In 2025, the USDA loan limit for Lockport within the county of Will, IL is set at $336,500, whereas the limit for FHA loans on a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Determine the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, aiding you in selecting the most suitable program for your specific financial needs in
Compare loan offers from one hundred lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to quickly secure the best USDA or FHA loan for you without hassle. Choose from three initial options that pair you with matching lenders and USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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