USDA Vs. FHA your options comparison in Montgomery, Kane County, IL
In 2025, the USDA loan limit for Montgomery in Kane, IL, is $336,500, whereas for a single-family home, the FHA cap is $472,030.
The Lendersa® USDA loan calculator can help compare the best rates for USDA and FHA today, determining income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator juxtaposes USDA, FHA, Conforming, and VA loans to help decide the most appropriate program for your financial situation in Alabama.
2025 Loan Limits and Down Payment Needs in Montgomery, Kane, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA & FHA Loan Opportunities in Montgomery, IL
Lendersa® aims to swiftly connect you with the best USDA or FHA loan options with no hassle. Choose from three beginning routes to locate matching lenders and explore USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, and is exclusive to rural areas. In contrast to FHA loans needing a minimum 3.5% down payment, USDA loans require none.
8668 John Hickman Parkway, Unit 604, Frisco, TX, 75034
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
6733 Salt Cedar Way, Building 1, Suite 378, Frisco, TX, 75034
The Mortgage Brokers LLC values building strong relationships and making good mortgage loans. We work on your behalf to find the best loan option with the lowest fees. At The Mortgage Brokers, you are the priority. We make finding the best rate easy. Because we have access to multiple lenders, we can find you the best deal.
6735 Salt Cedar Way, Building 1, Suite 300, Frisco, TX, 75034
AXS Mortgage is an independent, local mortgage broker. Which means low overhead, lower fees, better and faster service tailored to your needs. Our mission is to deliver a seamless lending experience that exceeds our client’s expectations. We offer support and provide competitive financing options making the dream of home ownership come to life.
"Metropolitan Home Mortgage is an industry leader in the
real estate financing arena that focuses on providing a tailored solution to each client’s needs.
Having spent the past 20+ years providing guidance and amazing results to borrowers of all types in obtaining the
best financing solution that is available in an ever changing marketplace."
5850 Town & Country Bl, Suite 403, Frisco, TX, 75034
Bethlehem Mortgage Solutions is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Texas Union Mortgage offer residential home purchase, refinance, and equity loans anywhere in the State of Texas. We are experts in FHA, VA, USDA, Conventional, Refinance, and Cash Out Refinance. We are specialists in grant programs to help first-time homebuyers. And we work with home builders to help you get into a new build home.
Texas Union Mortgage is a licensed mortgage brokerage with headquarters in Frisco, Texas. The company was founded in 2002. Our employees and their families live in the communities we serve. As a small business, we offer competitive rates and attractive loan programs by keeping our expenses low.
Our House Mortgage is a mortgage company that focuses primarily on residential real estate. Our mission is to help our borrowers and their families realize the dream of affordable home ownership. At Our House Mortgage we thrive on excellence, performance, and integrity. We attract the best and brightest in the industry to work here.
At Unity Residential and commercial Mortgage INC we are a full-service mortgage company based in NJ. We specialize in home loans and refinancing We also serve the surrounding cities. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
We’re a full service mortgage brokerage company with an experienced staff offering expertise in every area of mortgage brokering.. from purchases to refinances.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan – with the best rates, terms and costs – to meet our clients.
