USDA Vs. FHA your options comparison in Freeburg, St. Clair County, IL
In 2025, the USDA loan limit for Freeburg in St. Clair, IL, stands at $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare current USDA against FHA rates and establish the income, credit, reserves, and necessary documents needed for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding in choosing the best financial program in to suit your needs.
2025 Loan Limits and Downpayment Requirements in Freeburg, St. Clair County, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Freeburg, IL
The aim of Lendersa® is to secure you the finest USDA or FHA loan quickly and with ease. Choose from one of three starting strategies to link with compatible lenders and discover USDA loan programs.
A USDA home loan is a government-backed mortgage courtesy of the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. This product is specifically available in rural areas only. In contrast to FHA loans, which demand a minimum 3.5% down payment, USDA mortgages require no down payment whatsoever, thus offering significant benefits for qualifying applicants in rural localities.
2996 Grandview Ave. NE, Suite 305, Atlanta, GA, 30305
RateCapital is know that each customer has specific needs, so here at RateCapital, we strive to meet those specific needs with quality service and individual attention. We pride ourselves on our repeat customers which is a result of our level of service, rates and unbeatable, low closing costs.
2047 Lawrenceville-Suwanee Rd Ste E, Suwanee, GA, 30024
Shore Up Financial Services was created for investors by investors and, as such, we understand the challenges faced and lending needs of investors. We structure financing for investors who appreciate a high level of service with direct answers, solid communication, and a confidence in that if it can be done, it will get done! "You work the miracle
Nizar Ali a Mortgage Broker with Solid Property Mortgage LLC, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Solid Property Mortgage LLC Offer various loan products - Conventional, Jumbo Mortgages, FHA & VA. Great Rates with Superior Service !!!
4411 Suwanee Dam Road, Suite 760, Suwanee, GA, 30024
Arch Capital Inc provide innovative mortgage solutions for various situations, including: Conventional and Jumbo loans, Fixed and Adjustable Rate options, and government options, including FHA, VA and USDA loans. Contact a home loan specialist today for more information or apply online
5400 Laurel Springs Parkway, Suite 304, Suwanee, GA, 30024
Nations First Mortgage Inc is a company that provides a high level of expertise and service in the mortgage industry. We will provide superior personal service to buyers. We take pride in knowing that 70% of our business comes from repeat clients and their referrals. Our responsibility as mortgage professionals is to determine.
2955 Horizon Park Drive, Suite A, Suwanee, GA, 30024
Northstar Mortgage is a locally owned and operated mortgage company located in Suwanee, GA. With more than two decades of experience serving the mortgage needs of our fellow Georgians, we have gained the knowledge of the industry that allows us to look out for the best interest of our clients and help them make wise and informed decisions.
5400 Laurel Springs Parkway, Suite 304, Suwanee, GA, 30024
MyLendingPal was founded in 2018 by the founders and operators of Nations First Home Mortgage Inc, company located in Suwanee GA. MyLendingPal is owned and operated by Ricky Merchant, Ricky is Roger Merchant’s son founder of Nations First Home Mortgage Inc. MyLendingPal is currently licensed in State of Georgia
970 Peachtree Industrial Blvd, Suite 100, Suwanee, GA, 30024
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
4411 Suwanee Dam Rd, Suite 555, Suwanee, GA, 30024
Dunwoody Mortgage, our mortgage professionals are truly the best at working to find a way to get you a home loan -- and not just any loan, but the loan that works best for you. Whether you are looking to purchase or refinance, we are here to help!When other companies have told you "No" or more than likely told you nothing at all,
1325 Satellite Blvd NW, Building 1100, Suite 1120, Suwanee, GA, 30024
The Perpetual Financial Group, Inc. is a residential and commercial mortgage lender. We help consumers purchase & refinance residential property, and can also help businesses purchase owner occupied commercial property. We also work with investors for hard money/rehab loans. We are a licensed Mortgage Banker in Georgia & Tennessee.
