USDA VS FHA in Greenville, Bond County, IL

In 2026, the USDA loan limit for Greenville, located in the county of Bond, IL, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to analyze today's best USDA versus FHA rates and find out the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, helping you to determine which program in is best suited to your financial circumstances.

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2026 Loan Limits and Down Payment Requirements in Greenville, County of Bond, IL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Greenville, IL

The aim of Lendersa® is to provide you with the best possible USDA or FHA loan fast and without hassle. Choose one of three starting points that will connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Exploring the USDA Loan in IL

A USDA home loan, guaranteed by the government's Department of Agriculture, is known as a USDA rural development loan or mortgage. Available only in rural neighborhoods, USDA loans differ from FHA loans, which require a minimum down payment of 3.5%, as they demand no down payment, offering significant advantages for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



Greenville Lenders

  • First Community Bank of Hillsboro
  • 807 South Main Street, Hillsboro, IL, 62049
  • Lends in Illinois
  • First Community Bank of Hillsboro was organized, chartered and opened in 1998 by a group of local investors who felt the need for a locally owned and operated bank. In March 2002, the former Bass Funeral Home, with all its beauty and local history, became the new home of First Community Bank of Hillsboro.

  • Bank of Hillsboro
  • 230 S Main St, Hillsboro, IL, 62049
  • Lends in Illinois
  • Bank of Hillsboro, previously known as, National Bank, is headquartered in Hillsboro, Illinois with 11 branches serving South Central Illinois. Bank of Hillsboro is locally owned by and operated. We believe our local ownership provides valuable Insight into the needs of our communities.

  • The FNB Community Bank
  • 432 W. Gallatin St., Vandalia, IL, 62471
  • Lends in Illinois
  • The FNB Community Bank, a financially strong, independent community bank, serves individuals and businesses with a full range of banking, investing, asset management and other financial and risk management products and services. The FNB Community Bank is Hometown People with Hometown Spirit, supporting local organizations, events, and causes.

  • Community Bank
  • 104 East Broadway, Trenton, IL, 62293
  • Lends in Illinois
  • Community Bank of Trenton is headquartered in Trenton and is the 295th largest bank in the state of Illinois. It is also the 4, 071st largest bank in the nation. It was established in 1963 and as of September of 2021, it had grown to 16 employees at 1 location. Community Bank of Trenton has an A health rating.

  • LITCHFIELD NATIONAL BANK
  • 316 N. State St., Litchfield, IL, 62056
  • Lends in Illinois
  • Litchfield National Bank was organized in 1907 originally as a state bank known as First State & Savings Bank. On September 19, 1911, it was converted to a National Banking Association. Former bank presidents include M.M. Morrison, T.T. Lackey, Herb Herrick, Charles McBride and Leighton Wesley Cline.

  • The First National Bank of Litchfield
  • 324 North State, Litchfield, IL, 62056
  • Lends in Illinois
  • The First National Bank of Litchfield is based in Litchfield, Illinois, a town located near I-55 midway between Springfield, Illinois and St. Louis, Missouri. Our bank has been at the same downtown location since 1860, when it was operated as a private bank until receiving its National Bank Charter in 1889.

  • SIUe CREDIT UNION
  • 1566 Lewis Road, Edwardsville, IL, 62025
  • Lends in Illinois
  • SIUE Credit Union is a not-for-profit, member-owned credit union, our main goal is not to make money. Instead, we help you save yours with a complete range of financial products and services. You’ll earn high returns on savings, enjoy lower rates on loans and pay lower (and fewer) fees than you would at most banks.

  • Scott Credit Union
  • 101 Credit Union Way, Edwardsville, IL, 62025
  • Lends in Illinois
  • Scott Credit Union is a full-service financial institution that is member owned, member operated, and not-for-profit. We offer similar products and services to what the conventional financial institutions have, but we do so with our members’ best interest in mind. Any revenue generated after expenses

  • Mortgage Makers
  • Mortgage Makers, Edwardsville, IL, 62025
  • Lends in Illinois
  • Mortgage Makers is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.