USDA Loan Vs. FHA loan pro & con Winnebago, Winnebago County, IL

In 2025, USDA loan limit in Winnebago, county of Winnebago, IL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Winnebago, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(516) 747-2500 Lender's profile and map Reviews Garden City Mortgage 170 Tullamore Road, Garden City, NY, 11530 In business since 1997, our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(516) 385-6900 Lender's profile and map Reviews Contour Mortgage Corporation 990 Stewart Avenue, Suite 660, Garden City, NY, 11530 Contour Mortgage Corp. has built a solid reputation for unparalleled customer service to exceed the expectations of home owners and buyers. With a multi-state licensed footprint, we are able to serve and reach more customers and offer an expansive product suite and hands-on service that our customers deserve.
(860) 210-0777 Lender's profile and map Reviews Community Credit Union of New Milford, Inc. 145c Danbury Rd, New Milford, CT, 06776 We are a savings and lending institution with over 40 years of experience. The Community Credit Union of New Milford was originally chartered as the Kimberly-Clark Employees Credit Union in 1959. In April of 2000, we officially opened our doors to the entire New Milford community.
(850) 263-3267 Lender's profile and map Reviews Peoples Bank of Graceville 5306 Brown St, Graceville, FL, 32440 we provide local, convenient financial services to our customers and community. We offer a variety of financial services to our customers in Graceville and the surrounding communities. We will always strive to provide the very best banking with a small town, know your customer perspective of building customer relationships. We are banking on servic
(203) 252-5900 Lender's profile and map Reviews Patriot Bank, National Association 900 Bedford St, Stamford, CT, 06901 Patriot Bank is a leading community and commercial bank headquartered in Stamford, CT with branches in Fairfield and New Haven Counties in Connecticut and in Westchester County in New York. Founded in 1994, Patriot Bank has served its communities by helping individuals, small businesses, nonprofits
(203) 462-4400 Lender's profile and map Reviews First County Bank 117 Prospect St, Stamford, CT, 06901 First County Bank, headquartered in Stamford, Conn. for more than 168 years, is an independent mutual community bank with 16 branches in Stamford, Norwalk, Darien, Greenwich, Fairfield, New Canaan and Westport offering deposit products, mortgages, wealth management, business banking services, and a full array of digital banking products
(203) 977-4701 Lender's profile and map Reviews Sound Federal Credit Union 888 Washington Boulevard, Stamford, CT, 06901 Sound Federal Credit Union began in 1952 when Stamford Municipal Employees Credit Union was chartered to serve the Stamford city workforce and their families. During the past seven decades, Sound has grown to over $76 million in assets and expanded its reach to serve the 15 cities in Fairfield County along the Long Island Sound.
(203) 355-6100 Lender's profile and map Reviews SG Capital Partners 750 Washington Boulevard, Suite 1050, Stamford, CT, 06901 SG Capital Partners is a correspondent lender that offers Non-QM (Non-Agency) residential real estate debt across a wide variety of portfolio products including owner occupied, second homes and investor markets nationwide. We collaborate directly with our clients in order to create innovative mortgage solutions that truly fit a borrower’s needs
(877) 794-5363 Lender's profile and map Reviews North Atlantic Mortgage, Corp. 706 Bedford Street, Stamford, CT, 06901 North Atlantic Mortgage guides individuals through the complexities of residential and commercial finance. With proven strategies using unique financing solutions, we can provide the best competitive rates.North Atlantic offers attentive service and prudent thoughtful advice. We consistently provide our clients with the highest quality of guidance.
(229) 336-5225 Lender's profile and map Reviews Bank Of Camilla 50 E. Broad St, Camilla, GA, 31730 The Bank of Camilla was established more than 125 years ago as the first bank in Mitchell County. The bank was chartered on November 4, 1889, and began business on January 2, 1890, in the first brick building in Camilla, known for many years as "Bennett Hall." The founding fathers and first directors of the bank were T. R. Bennett.
(850) 857-4328 Lender's profile and map Reviews Harvesters Credit Union PO Box 5, Cantonment, FL, 32533 Harvesters Credit Union began serving the employees and families of what is now International Paper in 1948. In 2003, we became a community charter credit union and opened our doors to anyone living, working, worshiping or attending school in Escambia and Santa Rosa counties. Since then, we’ve grown to serve over 20,000 members.