USDA Vs. FHA Pro and Con comparison in Bloomingdale, DuPage County, IL

In the year 2025, the USDA loan cap in Bloomingdale, county of DuPage, IL, is $0, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to examine today's top USDA versus FHA rates, and evaluate the income, credit, reserves, and documents needed for qualification. Our enhanced mortgage calculator lets you assess USDA, FHA, Conforming, and VA programs side by side, aiding you to choose the most appropriate program for your financial circumstances in Alabama.

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2025 Loan Limits and Down Payment Requirements in Bloomingdale, DuPage, IL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA & FHA Loan Options in Bloomingdale, IL

The objective of Lendersa® is to rapidly and effortlessly provide you with the best USDA or FHA loan. Choose from three starting points to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loan in IL

A USDA home loan is a government-backed option by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, exclusively available in rural areas. Unlike FHA loans that demand a minimum 3.5% down payment, USDA loans do not require any down payment upfront.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Bank & Trust Co.
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  • At First Bank & Trust Co., you will feel the difference in the way your financial needs are met, because we are more than just a bank –we’re your bank. Located in Southern Oklahoma, we are proud to be a part of both urban & rural communities. We understand the banking needs of small businesses, farmers & ranchers, as well as families & individuals.
  • Channel Mortgage
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  • Channel Mortgage is a dynamic mortgage company, dedicated to helping customers connect the dots on their path to home ownership. The Company’s leadership has over 50 years combined experience in the mortgage business. Channel Mortgage is a 100 percent referral based business. We do not expend resources on slick advertising and other misleading gimm
  • SBA Loan Group
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  • SBA Loan Group was founded in 2012 to guide small business owners about the SBA loan program and how it works. We specialize in SBA loans, and you are not just a number on a check l-list, but a client and can have personalized attention because each deal is unique for us. Yankie Markowitz is the Chief Executive Officer of SBA Loan Group.
  • Lamar M. Collins, CMPS
  • 197 Ralph Avenue, Ground Floor, Brooklyn, NY, 11233
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  • GCT Mortgage Brokers LLC
  • 253 Ralph Avenue, Suite 100, Brooklyn, NY, 11233
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • TF Management Group LLC
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  • The First National Bank of Tom Bean
  • 109 S. Britton, Tom Bean, TX, 75489
  • Established in 1906 we have served the needs of our community for over 100 years. You are not simply customers to us; you are our friends and our family. We have strived to excel at bringing you the financial products and technological advancements to meet your needs while retaining our hometown feel.
  • ARLINGTON FINANCIAL CORPORATION
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  • Provident Bank
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