USDA Vs. FHA your options comparison in Oregon, Ogle County, IL
In 2025, the USDA loan cap in Oregon, within Ogle county, IL, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates and ascertain the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA options, aiding your decision on the best program in for your financial scenario.
2025 Loan Caps and Down Payment Requirements in Oregon, Ogle County, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Oregon, IL
The aim of Lendersa® is to facilitate finding the optimal USDA or FHA loan swiftly and with ease. Opt for one of three starting methods to align with appropriate lenders and USDA loan solutions.
A USDA home loan, ensured by the U.S. Department of Agriculture, also called a USDA rural development loan, is available only in rural neighborhoods. While FHA loans require a down payment of at least 3.5%, USDA loans require none.
We proudly offer customized products and services to small and medium size businesses in our local area. We supplement our traditional bank loans with government guaranteed options that can provide benefits to our clients that they may not have in our conventional loan product. Our mission is to provide exceptional personal banking services.
Wholesale Direct Lending buying, selling, Refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
"Rafael Jauregui and his staff have dedicated themselves to providing outstanding services to customers involved in the financing of residential real estate
Rafael Jauregui is committed to providing excellence you deserve. From the first-time homebuyer needing down payment assistance to the sophisticated investor"
Welcome to Kappel Mortgage Group! Where you will find mortgage brokers that are experts and understand the local market and rates so that you can ensure you are getting the best deal. Whether you are first time home buyer purchasing your dream home, refinancing an outstanding loan.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Residential Origination Capital Mortgage Corporation
5698 Pirrone Road, Salida, CA, 95368
ROC Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Rehaven Many customers were only viewed as a credit score, rather than hardworking Americans, trying to achieve their dream of home-ownership. I knew then, why buying a home was intimidating and daunting. I felt for the customers, because I too, was once a first-time homeowner applicant, with a low credit score and a small down payment.
At Tri Valley Lending you are more than a credit score to us. We subscribe to the philosophy of building long term relationships based on service and trust. Our team of loan professionals make the daunting task of obtaining financing an easy and understandable process. We look forward to serving you in the future.
We’re a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending… from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the loan-with great rates, terms and costs-to meet your unique needs.
Interlock Home Loans and Real Estate Services Provides real estate services to help our clients find the perfect home. Interlock also provides financing through our top tier lenders. We Interlock the home purchasing process by combing home loan services and real estate services together for an easier process
This is a new and innovative home ownership program that allows qualified home buyers to buy homes with 1% down payment. You may have owned a home before and are presently renting, or maybe you are a first time home buyer and need a way to break into the housing market but are holding back.
It has been the goal of our company from inception to be the borrower’s advocate and we pride ourselves on personally guiding each and every transaction through the debt or equity placement process from beginning to end. In doing so we provide our clients with outstanding service.
