USDA Vs. FHA Pro and Con comparison in Carbondale, Jackson County, IL
In 2025, the maximum USDA loan in Carbondale, Jackson county, IL, is $336,500, while the FHA cap is $472,030 for a single-family home.
Utilize Lendersa® USDA loan calculator to contrast today's best USDA and FHA rates, and find out the income, credit, reserves, and documents necessary to qualify. Our advanced calculator lets you compare USDA, FHA, Conforming, and VA plans side by side to help you choose which option in Alabama suits your financial situation best.
2025 Loan Limits and Down Payment Requirements in Carbondale, Jackson county, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Carbondale, IL
Lendersa® aims to swiftly secure you the most advantageous USDA or FHA loan. Start with one of three approaches to match you with lenders and USDA loan plans.
A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA Rural Development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans that mandate a 3.5% minimum down payment, USDA loans require none.
1599 East Orangewood, Suite 200, Phoenix, AZ, 85020
Eddie and Tom Knoell are 3rd generation natives of Phoenix. Count on them to stick around! The Knoell family has been deeply rooted in real estate for over 70 years Valley with an impeccable reputation.
Eddie and Tom both say “Customer service is worth nothing if it lacks quality
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
7600 North 15th Street, Suite 150-2, Phoenix, AZ, 85020
At OnPoint Financial, we ensure we have solutions for every type of homeowner! It doesn’t matter if you are buying your first home, upgrading into your dream home or building wealth buying investment properties – let the experts at OnPoint Financial keep you pointed in the right direction.
1819 East Morten Avenue, Suite 170, Phoenix, AZ, 85020
Jud Holmes opened Innovate Mortgage in 2018 because He wasn’t satisfied with the service & programs that I could offer as part of a big bank. As a broker with low overhead, I can pass the savings of running a lean operation on to my clients in the form of better rates and lower closing costs. Not only that but I can get files closed faster.
7301 North 16th Street, Suite 102, Phoenix, AZ, 85020
Curtis Clarke has serviced the Phoenix valley with home loans since 2005. With almost 10 years of service & expertise he knows how to save you the most money with the financing on your home. valley with home loans since 2005. Clarke Capital LLC, offering personalized mortgage solutions, fast customized quotes, great rates & service with integrity.
1819 East Morton Avenue, Suite 170, Phoenix, AZ, 85020
We take pride in providing you with excellent service and appreciate the opportunity to assist you with your Mortgage Needs. We specialize in helping Arizona families get quality VA financing with VA loans and VA streamline and cash-out refinances. We're licensed to issue VA loans in the great state of Arizona
Our mission is to create financial independence, promote diversity and assist hard-working families. First American Credit Union is a community oriented, non-profit financial institution. Our members and employees are people like you who live and work in Southwest Arizona and areas of New Mexico.
1664 E Florence Blvd, Suite 4-106, Casa Grande, AZ, 85122
Our mission is to help our clients purchase or refinance their dream home with a high level of service. We strive to earn your business and build a long-lasting relationship. 15 years in the lending field
Experts in credit repair at no charge to you
Specializing in hard to do loans
Your loan is our priority
Arizona lender for two decades
