USDA VS FHA in Oregon, Ogle County, IL

In 2026, the USDA loan cap in Oregon, within Ogle county, IL, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates and ascertain the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA options, aiding your decision on the best program in for your financial scenario.

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2026 Loan Caps and Down Payment Requirements in Oregon, Ogle County, IL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Oregon, IL

The aim of Lendersa® is to facilitate finding the optimal USDA or FHA loan swiftly and with ease. Opt for one of three starting methods to align with appropriate lenders and USDA loan solutions.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IL

A USDA home loan, ensured by the U.S. Department of Agriculture, also called a USDA rural development loan, is available only in rural neighborhoods. While FHA loans require a down payment of at least 3.5%, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 265 SW 1st Avenue, Canby, OR, 97013
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  • Unitus Community Credit Union
  • 1300 SW 6th Ave, Portland, OR, 97201
  • We help to make our members stronger financially by providing financial education, exceptional products & services, and personal service.We serve 100,000 members in the Pacific Northwest and employ more than 250 individuals who share our passion for serving the community.Unitus is a not-for-profit financial cooperative with branches in OR and WA

  • ScanlanKemperBard Companies
  • 222 SW Columbia St. #700, Portland, OR, 97201
  • ScanlanKemperBard is a privately held real estate merchant bank based in Portland, Oregon. SKB acquires, manages and transforms commercial properties into profitable, risk-adjusted returns for select high-net-worth individuals, family offices, trusts, and institutional investors.

  • MLS FUNDING
  • 8640 Martin Way E Suite D, Lacey, WA, 98516
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  • PDX Home Loan
  • 4640 SW Macadam Ave, Suite 90, Portland, OR, 97239
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  • Schmidt Home Loans
  • 4700 S Macadam Avenue, Portland, OR, 97239
  • Kevin Schmidt has been in the mortgage business since 1993. A native Oregonian, Kevin grew up in Southern Oregon and graduated from the University of Oregon where he received his Bachelor’s Degree in Finance and Marketing. Kevin prides himself on providing the expertise needed in today’s environment, excellent service,

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  • 4700 S Macadam Avenue, Portland, OR, 97239
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  • Associated Mortgage Group, Inc.
  • 5200 S Macadam Avenue, Suite 200, Portland, OR, 97239
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  • Altamont Mortgage Funding, Inc
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  • Surest Capital Company
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  • Lennox Lending
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    We believe in developing a deep, transparent relationship with our clients. With our experience, we deli