USDA Vs. FHA Pro and Con comparison in Hanover-Park, DuPage County, IL

In the year 2025, the USDA loan limit for Hanover-Park, located in the county of DuPage, IL, is marked at $0. For a single-family dwelling, the FHA cap is set at $379,500.

Employ the Lendersa® USDA loan calculator to compare the highest rates available today for USDA versus FHA, and evaluate the required income, credit, reserves, and documentation for qualification. By using our advanced mortgage calculator, you can analyze USDA, FHA, Conforming, and VA options concurrently, allowing you to choose the optimal program for your financial needs in Alabama.

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Loan Limits and Downpayment Requirements in Hanover-Park, DuPage, IL for 2025

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Alternatives in Hanover-Park, IL

The aim of Lendersa® is to efficiently secure you the finest USDA or FHA loans quickly and with ease. Initiate the process by choosing one of three available starting points that align lenders and USDA loan programs.

Lendersa USDA loan application and match results

Understanding USDA Loans in IL

A USDA home loan is a government-guaranteed loan provided by the Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage, and is only available in rural areas. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans do not demand any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Prestonwood Mortgage LLC.
  • 15950 N. Dallas Pkwy, Suite 400, Dallas, TX, 75248
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  • Ceasons Holdings
  • 16818 Dallas Parkway,, Dallas, TX, 75248
  • Ceasons Holdings is a Texas based private real estate lending company dedicated to financing short-term asset based loans. Ceasons Holdings is based out of Dallas, Texas and is a family owned and operated private real estate lender.Ceasons Holdings’ principals are passionate about real estate and are able to draw on their experiences as: direct le
  • Mobile Postal Employees Credit Union
  • 800 Downtowner Loop West, Mobile, AL, 36609
  • Mobile Postal Employees Credit Union was established July 1st, 1949 to serve the needs of Postal Workers and their families. Like all credit unions, we are a nonprofit, member-owned financial institution. Unlike a bank, we do not operate for profit. Any profit earned by the credit union is returned to the members in the form of dividends.
  • Azalea City Credit Union
  • 5662 Cottage Hill Rd, Mobile, AL, 36609
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  • AFC Mortgage wants to be your lender that can design a program that fits your particular home financing needs both now and in the future. Our rates are very competitive and we have a wide variety of financing options available to you. Our affiliation with numerous lenders allows AFC Mortgage the potential to save you thousands of dollars
  • MAGNOLIA MORTGAGE COMPANY
  • 1550 S. University Blvd, Mobile, AL, 36609
  • In an increasingly centralized business environment — where the main office may be hundreds of miles away in another state — it's reassuring to know that there are still truly "home-owned" companies. Magnolia Mortgage Company has been making a name for itself in the Mobile area since 1990.
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  • Community South Credit Union
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  • Start your lifelong financial partnership with a credit union that is dedicated to serving its community and its members. Come catch the good life and see what good natured banking is all about!credit union that is dedicated to serving its community and its members. Come catch the good life
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  • Carolina Lending Group
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  • Carolina Lending Group, LLC is going to make a commitment to giving back to both our community and other global organizations in an effort to make the world a better place. Our global partnership with Kiva.Org has been in place for many years and we will continue to support these causes via this platform for as little as $25 a loan.
  • First Bristol Federal Credit Union
  • 25 North Street, Bristol, CT, 06010
  • First Bristol Federal Credit Union is a full-service financial institution that was established in 1935. The Credit Union currently offers an array of first mortgages to fit members' needs. Our savings and loan rates are consistently better than most banks. You can handle all of your personal finances at the Credit Union.
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