USDA and FHA Pro and Con in Montgomery, Kane County, IL
In 2025, USDA loan limit in Montgomery, county of Kane, IL is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Montgomery, county of Kane, IL
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Montgomery, IL
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Guthrie Community Credit Union is a member-owned, not-for-profit financial cooperative. GCCU is federally insured by NCUA and an Equal Housing Lender Guthrie Community Credit Union is a full-service financial institution based in Sayre, PA.Our Mission is to provide members with the highest quality financial services.
Founded in 1948 as RDG Harrisburg Credit Union to serve the financial needs of railroad workers in central PA. In 1976, we changed our name to CenPennRail Credit Union when we amended our charter to include employees of AMTRAK & CONRAIL who worked in central PA. At this time, family relatives of members became an important part of the credit union.
449 Eisenhower Boulevard, Suite 200, Harrisburg, PA, 17111
Belco Community Credit Union was organized in 1939 as a federally chartered credit union, serving the employees of Bell Telephone Company of Harrisburg, Pennsylvania. Belco's conversion to a state chartered credit union in 1997 opened the doors to expanding services to other businesses in Central Pennsylvania.
Sunny Lending LLC has a combined 25+ years of experience in the mortgage industry, including both residential and commercial mortgages. Our staff commands a wide range of experiences working with different banks and financial institutions. We provide unique service to better serve your financial needs.
656 Quince Orchard Road, Suite 120, Gaithersburg, MD, 20878
At Eagle Creek Mortgage LLC, a one stop shop for all your mortgage needs. You can find information on all of our loan officers, as well as, find all the resources you will need when shopping for a mortgage. EAGLE CREEK MORTGAGE, LLC is a banking company based out of 656 QUINCE ORCHARD RD, Gaithersburg, Maryland, United States.
2656 Quince Orchard Rd, Suite 120, Gaithersburg, MD, 20878
Eagle Creek Mortgage, LLC mission is to serve our clients with honesty, integrity and competence. Our goal is to provide no-points mortgage loans to our customers while affording them the lowest possible interest rates and closing costs. Furthermore, we pledge to provide unparalleled service to each and every one of our borrowers.
555 Quince Orchard Road, Suite 411, Gaithersburg, MD, 20878
FDM was started by a group of 5 professionals in the basement of a home. Our vision was to build a mortgage company where clients and employees had a choice to make an educated decision. With these 5 professionals and armed with over 10 years of mortgage experience and industry knowledge, FDM went operational.
839 L Quince Orchard Blvd, Gaithersburg, MD, 20878
"We are experts in Commercial Real Estate Lending including: Acquisition Loans, Construction Loans, Short Sales, Foreclosure Financing.
Apart from lending we are experienced Real Estate developers and builders, with many contacts in and around the DC area. We are a small business with only a few employees so you will always speak directly to us."
806 West Diamond Ave. Suite 340, Gaithersburg, MD, 20878
We are a team of real estate and finance experts with a radically different approach to lending. Our investment philosophy is quite simple: we finance promising real estate investment opportunities. We provide our borrowers with super fast and dependable access to funds they need to buy, renovate, operate or sell single, multi-family and commerci
2011 Commerce Drive N F, Suite 113, Peachtree City, GA, 30269
Lead by our president Les Pruitt, we have assisted hundreds of individuals and families get the home of their dreams without putting them in tough spot financially.When you work with one of trusted loan officers you will always have the ability to customize your loan to fit your mortgage needs.
