accessible to people with disabilities.Vintage Mortgage Firm has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities,with the belief that every person has the right to live with dignity,equality
Christiansen Capital is a trust deed investment firm and hard money lender conveniently located in Murrieta, California. Christiansen Capital has been assisting clients obtain “non-conventional” financing since 2005. Christiansen Capital was created to be the conduit between borrowers who can actually obtain conventional financing.
San Diego hard money lenders offering investors higher returns on their money and real estate professionals the money they need to fix and flip houses. To put it simply, we care. We care about our investors and borrowers, and are only interested in creating win/win situations for those who partner with us.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
Top Loan Fundings Team is devoted to consistently elevating customer standards within the industry while making property ownership and investment a reality. With extensive industry knowledge and a high level of involvement, we value building lifelong relationships with clients and treating them like family.
3410 La Sierra Avenue, Suite F88, Riverside, CA, 92503
Pacific Sun Lending, Inc. I have over 25 years of experience in the Mortgage industry and our fabulous team is here to help you with all of your financing needs. We can even do credit repair too if you need a boost to your credit score. We are a straight forward lender. 90% of the loans we fund do not pay any points.
6550 Van Buren Boulevard, Suite D, Riverside, CA, 92503
Standing Stone Real Estate, Inc. is a licensed real estate corporation in the city of Riverside, California. With unparalleled industry knowledge, experience, and local expertise, we're the Riverside Real Estate experts you've been looking for. Whether you're buying or selling, we can help you get the best deal. Just looking? That's OK.
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17177 Deep Wood Ln, Suite 17177, Riverside, CA, 92503
Upright Mortgage is a company that specializes in conventional, FHA, and VA mortgages. We also do reverse mortgages. Owner has 42 years of experience in this line of work.conventional, FHA, and VA mortgages. and Owner has 42 years of experience In today’s lending market, with all the new regulations, Upright Mortgage.
Old West Federal Credit Union strives to offer a wide range of services designed to improve the economic and social well-being of our members. We strive to adapt to the ever-changing financial environment to provide the best service, value, and education to our members. Old West Federal Credit Union was originally chartered in 1957.
