USDA Vs. FHA Pro and Con comparison in Sugar-Grove, Kane County, IL
As of 2025, the USDA loan limit in Sugar-Grove, located in Kane, IL, is $303,600. In comparison, the FHA limit for a single-family home is $379,500.
Leverage the Lendersa® USDA loan calculator to evaluate and compare the current top USDA and FHA rates. Determine the income, credit, reserves, and document prerequisites needed for qualification. Our advanced mortgage calculator allows you to scrutinize USDA, FHA, Conforming, and VA loans side by side, helping you choose the optimal program in for your financial situation.
2025 Loan Limits & Down Payment Details in Sugar-Grove, Kane, IL
Loan Type
Loan Limit
Down Payment
USDA
$303,600
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Sugar-Grove, IL
Lendersa® aims to deliver the best USDA or FHA loan swiftly and with minimal hassle. Start with one of three options to find matched lenders and USDA loan programs tailored to you.
A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and is accessible in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none.
I'm Larry the Mortgage Guy, and I'm Here To Help You've heard the horror stories...how hard it is to qualify, the mounds of paperwork you have to provide, the difficulties and delays. Not to mention the fighting, shopping, and haggling to get a good rate and It's easy to reach me - feel free to call me direct or if you prefer you
8101 Polo Club Dr, Suite A, Merrillville, IN, 46410
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Region Mortgage specializes in Conventional, FHA, JUMBO, USDA, and VA financing. We custom tailor each loan program to make sure it is the right fit for our clients. We will walk you through the process to make sure you are informed along the way and have all of the adequate knowledge to select the right loan product for you and your family.
Bank of Pontiac opened its doors for business in 1947. Since then, we’ve been providing financial solutions for the people of Livingston County, Grundy County, Tazewell County, McLean County and their surrounding communities. We are a strong community bank offering a variety of financial services to both individuals and businesses.
The State Bank of Graymont was founded in 1913. Organizers for the State Bank of Graymont were headed by a Pontiac banker from the old National Bank of Pontiac. Other younger officers from the National Bank of Pontiac were also involved. Plus, there were other investors from the Pontiac area along with several investors from the Graymont area.
Teachers Credit Union is a not-for-profit member owned organization. Our goal is to provide the best possible financial services to our members at competitive rates and to maintain the credit union’s long-term financial stability. Teachers Credit Union has been open since 1934. The credit union has assets totaling $30.71 Million.
First National Bank and Trust Company is a family-focused, community bank headquartered in Beloit, Wisconsin. Chartered in 1882, First National Bank and Trust has grown to be a leading financial services institution offering products and services for consumers and businesses, as well as trust, retirement services
Blackhawk Bank is a leading community bank serving clients in northern Illinois and southern Wisconsin. Eight full service banking centers are located along the corridor that stretches from Beloit, Wisconsin to Belvidere, Illinois.
Experience a relaxed atmosphere where highly respected.
