USDA Vs. FHA your options comparison in Greenville, Bond County, IL

In 2025, the USDA loan limit for Greenville, located in the county of Bond, IL, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to analyze today's best USDA versus FHA rates and find out the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, helping you to determine which program in is best suited to your financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Greenville, County of Bond, IL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Greenville, IL

The aim of Lendersa® is to provide you with the best possible USDA or FHA loan fast and without hassle. Choose one of three starting points that will connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Exploring the USDA Loan in IL

A USDA home loan, guaranteed by the government's Department of Agriculture, is known as a USDA rural development loan or mortgage. Available only in rural neighborhoods, USDA loans differ from FHA loans, which require a minimum down payment of 3.5%, as they demand no down payment, offering significant advantages for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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