USDA and FHA Pro and Con in Woodridge, DuPage County, IL

In 2025, USDA loan limit in Woodridge, county of DuPage, IL is $0 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Woodridge, county of DuPage, IL

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Woodridge, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Harbor Bank of Maryland
  • 25 West Fayette Street, Baltimore, MD, 21201
  • Harbor Bank of Maryland opened its doors in September of 1982 with $2.1 million in assets. As of December 31, 2015, Harbor Bank's assets were $288 million. The bank conducts general banking business in seven branch locations and primarily serves the Baltimore, Maryland Metropolitan area. The Bank also has a branch in Riverdale,
  • Provider Mortgage
  • 401 N. Charles St, Baltimore, MD, 21201
  • Provider was founded in the aftermath of the financial meltdown on the premise that every individual deserves to be treated fairly regardless of their financial knowledge or negotiating ability. Provider believes that the purchase or refinancing of a home requires careful evaluation of each client’s individual financial circumstances.
  • AGM Financial Services Inc
  • 20 South Charles Street, Suite 1000, Baltimore, MD, 21201
  • AGM Financial Services, Inc. is a leading FHA Lender providing financing for both Market Rate and Affordable housing communities. AGM arranges federally insured mortgages for apartment projects under FHA’s MAP (Multifamily Accelerated Processing) program. AGM is also an approved Lender for FHA’s Low Income Housing Tax Credit Pilot Program
  • PSG Lending
  • 400 W. Franklin St., Suite 300, Baltimore, MD, 21201
  • PSG Lending was established in 2015 by an experienced team of mortgage banking professionals. With a focus on commercial bridge loan opportunities between $150,000 and $10,000,000, PSG Lending is a direct lender and capital partner. Our approach to lending is to build long term relationships by providing a transparent, reliable and swift process to
  • Village Bank
  • 15871 City View Drive, Suite 300, Midlothian, VA, 23113
  • At Village Bank, we believe you're a neighbor, not a number. Our dedication to serve shows in everything we do and say. From the uniquely personal attention we give every individual and business to the time we spend volunteering in our communities, we far more than just another bank.
  • Community Bankers’ Bank
  • 2601 Promenade Parkway, Midlothian, VA, 23113
  • CBB is cooperatively owned by community banks, run by community bank executives and only works with community banks. We are state-chartered and federally-regulated and we abide by all of the regulations and guidelines that govern community banks. We are as community as a bank gets.
  • Village Bank Mortgage
  • 15871 City View Drive, Suite 300, Midlothian, VA, 23113
  • Our dedication to serve shows in everything we do and say. From the uniquely personal attention we give every person, to the time we spend volunteering in our communities, Village Bank Mortgage is far more than just another mortgage lender. It is a place where the power of friendship, community and people working together.
  • American Bank of the Carolinas Monroe
  • 312 N Charlotte Ave, Monroe, NC, 28112
  • In February of 2018, a group of Union County business leaders announced plans to form a de novo bank. De novo refers to a newly chartered bank founded independently of any other financial institutions. Union County has always supported a locally owned, locally managed bank. The group chose the name “American Bank” with the name giving a nod
  • Colonial 1st Mortgage INC
  • 11551 Nuckols Road, Suite G, Glen Allen, VA, 23059
  • Colonial 1st Mortgage We are a broker, which gives us the ability to shop multiple banks to find the right loan for you. We process your loan in house so that you are talking directly with us from beginning to end We offer an online application process or if you prefer to apply in person we are right here in Richmond.
  • TrustMor Mortgage Co., LLC
  • 5300 Hickory Park Drive, Glen Allen, VA, 23059
  • TrustMor, we straightforwardly tell you all you need to know, when you need to know it. We do what we say when we say we’ll do it. We’re there for you when you need help, answers and advice. You can trust us to always make your interests our first priority, and to make the complex mortgage lending process as simple.
  • LBG Lending Services LLC
  • 4333 Charles Crossing Drive, White Plains, MD, 20695
  • LBG (Led By God) Lending Servieces is a Christian and Veteran owned company. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.