For the year 2026, the USDA loan ceiling in Byron, within Ogle county, IL, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to explore and compare today's best rates between USDA and FHA, as well as determine the income, credit, reserves, and documents needed for qualification. Our advanced calculator positions the USDA, FHA, Conforming, and VA options side by side, empowering you to make an informed decision about which program in aligns best with your financial situation.
2026 Loan Limits and Down Payment Requirements in Byron, County of Ogle, IL
Loan Type
Loan Limit
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Byron, IL
At Lendersa®, our objective is to quickly provide you with the best possible USDA or FHA loan without hassle. Choose one of the three starting points to connect with the lenders and USDA loan programs that best meet your criteria.
A USDA home loan is backed by the U.S. government's Department of Agriculture, commonly called a USDA rural development loan or mortgage. It is available exclusively in rural areas. In stark contrast to FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment, offering a considerable advantage for eligible borrowers.
Home Loan’s mission is to be the preeminent financial services company in Western Colorado. Our vision involves continuously evolving and growing our institution by adding new services and products, recruiting and retaining the best bankers, lenders and service staff, all the while merging cutting edge technology with traditional values.
Rio Grande Federal Credit Union is a full-service financial institution, proudly serving the daily financial needs of over 4600 members. As a member-owned, not-for-profit company, our earnings go back to members in the form of more favorable rates on loans and credit cards as well as lower fees for banking products and services.
Coloramo Federal Credit Union was established on June 8, 1953. Coloramo originally consisted of only eight members who were Colorado Raw Materials Office employees. Today, Coloramo serves 11,088 members and has assets of $150 million. Coloramo Federal Credit Union's mission is to build lifelong member relationships to help our members.
At W.C. Mortgage Inc., we have a saying here, "Mobiles to Mansions," whether you are buying a manufactured house in a mobile home park or a mansion on acreage we have a competitive program for you. We have been in business for over a decade as a small personable brokerage that has grown throughout the years by being true to our customers.
1015 State Road 436, Suite 24, Casselberry, FL, 32707
The experience learned closing over 1000 mortgage loans we represent your best interests and will custom tailor your loan to meet all your financial goals. We work on the wholesale side with access to all the rates and programs. We use a simple online paperless process and close quickly.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
First Colony Bank of Florida is to improve and strengthen the Central Florida business community by effectively serving the financial needs of our clients; fostering a rewarding workplace that positively reinforces the efforts of our employees; & building a company that continuously strives to improve & create long-term value for our shareholders.
555 Winderley Place, Suite 300, Maitland, FL, 32751
CapSource is a full-service commercial mortgage broker tailored to provide capital resources, investment properties, and full-time real estate coaching to both seasoned and new investors. Our services ensure that our clientele receive industry leading rates and terms customized to your real estate investment needs.
