USDA Vs. FHA Pro and Con comparison in Boulder-Hill, Kendall County, IL
For 2025, in Boulder-Hill within Kendall county of IL, the USDA loan limit is $303,600, whereas the FHA limit for a single-family home reaches $379,500.
Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates for the optimal choice. Determine the income, credit, reserves, and paperwork required to qualify. Our sophisticated mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding you in selecting the best choice for your financial context in .
Loan Limits and Downpayment Requirements for 2025 in Boulder-Hill, Kendall, IL
Loan Type
Loan Limit
Down Payment
USDA
$303,600
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Alternatives in Boulder-Hill, IL
At Lendersa®, our mission is to quickly secure the most favorable USDA or FHA loans, free from hassle. Begin with one of three steps to link with the right lenders and USDA programs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is only offered in rural areas. It differs from FHA loans, which require a minimum down payment of 3.5%, by not necessitating any down payment.
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