USDA and FHA Pro and Con in Carlyle, Clinton County, IL
In 2025, the USDA loan limit in Carlyle, Clinton County, IL, is $336,500, while for a single-family home, the FHA limit is $472,030.
To compare today's USDA versus FHA best rates, use the Lendersa® USDA loan calculator, which helps determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans to help you choose the best program in based on your financial situation.
2025 Loan Limits and Downpayment Requirements in Carlyle, Clinton County, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Carlyle, IL
Lendersa® aims to efficiently secure the best USDA or FHA loan for you without hassle. Start with any of the three options that connect you with matching lenders and USDA loan programs.
A USDA home loan, secured by the Department of Agriculture, is sometimes called a USDA rural development loan or USDA mortgage, available only in rural areas. FHA loans demand at least a 3.5% down payment, whereas USDA loans don't require any down payment.
10722 Arrow Route, Suite 816, Rancho Cucamonga, CA, 91730
Our mission is to serve our customers with honesty and integrity while providing the highest quality of service. Our goal is to provide you with a home loan at the lowest interest rate and closing costs possible. We understand the loan process can be overwhelming, thats why our team of experts help borrowers overcome roadblocks along the way.
8333 Foothill Boulevard, Suite 202, Rancho Cucamonga, CA, 91730
YSN Financial Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
9567 Arrow Route, Suite A, Rancho Cucamonga, CA, 91730
DEVINE take pride in not being your cliche one size fits all real estate or property management company. Combining our team of experienced real estate experts and professional multimedia designers allows us to offer a powerful marketing strategy designed to effectively attract and engage the modern day real estate consumer market
8439 White Oak Ave, Suite 102, Rancho Cucamonga, CA, 91730
Chris Armen Real Estate and Finance We are out of the box game changers, natural born strategists and problem solvers doing it our way since day one. Our brand of Real Estate. Whether its a sale, purchase or refinance, our heart, soul and collective being go into your transaction.
9220 Haven Avenue, Suite 108, Rancho Cucamonga, CA, 91730
"Our mission is to redefine real estate in the customer's favor.
We understand that buying or selling a home is more than just a transaction: it’s a life-changing experience. That’s why our team of highly-seasoned real estate professionals is dedicated to providing exceptional,"
11010 Arrow Route, Suite 106, Rancho Cucamonga, CA, 91730
Carmel Financial Corporation became an emerging leader among lenders in the United States. The company’s unique financing programs have established it as a dominate fixture in the in-home water treatment industry, and made it a growing force in the home improvement products industry.
9227 Haven Avenue, Suite 275, Rancho Cucamonga, CA, 91730
Empire Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family
At ML Mortgage, we understand that the home mortgage process can be one of the biggest financial decisions of your life, so we have dedicated ourselves to ensuring that the process is as friendly, streamlined, and makes as much financial sense to you as possible. We at ML Mortgage understand that it’s a BIG DEAL.
10718 Civic Center Drive, Rancho Cucamonga, CA, 91730
Here at Home Funding Corp. we offer the stability and product selection of a large corporation, with the service of an independent business. In our 20-year history we have never had a layoff. Our turn around time for FHA loans is 16 business days, and our conventional financing typically takes 8-10 business days. Our staff is all in house,
9045 Haven Ave. Ste 106, Rancho Cucamonga, CA, 91730
New Beginnings Mortgage mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
