USDA Vs. FHA your options comparison in Aurora, Kane County, IL
In 2025, the USDA loan limit for Aurora, located in the county of Kane, IL, is set at $336,500. Comparatively, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to examine current USDA versus FHA rates. Determine the necessary income, credit status, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program in tailored to your financial scenario.
2025 Loan Limits and Down Payment Requirements in Aurora, Kane County, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Aurora, IL
The mission of Lendersa® is to secure you the best possible USDA or FHA loan promptly and with minimal hassle. Choose from three starting points to connect with lenders and explore USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA loan requires no down payment, making it an appealing option for eligible borrowers.
"Growing Oaks started from a God-given vision about the growth journey of an acorn to become an oak tree.
The potential to be an oak tree exists in every acorn. But to become the mightiest oak tree an acorn was designed to be, certain conditions have to occur. An acorn has no control over its growth potential, but YOU DO!"
Queenstown Bank has been committed to reaching out within our local communities to do all we can to further the area's overall economic development. As a community partner, we make charitable contributions for education, culture and the arts, social service agencies, charitable activities, community and economic development,
Security Federal Bank is committed to providing the highest level of financial services in a trustworthy, courteous and professional manner, treating all of our customers equitably and fairly. In fact, we have a long tradition of focusing on the customers we serve. Our central theme is Do what’s in the best interest of the customer
Tri County Area FCU is a full-service financial institution offering a broad range of benefits & friendly, convenient service right here in our community. We have been serving our community for over 70 years! Unlike traditional banks, we don’t have stockholders. So when you join the Credit Union, you become an owner of our credit union
Diamond Credit Union is a full-service, community-chartered credit union offering everything you need from everyday checking, savings, and loans, to Commercial Services, Mortgages, and Financial Planning. Diamond is not-for-profit and member-owned. Anyone who lives, works, worships.
Mortgage America has been the #1 lender in Eastern PA and Berks County for over 30 years with 8 billion dollars in originations and thousands of loans serviced. From your first call to after closing, Mortgage America is here to serve you.Mortgage America has been the #1 lender in Eastern PA
The El Reno RIL (Rock Island) Credit Union was founded in 1934 by employees of the CRI&P Railroad in El Reno, Oklahoma. In addition to the various employees’ groups added to our field of membership, the credit union is a community credit union serving individuals who reside, attend school, work or worship within Canadian County, Oklahoma.
The mission of Correctional Workers Federal Credit Union is to provide its members with professional, competent financial services. The Credit Union is committed to providing the best possible rates and servicing of the member owners while continuing to build a strong capital base. We will work together to help our members attain financial security
Forty years ago, a small group of local businessmen in Pontotoc County established the First American Bank of Roff in order to meet the personal banking and business-banking needs of the citizens in Roff and surrounding areas. The mission of the bank, then and now, has been to serve its customers with personalized banking service.
Northampton Area School District Employees Credit Union
2014 Laubach Avenue, Northampton, PA, 18067
A Credit Union is organized by members of a group having a common bond. The Northampton Area School District Employees Federal Credit Union is comprised of public school employees, this being the common bond. The Northampton Area School District Employees Federal Credit Union began in 1939.
