In 2025, the maximum USDA loan in Carbondale, Jackson county, IL, is $336,500, while the FHA cap is $472,030 for a single-family home.
Utilize Lendersa® USDA loan calculator to contrast today's best USDA and FHA rates, and find out the income, credit, reserves, and documents necessary to qualify. Our advanced calculator lets you compare USDA, FHA, Conforming, and VA plans side by side to help you choose which option in Alabama suits your financial situation best.
2025 Loan Limits and Down Payment Requirements in Carbondale, Jackson county, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Carbondale, IL
Lendersa® aims to swiftly secure you the most advantageous USDA or FHA loan. Start with one of three approaches to match you with lenders and USDA loan plans.
A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA Rural Development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans that mandate a 3.5% minimum down payment, USDA loans require none.
Eureka offers traditional deposit products including passbook savings accounts and certificates of deposit, as well as loan products. Our team of mortgage associates can help to find you the best available mortgage lending programs and work with you to assure the highest rate of approval with respect to your current situation
At Caro, we are focused on changing people’s lives with creative problem-solving solutions to the financial challenges life throws at you, both simple and complex. We give you the tools you need to succeed, help you achieve your goals and work together on a plan that is easy to follow. Caro treats every person with equal importance.
Ezra Javasky is the founder and CEO of JP Real Estate Funding. Ezra has been in the hard money space since 2013, having funded over $200mm in both short and long term loans. He works with both experienced and new investors helping them finance flips and rentals nationwide. His knowledge, experience throughout his career and great customer service
In addition to conventional commercial financing such as Fannie/Freddie and HUD, we offer creative financing for business owners looking to purchase or get working capital to start or grow a business.
We offer creative financing for all industries and verticals and everything is negotiable.
Amounts starting at $1M - $1B.
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Fleur De Lis Federal Credit Union was chartered on 1951 to provide financial services to the employees of the Louisiana Department of Health in LA, employees of the credit union, members of their immediate families & organizations of such persons. The Charter was amended in January 1997 to include the Office of Health Services and Environmental.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. DSM Lending Individually prices all Loans.
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