USDA Vs. FHA Pro and Con comparison in Scott-AFB, St. Clair County, IL
In 2025, the USDA loan limit for Scott-AFB, located in St. Clair, IL, is $285,000. The FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to assess today's best USDA vs. FHA rates, evaluating the income, credit, reserves, and documents necessary to qualify. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side to decide which is optimal for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Scott-AFB, St. Clair County, IL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in Scott-AFB, IL
Lendersa® aims to deliver the best USDA or FHA loan quickly and without hassle. Choose from three starting points to match lenders and discover USDA loan options.
A USDA home loan, guaranteed by the U.S. Department of Agriculture and also known as a rural development loan, is exclusively available in rural areas. Unlike FHA loans that require a 3.5% down payment, USDA loans need no down payment.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
At BRYCE THE BROKER! This is a full-service mortgage brokerage based in Gilbert, Arizona. I specialize in providing low rate mortgages in Gilbert and throughout Arizona. Whether you are buying a home or refinancing, I can help you realize your dream of home ownership and save you money by getting your monthly payments as low as possible.
2680 South Val Vista Drive, Building 8, Suite 141, Gilbert, AZ, 85295
We’re a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates
2200 E Williams Field Road, Suite 200, Gilbert, AZ, 85295
Desert State Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Arizona. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt,
2314 S. Val Vista Dr, Suite 201, Gilbert, AZ, 85295
At Barrett Financial, our mission is to guide customers through the mortgage loan process. We personalize each customer’s experience to ensure their needs are met and they understand the process. We empower our team members to achieve our mission with the company slogan, “Make it happen.”
Andersen Capital Partners is a privately-held investment firm with a portfolio consisting primarily of real estate-related assets, including secured loans, agricultural and raw land, and leased commercial properties. Over time, the proceeds from these investments funded other land purchases and small development projects in Arizona.
At Barrett Financial Group, our mission is to provide exceptional guidance to our customers throughout the entire mortgage loan process. We prioritize personalized attention to meet the unique needs of each customer, ensuring they have a comprehensive understanding of the process. Whether you're refinancing, buying your first home, or looking to p
Mortgage Pros Loan Lab is your one stop wholesale mortgage brokerage for the mortgage needs in Arizona and Colorado. Mortgage Pros was born from the over 30 years of combined experience in the mortgage industry of Sam Stockham and Anna Shurwin. wholesale mortgage brokerage for the mortgage needs in Arizona and Colorado.
3345 S. Val Vista Drive, Suite 105, Gilbert, AZ, 85297
Service First Mortgage was founded by CEO and President, Shawn Broussard, as a small mortgage brokerage firm with a hands-on-approach to meeting the needs of the consumer. Today, we are a full-service mortgage lending entity at the top of production and customer satisfaction in Texas and Arizona.
