USDA Vs. FHA Pro and Con comparison in Berwyn, Cook County, IL

In 2025, the USDA loan cap for Berwyn in Cook county, IL, is $0, while the FHA limit for a single-family home is $472,030.

With Lendersa®, compare today's prime USDA and FHA rates with our USDA loan calculator. Determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator displays options like USDA, FHA, Conforming, and VA side by side, helping you choose the best program for your financial situation in Alabama.

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2025 Loan Limits and Downpayment Requirements in Berwyn, Cook county, IL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Variety of USDA and FHA Loan Choices in Berwyn, IL

Lendersa® is dedicated to helping you quickly secure the best USDA or FHA loan without hassle. Choose from three starting points that lead you to matching lenders and available USDA loan options.

Overview of USDA loan applications and outcomes

Understanding USDA Loans in IL

Supported by the Department of Agriculture, a USDA home loan, also known as a USDA Rural Development Loan or USDA Mortgage, is exclusively for rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Value Mortgage Inc
  • 8695 SW Chinook St, Tualatin, OR, 97062
  • We are locally owned, operated and licensed in Oregon, Washington and California. Our mortgage brokers use lending services from hundreds of wholesale banks and mortgage companies. We continually update our database to stay ahead of our competitors. At Value Mortgage Inc., value each and every one of our clients
  • First Foothill Mortgage
  • 280 Hammond Drive, Auburn, CA, 95604
  • FIRST FOOTHILL MORTGAGE is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straight forward by offering you the latest in financial tools
  • Phil Lyman
  • 9755 SW Barnes Road, Suite 470, Portland, OR, 97225
  • Phil Lyman in 2018 after spending more than seventeen years doing residential loans. Prior to that, Phil earned a BS in Sociology from Portland State University. For several years, Phil specialized in working with clients buying investment properties. Phil Lyman licensed in Oregon, Washington, Idaho and California.
  • Alliance Capital Partners Corp
  • 4535 SW Laurelwood Avenue, Portland, OR, 97225
  • Alliance Capital Partners is dedicated to helping clients achieve their financial goals by offering multiple loan programs which are identified per individual transaction need. We are a service based company, and want to focus on facilitating a positive experience for each client. Rather than having to deal with a major bank on your own.
  • Iron Bridge Lending
  • 9755 SW Barnes Road, Suite 420, Portland, OR, 97225
  • Iron Bridge was established amidst the ashes of the housing crisis of 2009 to fill a gap in funding sources for residential rehabilitation and new construction projects. Ever since, we have achieved year on year success in servicing the needs of our borrowers, and providing our investors with attractive returns.
  • Pacific Capital Funding
  • 24007 Ventura Blvd, Suite 260, Calabasas, CA, 91302
  • Pacific Capital Funding Corp is direct private/hard money lender and a broker offering investment property bridge, fix and flip and ground up construction loans at highly competitive terms. We can often fund your loan in 7 days or less with same-day approval! Let us fund your next investment property today.
  • Civic Financial Services
  • 23975, Calabasas, CA, 91302
  • CIVIC Financial Services is a private money lender, specializing in the financing of non-owner occupied residential investment properties. CIVIC provides Mortgage Brokers and Real Estate Investors with a fast and cost effective funding source for their real estate investment needs. Not sure where to start or what solutions you may need to achiev
  • Forbix
  • 24151 Ventura Blvd, Suite 350, Calabasas, CA, 91302
  • Forbix is a full service real estate advisory firm with offices in Calabasas, California and Brandon, Mississippi. What makes Forbix unique is our ability to advise clients from the standpoint of both a lender and an investor. This multi-faceted view approach has proven to be beneficial and invaluable for our clients
  • One Nation Home Loans
  • 5016 N. Parkway Calabasas, Suite 200, Calabasas, CA, 91302
  • At One Nation Home Loans our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Red Door Financial
  • 23801 Calabasas Road, Suite 2026, Calabasas, CA, 91302
  • Red Door Financial is a mortgage firm serving the lending needs of real estate professionals, builders, and individual home buyers. We have access to a full range of mortgage products and are dedicated to finding the right loan, with the best available rates, terms, and costs to meet our clients’ needs.