USDA VS FHA in Berwyn, Cook County, IL

In 2025, the USDA loan cap for Berwyn in Cook county, IL, is $0, while the FHA limit for a single-family home is $472,030.

With Lendersa®, compare today's prime USDA and FHA rates with our USDA loan calculator. Determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator displays options like USDA, FHA, Conforming, and VA side by side, helping you choose the best program for your financial situation in Alabama.

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2025 Loan Limits and Downpayment Requirements in Berwyn, Cook county, IL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Variety of USDA and FHA Loan Choices in Berwyn, IL

Lendersa® is dedicated to helping you quickly secure the best USDA or FHA loan without hassle. Choose from three starting points that lead you to matching lenders and available USDA loan options.

Overview of USDA loan applications and outcomes

Understanding USDA Loans in IL

Supported by the Department of Agriculture, a USDA home loan, also known as a USDA Rural Development Loan or USDA Mortgage, is exclusively for rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • LOTUS MORTGAGE CORPORATION
  • 1950 Street Rd, Suite 306, Bensalem, PA, 19020
  • Lotus Mortgage Corp, Licensed in Pennsylvania and Texas, is an established business of over 28 years, since 1991. We are extremely dedicated towards helping our clients secure their financial future, hence nearly 95% of our business is from referrals from past clients, business colleagues, as well as established real estate agents.
  • Campbell Federal Credit Union
  • 494 Route 38 East, Maple Shade, NJ, 08052
  • When you open an account with Campbell Federal Credit Union, you’re doing more than just getting great financial products and services; you’re becoming a member-owner. And as an owner, we’ll treat you with courtesy, respect and friendly service in a family-friendly atmosphere, every time.
  • Cooperative Federal Credit Union
  • 39 Broadway, Woodridge, NY, 12789
  • The formation of Cooperative Federal Credit Union was based on a need. It came to fruition after many hours of hard work and the untiring dedication of ordinary people, specifically the founders and members of The Cooperative Fire Insurance Companies of Sullivan and Adjoining Counties.
  • Town-Country National Bank
  • 118 Broad St, Camden, AL, 36726
  • Town-Country United Bank offers the highest quality of banking services on the market today. Since 1978, we have provided superior service to our customers and have assisted them in achieving their goals. Our years of experience and commitment to excellence have earned us the reputation as the one of the best in the area
  • Community Neighbor Bank
  • 3 Water St, Camden, AL, 36726
  • Chartered in May 1906, Camden National Bank was founded to provide Wilcox County with a bank of its own. Largely ignored by bigger-city banks, families and business owners throughout the area came to rely on Camden National Bank for responsive solutions to their unique financial needs.
  • Massena Savings and Loan
  • 255 Main Street, Massena, NY, 13662
  • On 1924, an organization certificate of the Massena Savings & Loan Association was submitted to the New York State Banking Department.The application was signed by 28 business men with a total subscription value of $47,400. On 1924 the State of NY Banking Department approved the Certificate of Organization of the Massena Savings & Loan Association.
  • Twin Rivers Federal Credit Union
  • 23 Phillips Street, Massena, NY, 13662
  • The Twin Rivers Federal Credit Union was established in 1970 for the employees of the Reynolds Metals Company and their families. Today the credit union has a community charter serving anyone who lives, works, worships, attends school, is in business, or any other legal entities within St. Lawrence County
  • SeaComm
  • 30 Stearns Street, Massena, NY, 13662
  • SeaComm is a member owned financial cooperative based in Massena with branches in Potsdam, Malone, Canton, Ogdensburg, Plattsburgh, NY and South Burlington, VT. We strive to improve the quality of life in the communities we serve.SeaComm Federal Credit Union serves over 48, 000 members with assets
  • Mortgage News Channel
  • 401 Route 70 East, Cherry Hill, NJ, 08034
  • Our goal is to offer the best service and extremely competitive mortgage rates in minutes. Our wide selection of loan products helps us provide the perfect mortgage fit for your specific Real Estate finance needs. Our mission is to serve our customers with honesty, integrity and competence.
  • NationMac Mortgage
  • 1060 North Kings Hwy, Suite 110, Cherry Hill, NJ, 08034
  • Founded in 2011, the key to our success has been a combination of consistently offering the lowest possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity. We are proud to have helped finance thousands of loans, helping Americans find, keep and afford their dream homes.