As of 2025, in the city of Crestwood, located in Cook county, the state of IL, the USDA loan limit stands at $0, whereas the FHA limit is set at $472,030 for single-family properties.
Utilize the Lendersa® USDA loan calculator to contrast the top current USDA and FHA rates and discover what income, credit, reserves, and documentation are needed for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans concurrently to help identify which offers the best fit for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to secure the most advantageous USDA or FHA loans rapidly and without complications. Start with any of the three steps below to connect with matching lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It is only available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, a USDA mortgage demands no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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