USDA Loan Vs. FHA loan pro & con Mount-Morris, Ogle County, IL

For 2025, the USDA loan limit in Mount-Morris, within the county of Ogle, IL, is outlined at $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Employ the Lendersa® USDA loan calculator to analyze today's USDA versus FHA top rates. This tool assists in evaluating the necessary income, credit, reserves, and documents required for qualification. With our sophisticated mortgage calculator, contrast USDA, FHA, Conforming, and VA options side by side, guiding you to the best program for your financial needs in .

Understanding USDA and FHA Loan Options in Mount-Morris, IL

Lendersa® is dedicated to swiftly securing the finest USDA or FHA loan available, emphasizing ease and convenience. Choose one of three initial pathways to connect with lenders and explore USDA loan offerings.

Lendersa USDA loan requests and matching results

What Defines a USDA Loan in IL?

A USDA home loan is guaranteed by the U.S. Department of Agriculture, and is also referred to as a USDA rural development loan or a USDA mortgage. This loan is exclusively available for purchases in rural neighborhoods. Unlike FHA loans that mandate a minimum of 3.5% down payment, USDA mortgages require no down payment at all.

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(404) 405-9353 Lender's profile and map Reviews Atlanta Intown Mortgage Inc 2575 Peachtree Road, Suite 302, Atlanta, GA, 30305 Atlanta Intown company offers the best mortgage tools available on the Internet. Count on us for easy and convenient online shopping for the best loan programs and the latest rates available. With the assistance of an experienced loan officer, you will be guided through the often challenging process of choosing the loan
(866) 970-7283 Lender's profile and map Reviews AmeriSave Mortgage Corporation 3525 Piedmont Rd NE, 8 Piedmont Center, Suite 600, Atlanta, GA, 30305 "AmeriSave Mortgage Corporation, NMLS ID #1168, is one of the largest privately owned online mortgage lenders in the country, with strong consumer direct, traditional retail and Third Party Origination (TPO) channels. AmeriSave.com was designed to make shopping for mortgages easy and straight forward."
(404) 661-8719 Lender's profile and map Reviews RATECAPITAL INC 2996 Grandview Ave. NE, Suite 305, Atlanta, GA, 30305 RateCapital is know that each customer has specific needs, so here at RateCapital, we strive to meet those specific needs with quality service and individual attention. We pride ourselves on our repeat customers which is a result of our level of service, rates and unbeatable, low closing costs.
(870) 304-3200 Lender's profile and map Reviews Timberline Federal Credit Union 1101 Main, Crossett, AR, 71635 In April of 1957, a certificate was signed to organize an employee’s credit union for Crossett Paper Mills employees. The credit union started out in a small office inside the main building of the paper mill. Membership was opened in 1970 to Ashley Drew and Northern Railroad, a subsidiary of Georgia Pacific Corporation.
(717) 263-4444 Lender's profile and map Reviews Patriot Federal Credit Union 800 Wayne Ave, Chambersburg, PA, 17201 Patriot Federal Credit Union has been helping members achieve financial success in our community since 1965, when the Credit Union was first formed.Patriot is governed by member-volunteers elected to the Board of Directors and managed by experienced financial professionals.We are committed to serving all your financial needs and developing a solid.
(717) 491-0456 Lender's profile and map Reviews JET Mortgage Services, LLC. 1972 Wenger Lane, Chambersburg, PA, 17201 JET Mortgage Services, LLC is a different kind of mortgage broker. We take the time to get to know our clients and really understand what their mortgage goals are. We believe that personal relationship is the best way to ensure that YOU get the best mortgage. After all, we work for you!
(405) 789-1110 Lender's profile and map Reviews First Bethany Bank & Trust 6500 Northwest 39th Expressway, Bethany, OK, 73008 First Bethany Bank & Trust has been owned and managed by the same family since 1967. Our commitment to customer service with integrity, consistency, and personal attention is the driving culture of First Bethany Bank and it has been the basis of the way we’ve done business for more than a century.
(404) 935-1848 Lender's profile and map Reviews OneMile Mortgage LLC 5456 Jimmy Carter Blvd, Suite 260, Norcross, GA, 30093 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(470) 375-9900 Lender's profile and map Reviews Multiple Lending Solution Inc 1770 Indian Trail Road, Suite 420, Norcross, GA, 30093 Multiple Lending Solution Inc We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the right mortgage loan for you.
(800) 303-0060 Lender's profile and map Reviews LoanUnitedcom LLC 1770 Indian Trial Lilburn Road, Suite 300, Norcross, GA, 30093 Loan United, we specialize in FHA Home Loans, VA Home Loans for Veterans and Conventional Home Loans. Purchase a Home or Refinance your Mortgage. Reduce your interest rate, Consolidate Debt or Get cash out and also Services may not be available in all states or areas. Some products may not be available in all states or areas.
(678) 205-5849 Lender's profile and map Reviews SHELTER HOME MORTGAGE, LLC 1770 Indian Trail Lilburn Road NW, Suite 400, Norcross, GA, 30093 Shelter was founded in 1984 and has been originating loans in Georgia since 1993. We partner with real estate companies to offer you a convenient one-stop experience for your home buying and financing needs. Today, we are recognized as the industry leader in mortgage partnerships because we are experts in our business
(877) 336-2093 Lender's profile and map Reviews Southern First Bank 100 Verdae Blvd, Suite 100, Greenville, SC, 29607 Our philosophy is that relationships come first. We get to know you and your goals so we can help you achieve them. Each account comes with a team of Bankers dedicated to providing you personalized service, and our easy-to-use technology gives you all the tools you need to manage your finances - whenever, wherever.