USDA VS FHA in Sugar-Grove, Kane County, IL

In 2024, USDA loan limit in Sugar-Grove, county of Kane, IL is $303,600 while FHA limit is $379,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Sugar-Grove, county of Kane, IL

Loan Type Loan Limit Down payment
USDA $303,600 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Sugar-Grove, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Heritage Mortgage Banking Corp
  • 25 Lindsley Drive, Suite 209, Morristown, NJ, 07960
  • Our mortgage representatives specialize in providing home loans to first time home buyers and FHA purchases in Morris County as well the greater New Jersey and New York state area. We deliver an unparalleled level of service and the lowest possible loan rate in the business. Upon this – we have built our reputation, for over a decade
  • BRIDGEWAY MORTGAGE
  • 52 Maple Avenue, Morristown, NJ, 07960
  • "We are a full service mortgage broker in Morristown, New Jersey with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to reverse mortgages. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates"
  • Bank of Franklin Meadville
  • 9 Main Street East, Meadville, MS, 39653
  • Franklin County was named for philosopher and statesmen Benjamin Franklin and was one of the original counties of the state of Mississippi. In 1809, seven years prior to Mississippi’s admission into the Union as a state, the county was organized in the Mississippi Territory. A large part of the western portion of the county
  • FSNB, National Association
  • PO Box 33009, Fort Sill, OK, 73503
  • FSNB offers conventional, fixed rate mortgage loans with low closing costs. Since 1946, we have been helping homebuyers nationwide, helping them finance what is probably the largest investment of their lives. We retain the servicing on 100% of the loans we make, which means we don't sell your loan to other companies
  • Somerset Savings Bank
  • 220 W. Union Avenue, Bound Brook, NJ, 08805
  • Somerset Savings Bank has focused on serving the Central Jersey marketplace for 127 years. We provide customers with a wide array of competitively priced deposit & loan products—all offered with the highly personalized service that has become a hallmark of the Bank. Headquartered in Bound Brook, NJ, we have seven offices throughout Somerset.
  • Southwest Oklahoma Federal Credit Union
  • 1806 NW Liberty Avenue, Lawton, OK, 73507
  • Southwest Oklahoma Federal Credit Union has been proudly serving the financial needs of our members and neighbors since 1958. It’s our mission to offer our members financial services with technology that fulfill their needs and busy life’s on the go. Service that exceeds their expectations
  • Heritage Financial Credit Union
  • 25 Rykowski Lane, Middletown, NY, 10941
  • Heritage Financial Credit Union is a community based not-for-profit financial institution that is member-owned and has been serving members in communities for over 80 years. As an organization, Heritage Financial exists to be able to promote financial well being with best-in-class financial products and services so members may reach their fullest p
  • PFD Firefighters' Credit Union, Inc
  • 3209 Cedar Lane, Portsmouth, VA, 23703
  • PFD Firefighter's Credit Union, Inc. is a member-owned financial institution. We exist to provide a wide range of quality services based on member needs. Our intent is to encourage savings and provide loans in a personal and professional manner while ensuring sound financial management to safeguard member assets.