USDA Vs. FHA your options comparison in Crestwood, Cook County, IL

As of 2025, in the city of Crestwood, located in Cook county, the state of IL, the USDA loan limit stands at $0, whereas the FHA limit is set at $472,030 for single-family properties.

Utilize the Lendersa® USDA loan calculator to contrast the top current USDA and FHA rates and discover what income, credit, reserves, and documentation are needed for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans concurrently to help identify which offers the best fit for your financial situation in .

Evaluate loan options from 100 lenders

Loan Limits and Downpayment Requirements for 2025 in Crestwood, Cook, IL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Crestwood, IL

The goal of Lendersa® is to secure the most advantageous USDA or FHA loans rapidly and without complications. Start with any of the three steps below to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in IL

A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It is only available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, a USDA mortgage demands no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • APPROVED MORTGAGE SOURCE, LLC
  • 41040 US Highway 27 Suite 1, Davenport, FL, 33837
  • Approved Mortgage is a family-owned and operated residential mortgage lender. Our mission is to assist you in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process.
  • Florida's Best Mortgage Company (Orlando)
  • 13575 58th St N, Suite 108, Clearwater, FL, 33760
  • Florida's Best Mortgage Company, a professional mortgage company specializing in residential mortgages. At Florida's Best Mortgage Company, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants.
  • Newton Financial Home Loans
  • 3115 Indigo Place, Seffner, FL, 33584
  • Newton Financial Home Loans is a locally owned mortgage brokerage firm. Mrs. Newton has worked in the banking and finance industry since 2002. You can rely on her knowledge and expertise to find a new home loan that meets your needs and fit your budget. It is important that your lender know your market.
  • Tampa Bay Home Experts
  • 324 N Dale Mabry Hwy, Suite 100, Tampa, FL, 33609
  • Julia Lysenko is a Mortgage Banker. She has a reputation for going the extra mile for her clients and achieving great results. She specializes in helping people purchase homes, refinance their home and even helping foreign nationals purchase property in America. Julia is passionate about her career and her clients.
  • Fishman Mortgage Corporation
  • 413 South MacDill Avenue, Tampa, FL, 33609
  • Fishman Mortgage has been serving the home equity lending industry since 1959, specializing in speed of service, flexible terms, and progressiveness. We are one of the oldest home equity lenders in Tampa. We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs
  • Simple Lending Mortgage LLC
  • 5401 West Kennedy Blvd, Suite 100, Tampa, FL, 33609
  • "We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Today's technology is providing a more productive environment to work in. For example,"
  • Bachman Lear & Company Inc
  • 5601 Mariner Street, Suite 450, Tampa, FL, 33609
  • Bachman Lear & Company, Inc., is a Florida Licensed Mortgage Broker. Bachman Lear is a boutique lender with personalized services and abilities not typically found at the “mortgage mall”. The objective is simply to put together the best loan program with the best interest rates for the borrower as quickly and efficiently as is possible today.
  • CambridgeHomeLoan.com
  • 4830 West Kennedy Blvd, Suite 600, Tampa, FL, 33609
  • "With nearly two and a half decades of lending experience, CambridgeHomeLoan.com has established a solid reputation few others can match and we achieved this stellar position by actions, not by words. From the initial application to final funding, CambridgeHomeLoan.com is with you all along the way."
  • Integrity Financial Services
  • 13129 66th Street, Largo, FL, 33773
  • Integrity Financial Services is a full service residential and commercial lending company. Our staff of mortgage professionals are committed to 100% customer satisfaction. We understand our clients have choices for their mortgage needs. That is why we pride ourselves in a sound consultative approach to deliver the right loan program
  • DDA Mortgage Inc
  • 11701 South Belcher Rd, Suite 101A, Largo, FL, 33773
  • "DDA Mortgage Brokerage NMLS# 324326 Didier Malagies NMLS# 212566 Great partner to Realtors by offer a broad array of loans and outstanding service. FHA, FNMA, FHMC, VA, Conventional, HomePath, USDA, FHA 203k, Jumbo, Foreign, Construction, and more. 34 years of experience partnering with real estate professionals"