USDA Vs. FHA Pro and Con comparison in Robbins, Cook County, IL

In 2025, the USDA loan limit for Robbins, located in Cook county, IL, is $0. In contrast, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to explore and compare today's best rates for USDA and FHA loans, determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, helping you determine which program in suits your financial needs best.

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2025 Loan Limits and Down Payment Requirements in Robbins, Cook County, IL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Robbins, IL

Lendersa® is focused on swiftly obtaining the best USDA or FHA loan for you without any hassle. Choose one of the three starting options to connect with lenders and find the suitable USDA loan programs.

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Understanding the USDA Loan in IL

A USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans have no down payment requirement, offering a significant benefit for those who qualify.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • AMC Lending Group
  • 25822 Cordova, Laguna Hills, CA, 92653
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Atlas Financial Group
  • 23276 S Pointe Dr, Suite 113, Laguna Hills, CA, 92653
  • Binesh Realty Group has been in the Real Estate services business in the Orange County markets for many successful years and will be here for many more. This longevity and confidence comes from our Real Estate services to a great many buyers and sellers, and their recommendations to others that result in repeat
  • Loan Experts
  • 23276 South Pointe Drive, Suite 211, Laguna Hills, CA, 92653
  • Loan Experts, we understand that what works for one borrower does not work for another. We strive to find a loan that is beneficial to you, our client, and one that achieves your goals! That is ultimately our goal. Loan Experts is committed to providing our clients with the highest quality loan along with some of the lowest rates in California
  • Countywide Home Loans
  • 26511 Bridlewood Drive, Suite A, Laguna Hills, CA, 92653
  • Countywide Home Loans. We are a full-service mortgage company based in Laguna Hills, CA. We specialize in Home Purchase Loans and Refinance in all of Southern California. Whether you are buying a home or refinancing in Ventura, Los Angeles, Orange, San Diego, San Bernardino or Riverside counties
  • Qualified Home Loans
  • 23330 Mill Creek Drive, Suite 150, Laguna Hills, CA, 92653
  • Qualified Home Loans is a full service California Mortgage Brokerage that creates opportunity for home buyers & transactions for real estate agents. At Qualified we match expertise, diverse loan offerings & personal attention. Our talented team of dedicated professionals will custom tailor a loan strategy for you to accomplish your family’s goals.
  • Homeland Financial Network, Inc.
  • 23022 La Cadena, Suite 203, Laguna Hills, CA, 92653
  • Homeland Financial Network, Inc was founded in 2007 as a mortgage broker firm. We have since evolved into a direct lender. Due to our massive amount of relationships developed over the years, we have every program imaginable to offer our clients, with the very best interest rates in the market.
  • Guardian Capital
  • 23046 Avenida de la Carlota, Suite 601, Laguna Hills, CA, 92653
  • Founded in 1994, Guardian Capital has been providing real estate home mortgages to California residents, based primarily in Southern California. Guardian Capital, my top priority is finding our clients the best loan rate and loan package. With 22 plus years experience, I have the relationships, resources.
  • Interest Smart Home Loans
  • 23172 Plaza Pointe Dr, Suite 155, Laguna Hills, CA, 92653
  • Interest Smart Home Loans was established in January 2014 by Jared Hart. Jared and his team set out to create a mortgage company that was built on a foundation of trust, integrity and honesty. We strive to treat our clients and our employees with the utmost respect that they deserve.
  • Pac Pro
  • 2471 Angelina Pl, Tustin, CA, 92782
  • With over 30 years experience in all aspects of both wholesale brokering and correspondent banking, we give you access to top of the line service and vast resources to assist in qualifying and structuring your deals from the start. Ours is a team philosophy built on trust and long term relationships.
  • Home Loan Credit Corporation
  • 1440 N Harbor Blvd, Suite 305, Fullerton, CA, 92835
  • Home Loan Credit Corporation has several programs designed to help you overcome your financial challenge. Contact one of our friendly representatives to see what options may be available for you. Whether you have questions about your loan, your Payment Options or are having trouble making your payments, Home Loan Credit Corp is here to assist you.
  • Giving Tree Lending
  • 1440 N. Harbor Boulevard, Suite 900, Fullerton, CA, 92835
  • Giving Tree Lending (GTL), we operate for the sole purpose of providing low-cost mortgage financing to all. Our commitment to client service ensures a hassle-free and financially satisfying consumer experience.By maintaining a vast network of banking relationships, we have access to the most favorable terms available.