In 2025, the USDA loan upper limit in Swansea within St. Clair county, IL, is $336,500. Meanwhile, the FHA limit for a single-family home is set at $472,030.
Use the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today and determine the income, credit, reserves, and documentation required for qualification. With our advanced mortgage tool, you can view USDA, FHA, Conforming, and VA options side by side, assisting you in picking the best plan for your financial situation in .
2025 Loan Caps and Downpayment Details in Swansea, St. Clair, IL
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Solutions in Swansea, IL
The primary aim of Lendersa® is to swiftly offer you the most favorable USDA or FHA loan options without hassle. Pick one of three starting points to match with lenders and USDA loan programs.
A USDA home loan is a government-backed loan through the Department of Agriculture, known as a USDA rural development loan or mortgage, and is exclusively for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, a USDA mortgage loan requires no down payment at all.
20860 North Tatum Boulevard, Suite 300, Phoenix, AZ, 85050
Brightside Mortgage, we are your partners in achieving your home-ownership dreams. Our number one priority is matching you with the best loan to achieve your goals. We are here to work on your behalf to make sure your experience is easier, more positive and more personal than our competitors
We're helping you take on perhaps the largest debt of your life. We feel that we have a professionally responsibility to help you manage that debt. Our role is to help you integrate this loan into your overall short and long term financial & investment goals while maximizing your tax objectives, cash flow and net worth. This takes an Expert.
Arizona Wholesale Mortgage Inc. prides ourselves on finding the best mortgage loans to match each and every client’s highly individualized needs. Although our home office is in Phoenix, we are licensed to provide mortgages throughout the Great State of Arizona. Regardless of your mortgage needs, be it purchase or refinance, Conventional, VA, Jumbo
At American Financial Lending, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
San Tan Credit Union is a not-for-profit financial cooperative of people united by a common bond. Together, we are able to provide each other financial needs of our members. We have a friendly staff ready to help you With all your financial needs. Our lobby is cozy and you will not wait in long lines to receive service.
25 S Arizona Place, Suite 111, Chandler, AZ, 85225
First Credit Union was formed in 1929 by a group of federal employees in Southern Arizona. We were the "first" credit union in Arizona and among the first in the United States. Since our humble beginnings, providing friendly and personalized service to our members has been our number one priority.
575 W Chandler Blvd, Suite 225, Chandler, AZ, 85225
AmeriFirst Financial, Inc. has proudly provided homeowners with mortgage loans for more than 25 years.
It’s all about service at Amerifirst Financial, and our company has been meeting the needs of homebuyers across the United States. I joined Amerifirst Financial because of its strong reputation for integrity—based mortgage lending.
3120 N. Arizona Avenue, Suite 105, Chandler, AZ, 85225
"Consumer First Financial is here to help make your dream of owning a residential property a reality. Whether you’re searching for low-fee mortgages or refinancing options, we can assist you in finding the best possible loan program.
Our knowledgeable team offers various loan options with competitive rates."
ReZamp is a real estate brokerage with powerful software that finds and analyzes MLS properties in real time. We believe everyone should have access to high quality real estate data. Our mission is to create a platform that integrates all real estate data into a single, easy to use interface, in a way that has never been done before.
The Smart Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
4800 N Scottsdale rd, Suite 3800, Scottsdale, AZ, 85251
Day 1 Mortgage is designed to provide a simple and clear path to homeownership by offering a full range of home financing options. And you can rest assured that we’ll provide the best terms possible for your situation. Day 1 Mortgage is committed to making your mortgage application as simple and seamless as possible.
6200 E Thomas Rd, Suite 202, Scottsdale, AZ, 85251
Whether you are looking for a VA loan for a new home purchase in Tucson, refinance a mortgage for your home in Phoenix, or are looking for jumbo mortgage financing for a custom build in Flagstaff, The Lending Lady has the loan program that fits your needs.
You only think about home financing a few times in your life
