USDA Vs. FHA your options comparison in Carol-Stream, DuPage County, IL
For the year 2025, the USDA loan cap in Carol-Stream, located within the county of DuPage in IL, is set at $0. In contrast, the FHA cap for a standard single-family home stands at $379,500.
The Lendersa® USDA loan calculator is an excellent tool for comparing today's optimal USDA and FHA rates. It helps determine the income, credit, reserves, and necessary documentation required to qualify. This cutting-edge mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA programs in Alabama, aiding in choosing the best financial option for your unique situation.
2025 Loan Boundaries and Down Payment Details in Carol-Stream, DuPage, IL
Loan Category
Maximum Limit
Initial Payment
USDA
$0
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Potentials in Carol-Stream, IL
The aim of Lendersa® is to swiftly facilitate obtaining the best possible USDA or FHA loan. Begin by choosing one of the three starting points, which effectively align you with lenders and USDA loan offers.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is a government-supported loan from the Department of Agriculture, available exclusively in rural communities. Unlike FHA loans, which impose a minimum 3.5% down payment, USDA loans require no down payment at all.
570 East 5th Street, Suite 150, Lincoln, CA, 95648
Lighthouse Started in 1983 and grew thru out the Bay Area and expanded to the Sacramento Region in 2001. We specialize in every type of financing program from conventional, FHA, and USDA, to commercial and hard money lending as well. We have provided top level service both in our mortgage loans as well as our real estate agents
For over 13 years, Tobias Mortgage Company has served individuals and families in the Greater Sacramento, CA Area with all their mortgage needs, including buying a home and refinancing a home loan. We have extensive knowledge of the home buying process (not just the mortgage) and we use that experience to consultÂ
"AGM Capital Mortgage Corporation was formed to offer you, the consumer, the Lowest Rate at the Lowest Cost that you qualify for. The opening statement on our web page by Michael Girard is a true statement in the belief that you owe it to yourself to KNOW that your bottom line costs matter.
Purchasing your home is often your BIGGEST INVESTMENT
Integrity mortgage has been in business since 1997. We are highly experienced, knowledgeable and approachable. We feel our name reflects who we are and how we serve each borrower we have the privilege to assist. We know there are many choices in mortgage services so we value clients who put their trust with us. business since 1997.
With decades of experience, the key to our success has been a combination of consistently offering the lowest possible interest rates at the lowest cost. Above all, providing outstanding customer service. We take pride in treating our clients with honesty, integrity and honesty.
1860 Sierra Gardens Dr, Suite 912, Roseville, CA, 95661
WTR FUND is a Smart, Established, Private Money lender. We loan on Non owner occupied properties including: Rentals, Fix & Flips, Commercial Structures and Land in the Greater Sacramento region and California. We approve loans based on property equity not our borrowers Credit. We know our investors move quick and so do we.
2436 Professional Drive, Suite 100, Roseville, CA, 95661
Delta Lending Group has been an established mortgage lending company for the last 17 years. Nestled in the heart of Brentwood, CA, Delta’s reputation for quick, easy, and friendly home loans is renown throughout Northern California. People have come to know us as the top servicer of refinancing
We provide friendly financing options for those who dream of living a more sustainable lifestyle and want to save money using modern technology. From sustainable home upgrades to affordable home purchases or refinances — we strive to care for the planet, while building lasting relationships with our valued partners and customers.
2250 Douglas Boulevard, Suite 135, Roseville, CA, 95661
We put our customer at the center of everything we do. Our mission: Creating the best mortgage experience with unmatched service and expert advice to help find the perfect mortgage with complete transparency. We’re make getting a mortgage easier than ever before with technology to make things simpler, giving users all the support, security.
729 Sunrise Avenue, Suite 600, Roseville, CA, 95661
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
