USDA and FHA Pro and Con in Breese, Clinton County, IL

During 2025, the loan limit for USDA in Breese, within Clinton county, IL, is set at $336,500. The FHA limit, on the other hand, for a single-family home, is $472,030.

Use the Lendersa® USDA loan calculator to analyze and compare today's best USDA and FHA rates. Determine what income, credit, reserves, and documents are necessary to qualify. This advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the ideal program in for your financial needs.

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Loan Limits and Down Payment Requirements for 2025 in Breese, Clinton County, IL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Breese, IL

Lendersa® is focused on getting you the best possible USDA or FHA loan quickly and without hassle. Choose from three starting points that connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IL

A USDA home loan, supported by the Department of Agriculture, is also known as a USDA rural development loan or mortgage and is available exclusively in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, a USDA mortgage requires no down payment, offering significant advantages to eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Acquest Lending
  • 2000 E Lamar Blvd, Suite 600, Arlington, TX, 76006
  • Acquest Lending is a privately held mortgage company headquartered in Arlington, TX. Acquest Lending specializes in providing residential mortgage loans for purchase and refinance, with the ultimate goal of offering its customers a host of innovative, competitive loan solutions, utilizing their national resources from a wealth of lending partners.
  • Texas Property Tax Loans
  • 2221 E. Lamar Blvd, Suite 130, Arlington, TX, 76006
  • Texas Property Tax Loans is an FYP company run by local Texans. To provide you with a simple process for quick approval & fast funding for your Texas property tax loan. We service our own loans to guarantee quality service. We take pride in knowing that we take care of our customers & work with them to ensure success through the life of the loan.
  • Angelina Savings Bank, SSB
  • 1721 Tulane Drive, Lufkin, TX, 75901
  • Angelina Savings Bank, Ssb is a branch office of Angelina Savings Bank, Ssb. They provide the following services: Full Service Office Location and are located at 1721 Tulane Drive in Lufkin Texas. Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website
  • Angelina County Teachers Credit Union
  • 402 South Medford Drive, Lufkin, TX, 75901
  • The credit union was started in 1954 by a small group of teachers from Lufkin ISD. Mr. Pop Ward and Miss Zelma Cook were instrumental in the beginning. The credit union is a state chartered credit union and answers to the Texas Credit Union Department. Savings are insured by the National Credit Union Association up to $250, 000.00.
  • Lending Edge Mortgage
  • 8613 Mid Cities Blvd, Suite 300, North Richland Hills, TX, 76182
  • "Lending Edge Mortgage has built a reputation for excellence through customer service. Lending Edge Mortgage is a Texas-based mortgage banker established in 2002. We are a dba of AmCap Home Loan NMLS: #129122 located in Houston, Texas. Our vision is to have the reputation of being “The Lender of Choice” from all our customers"
  • LTI Mortgage
  • 1801 North Hampton Road, Suite 415, Desoto, TX, 75115
  • LTI Mortgage was built on Loyalty, Trust and Integrity. We feel that everyone who wants to own a home should own a home and get a fair deal in the process. We're Here to make sure you get the best mortgage loan possible at a great price. We're a small company with much less overhead than the bigger companies.
  • TSW Mortgage & Associates
  • 1801 N Hampton Rd, Suite 383, Desoto, TX, 75115
  • TSW Mortgage & Associates. I will be your dedicated mortgage professional to help guide you through your loan process. Please feel free to reach out to me at any time with your loan questions.Conventionl, FHA, ARM, USDA/RHS, VA, 203k, Jumbo, Interest Only, Fix & Flip, Investment, Hard Money, Reverse Mortgage & Home Equity
  • Fountain Home Loans LLC
  • 232 Professional Ct, Suite C1, Gulf Shores, AL, 36542
  • We offer Mortgages in Foley AL . We specialize in FHA, VA, USDA, Harp 2 purchase and refinance products. We serve the Gulf Shores, AL community. We offer Mortgages in Gulf Shores AL . We specialize in FHA, VA, USDA, Harp 2 purchase and refinance products. We serve the Gulf Shores, AL community.
  • Barr Group Mortgage
  • 1703 Gulf Shores Parkway, Gulf Shores, AL, 36542
  • The Barr Group Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Michigan Tech Employees Federal Credit Union
  • 700 E Sharon Ave., Houghton, MI, 49931
  • The MTEFCU, was founded by employees of Michigan Tech University, which used to be the Michigan Mining School. The intention of the credit union was to provide employees access to loans with reasonable interest rates.Membership is open to anyone who lives, works, or conducts business in Houghton, Keweenaw, or Baraga Counties.