In the year 2026, the USDA loan limit within Cicero, in the county of Cook, IL, is $0, while the FHA limit for a single-family house is set at $472,030.
Utilize the Lendersa® USDA loan calculator to compare the highest available rates for USDA VS FHA loans today. This helps determine the income, credit standing, reserves, and documentation required for qualification. Our comprehensive mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA programs, aiding your decision on the best option for your financial situation in .
2026 Loan Limits and Down Payment Specifications in Cicero, Cook, IL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Cicero, IL
Lendersa® is committed to securing you the ideal USDA or FHA loan promptly and effortlessly. Begin with one of three approaches that lead you to matched lenders and USDA loan programs.
The USDA home loan, endorsed by the government through the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is solely available in rural areas. In contrast to FHA loans mandating a minimum 3.5% down payment, the USDA mortgage requires no down payment.
KeySmart Mortgage Co was created with the consumer in mind, we are a veteran owned and operated company with nearly 40 years of combined experience. Commitment to service, respect and excellence are our core values. Our strength is our people, we are guided by the principle of respect.
Guaranteed Financial is an Illinois residential mortgage company dedicated to one thing– fulfilling the American Dream.Our team serves the lending needs of home buyers, homeowners, real estate professionals & builders across the state by offering a host of diverse and flexible mortgage packages for customers with a variety of backgrounds and needs.
American Financial Solutions Inc We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify.
Metropolitan "L" Fedral Credit Union will provide services & financial products to our member in a professional & friendly manner. We will educate our members as to better financial actions and planning. We will enlighten our members as to opportunites and products available to them. We will treat each member with proper courtesy, respect and care.
Chicago Firefighters Credit Union was founded as 2nd Division Credit Union in 1937 to serve fire department employees in the City of Chicago. At a time when the nation’s financial system was still reeling from the Great Depression, many banks just weren’t addressing the concerns of average working people.
Archer Heights Credit Union is a not-for-profit financial cooperative owned by its members. Credit Unions were founded on the idea that through a cooperative financial effort, individuals sharing common bonds could benefit. Credit Unions promote thrift, and income is passed along to its members in the form of higher dividends on savings accounts,
With over 20 years of mortgage experience we serve our customers with honesty, integrity and competence to help them get best possible financial solutions to fulfill their dreams.
Our goal is to help our clients to get home loans while providing them with the lowest interest rates and closing costs possible
Prime Rate Lending Group There are hundreds of mortgage products out there, we can present you the knowledge to help you make the right decision for you and your family and place your loan with a lender that best fits your needs With over 20 years of lending experience, we can assure you a through process and quality of service
Mortgage Resource Group has earned the reputation among homeowners, attorneys, realtors, accountants and financial planners as a truly professional organization staffed with experienced, caring and knowledgeable people. We provide mortgage loans on single family homes, condominiums, and 2-4 unit apartment buildings.
