FHA Vs. USDA loan program for Carlyle, Clinton County, Illinois

In 2025, USDA loan limit in Carlyle, county of Clinton, IL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Carlyle, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(513) 765-6075 274 miles Lender's profile and map Reviews Members Trust Federal Credit Union 4000 Luxottica Place, Mason, OH, 45040 Trust Federal Credit Union. In 2002, our current membership base was further expanded to include Sunglass Hut. In 2004, the National Credit Union Administration granted Members Trust a charter expansion to include associates from Cole National. This new group included associates from Pearle Vision, Target Optical, BJ’s Optical, Sears Optical
(608) 897-2121 274 miles Lender's profile and map Reviews Bank of Brodhead 806 East Exchange Street, Brodhead, WI, 53520 Our Vision is to be a strong, stable, independent community Bank built on the community’s trust since 1896. We will reaffirm that trust daily by delivering financial solutions and striving to remain a dependable partner—consistently delivering exceptional outcomes to everyone, fairly and equitably.
(816) 842-0727 275 miles Lender's profile and map Reviews Central Communications Credit Union 17811 E US Highway 40, Independence, MO, 64055 Central Communications Credit Union (originally Telephone Employees Credit Union) was founded in 1934 to serve the financial needs of area telephone employees. Since that time, CCCU has grown to serve many other outstanding companies, including HNTB, AT&T and Faultless Linen Supply, just to name a few.
(866) 588-5533 275 miles Lender's profile and map Reviews Community Mortgage 19045 E. Valley View Pkwy, Suite F, Independence, MO, 64055 "At Community Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use ""common sense"" & will help you obtain the best loan possible. Purchasing a home is probably one of the biggest investments you'll make in your lifetime. We are with you every step
(866) 588-5533 275 miles Lender's profile and map Reviews Community Mortgage, LLC 19045 E. Valley View Pkwy, Suite F, Independence, MO, 64055 At Community Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(816) 373-1905 275 miles Lender's profile and map Reviews The Bank of Grain Valley 14801 E US Highway 40, Kansas City, MO, 64136 The Bank of Grain Valley was established May 11, 1905 and has been continually operated as a local, family owned, independent, community bank since that time. While banking has changed in the last 117 years, The Bank of Grain Valley's principles have not. We are committed to serving our customers on a personal basis.
(269) 684-6005 275 miles Lender's profile and map Reviews Circle Federal Credit Union 507 E Main St, Niles, MI, 49120 Circle Federal Credit Union works everyday to make a difference in the lives of our members. With a "Centered Around You" philosophy, we advocate for the financial well-being of our members, enrichment of the communities we service, and to inspire and provide solutions to allow our members to have a smarter, simpler
(660) 425-7285 275 miles Lender's profile and map Reviews BTC Bank 3606 Miller Street, Bethany, MO, 64424 BTC Bank is a community bank founded on the traditional values of personal customer service. Our continued tradition of serving our friends & neighbors with courteous, professional banking services maintains. We strongly support our local communities. We are proud of the roots of our past and prepared for the growth in our future.
(800) 348-7468 275 miles Lender's profile and map Reviews Everence Trust Company 1110 North Main Street, Goshen, IN, 46527 Everence® is a Christian-based, member-owned financial services organization dedicated to helping individuals, organizations and congregations incorporate their faith and values with their decisions about money. Through our national team of professionals, Everence offers banking, insurance, investments, asset management, financial planning, charita
(816) 628-6666 276 miles Lender's profile and map Reviews Kearney Trust Company 310 West 92 Highway, Kearney, MO, 64060 Kearney Trust Company commit to consistently strive to uphold integrity, trust and exemplary service. We promise to engage in a continuous pursuit in the creation of an atmosphere in which the company can prosper and profit while serving the needs of the community and customers. Our first location was on the southwest corner of Washington.