USDA Vs. FHA Pro and Con comparison in Byron, Ogle County, IL
For the year 2025, the USDA loan ceiling in Byron, within Ogle county, IL, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to explore and compare today's best rates between USDA and FHA, as well as determine the income, credit, reserves, and documents needed for qualification. Our advanced calculator positions the USDA, FHA, Conforming, and VA options side by side, empowering you to make an informed decision about which program in aligns best with your financial situation.
2025 Loan Limits and Down Payment Requirements in Byron, County of Ogle, IL
Loan Type
Loan Limit
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Byron, IL
At Lendersa®, our objective is to quickly provide you with the best possible USDA or FHA loan without hassle. Choose one of the three starting points to connect with the lenders and USDA loan programs that best meet your criteria.
A USDA home loan is backed by the U.S. government's Department of Agriculture, commonly called a USDA rural development loan or mortgage. It is available exclusively in rural areas. In stark contrast to FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment, offering a considerable advantage for eligible borrowers.
We are a Full Service Credit Union located in North Kansas City. We offer: Auto Loans, Personal Loans, Share Secured Loans, Mortgage Loans, Home Equity Loans, Savings Accounts, Checking Accounts, Kids Club Accounts, Investment Accounts, Christmas and Vacation Club Accounts, ATM and Debit Cards, Visa Credit Cards, Money Orders,
Bayer Credit Union is a proud participant of Invest In America, a discount program that brings our members valuable savings on the things they use most.
Credit untion members can save big with trusted US companies through various discounts. So, whether you're looking to save on something as large as a new vehicle
Creative, relationship-driven banking with responsive local decisions, Granite Community Bank is a full-service commercial bank serving individuals and businesses for loans, deposits, insurance and investments throughout Minnesota. Granite Bank to help you make the decisions that are right for you and your financial goals.
We are a direct lender in the state of Ohio that provides affordable Personal Loans to people with bad credit to no credit scores. You will never be referred to other lenders. Walk-ins are welcome to any of our branches in London, Ohio, West Jefferson, Ohio, and Logan, Ohio. If you don’t want to drive to our offices, we can do the entire Personal L
The Bank of Grain Valley was established May 11, 1905 and has been continually operated as a local, family owned, independent, community bank since that time.
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The MTEFCU, was founded by employees of Michigan Tech University, which used to be the Michigan Mining School. The intention of the credit union was to provide employees access to loans with reasonable interest rates.Membership is open to anyone who lives, works, or conducts business in Houghton, Keweenaw, or Baraga Counties.
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BankVista offers financial strength and expertise to business and consumers. BankVista offers a full range of products featuring: commercial loans, SBA (small business) loans, cash management services, homes loans, personal loans, deposit accounts, and more. Member FDIC and Equal Housing Lender.
Missouri Central Credit Union was organized December 28, 1931 as Missouri State Credit Union. The name was changed to Missouri Central Credit Union at a meeting of the membership on November 18, 1960. The credit union moved to Lee’s Summit in September, 1994 and quickly became involved in the thriving Lee’s Summit community.
