USDA Vs. FHA Pro and Con comparison in Carbondale, Jackson County, IL
In 2025, the maximum USDA loan in Carbondale, Jackson county, IL, is $336,500, while the FHA cap is $472,030 for a single-family home.
Utilize Lendersa® USDA loan calculator to contrast today's best USDA and FHA rates, and find out the income, credit, reserves, and documents necessary to qualify. Our advanced calculator lets you compare USDA, FHA, Conforming, and VA plans side by side to help you choose which option in Alabama suits your financial situation best.
2025 Loan Limits and Down Payment Requirements in Carbondale, Jackson county, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Carbondale, IL
Lendersa® aims to swiftly secure you the most advantageous USDA or FHA loan. Start with one of three approaches to match you with lenders and USDA loan plans.
A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA Rural Development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans that mandate a 3.5% minimum down payment, USDA loans require none.
3261 Old Washington Road, Suite 1011, Waldorf, MD, 20602
Colonial Mortgage Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism
First Flight Federal Credit Union is a full-service financial institution that has been serving members around the world since 1952. With branches across the state, First Flight serves a broad membership including residents in many area communities and employees of a variety of industries
Akron Employees Federal Credit Union Our mission is to provide personal financial services of a superior quality to the members; our chief concern being their financial well-being. We will use automation and technology to support a highly trained group of volunteers and staff.Professional managers will be accountable for the quality of service
3915 National Drive, Suite 100, Burtonsville, MD, 20866
American Mortgage and Investment Services, Inc. (AMAISI) has generated hundreds of millions of dollars in financing for its clients. Our team of experienced financing Originators will work hard to provide you with the best financing available for your residential or commercial needs.
15320 Spencerville Ct, Suite 201, Burtonsville, MD, 20866
We have assembled an experienced and talented team, which quite frankly, gives us an almost unfair advantage over other mortgage companies. Our team continually works to stay fresh in the industry-investing the necessary time to break down each minute step of the mortgage financing process, attending educational events and seminars.
"NewDay USA is building our nation's leading VA mortgage company, serving America’s veterans and their families, to help Veterans like you get the financial security and peace of mind you deserve.
Since 2004, NewDay USA has set out to improve the lending experience for Veterans, Service members and their family members."
8115 Maple Lawn Blvd, Suite 350, Fulton, MD, 20759
Imperium Mortgage We are a people-centric organization that not only seeks to minimize the impact of our business on the environment but also shares concerns that will be confronted by future generations. You do not normally expect to hear this from a mortgage company, but the fact is, we finance people’s future.
8115 Maple Lawn Blvd, Suite 350, Fulton, MD, 20759
Access Financial Mortgage Corp., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
